Gavop's guide to buying homeowners insurance in Deer Park, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Deer Park, OH - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Larchview Dr, Hoffman Ave, Frane Ln, Williams Rd, Hermitage Ln, Frontenac Dr, Foxcroft Ct, Trebor Dr, Sorrento Dr, Styrax Ln | $81,500 | $70,000 | $75,000-$100,000 | $119,500 | $110,000 | $100,000-$125,000 |
| Plainfield Ln, Duneden Rd, Brookline Ave, Kalama Ct, Saint Johns Ter, Wexford Ave, Buxton Rd, Yakima Ct, Lake Ave, Winnetka Dr | $114,000 | $100,000 | $100,000-$125,000 | $171,500 | $140,000 | $150,000-$175,000 |
| Ken Arbre Dr, Camner Ave, Glenburney Ct, Richmond Ave, Arborcrest Ct, Shagbark Dr, Happiness Way, Alhambra Ct, Leadwell Ln, Pleasantwood Ct | $132,000 | $110,000 | $125,000-$150,000 | $152,000 | $130,000 | $125,000-$150,000 |
| Lake Ave, Mac Nicholas Ave, Merrymaker Ln, Donna Ln, Trebor Ave, Tralee Ct, Jeffrey Ct, Bayberry Dr, Belfast Ave, Quarter Maine Ave | $126,500 | $100,000 | $125,000-$150,000 | $104,500 | $100,000 | $75,000-$100,000 |
| Tulipwood Ct, Whitechapel Dr, Quarter Maine Ave, Longford Dr, Frontenac Ave, Sycamore Rd, Saint Johns Ter, Dartmoor Ct, Gail Dr, Fidelis Dr | $196,500 | $180,000 | $150,000-$175,000 | $179,500 | $160,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$96 | $545 |
| Superior Protection Discount | -$64 | $577 |
| Fire & Security Discount | -$64 | $577 |
| Hail Resistant Roof Discount | -$19 | $622 |
| Newly Constructed Home Discount | -$173 | $468 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hamilton County | $1,500 | $704 | $2,204 | $512 | $2,012 | $192 |
| Deer Park, OH | $700 | $633 | $1,333 | $460 | $1,160 | $173 |
| Silverton, OH | $400 | $654 | $1,054 | $475 | $875 | $179 |
| Blue Ash, OH | $2,500 | $747 | $3,247 | $543 | $3,043 | $204 |
| Mason, OH | $300 | $850 | $1,150 | $618 | $918 | $232 |
| Wilder, KY | $1,500 | $846 | $2,346 | $615 | $2,115 | $231 |
| Covedale, OH | $400 | $680 | $1,080 | $494 | $894 | $186 |
| Williamsburg, OH | $2,500 | $656 | $3,156 | $477 | $2,977 | $179 |
| Lynchburg, OH | $700 | $596 | $1,296 | $433 | $1,133 | $163 |
| New Liberty, KY | $500 | $747 | $1,247 | $543 | $1,043 | $204 |
| New Paris, OH | $2,500 | $521 | $3,021 | $378 | $2,878 | $142 |
| Home Insurance Company Deer Park, OH | Homeowners Insurance Agency Deer Park, OH | Address | Popularity Score | Distance from Deer Park (miles) |
|---|---|---|---|---|
| Erie | Henry Insurance Agency Llc | 2757 Observatory Ave #22, Cincinnati, OH, 45208 | 5.1 | |
| Liberty Mutual Independent | Etler Kettenacker Agency | 10945 Reed Hartman Hwy Ste 222, Cincinnati, OH, 45242 | 4.3 | |
| State Farm | Pete Gross | 10187 Mccauly Rd, Cincinnati, OH, 45241-1353 | 6.5 | |
| Allstate | Maryann Putman | 5765 S State Route 48 Unit 108, Maineville, OH, 45039 | 12.3 | |
| Liberty Mutual Independent | Albers Insurance Agency | 9200 Montgomery Rd Ste 9b, Cincinnati, OH, 45242 | 2.5 | |
| State Farm | Dwight Moody | 7800 Hamilton Ave, Cincinnati, OH, 45231-3106 | 8.4 | |
| Allstate | Justin Hoffman | 660 Kemper Commons Cir, Cincinnati, OH, 45246 | 6.7 | |
| State Farm | Mike Albrinck | 9018 Reading Rd, Cincinnati, OH, 45215-3230 | 2.7 | |
| State Farm | Steve Saunders | 4837 Rialto Rd Ste B, West Chester, OH, 45069-2910 | 9.0 | |
| State Farm | Gary Schork | 7216 Montgomery Road, Cincinnati, OH, 45236-3920 | 0.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $510 | $1,000 | $490 |
| Hamilton County, OH | $145,800 | $713 | $520 | $980 | $460 |
| Deer Park, OH | $125,400 | $641 | $440 | $890 | $450 |
| Silverton, OH | $114,300 | $662 | $450 | $950 | $500 |
| Blue Ash, OH | $243,100 | $756 | $540 | $1,040 | $500 |
| Mason, OH | $235,000 | $860 | $580 | $1,200 | $620 |
| Wilder, KY | $118,300 | $856 | $580 | $1,210 | $630 |
| Covedale, OH | $148,500 | $688 | $490 | $980 | $490 |
| Williamsburg, OH | $136,200 | $664 | $460 | $920 | $460 |
| Lynchburg, OH | $92,500 | $603 | $430 | $850 | $420 |
| New Liberty, KY | $92,900 | $756 | $540 | $1,040 | $500 |
| New Paris, OH | $68,700 | $527 | $360 | $750 | $390 |