Gavop shows you how to buy homeowners insurance in Upper Macungie, PA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $70,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $182,000 | $160,000 | $175,000-$200,000 |
| 3 Bedroom | $252,000 | $200,000 | $200,000-$250,000 |
| 4 Bedroom | $226,500 | $210,000 | $250,000-$300,000 |
| 5 Bedroom | $229,000 | $200,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$132 | $694 |
| Superior Protection Discount | -$74 | $752 |
| Fire & Security Discount | -$74 | $752 |
| Hail Resistant Roof Discount | -$17 | $810 |
| Newly Constructed Home Discount | -$223 | $603 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lehigh County | $2,500 | $759 | $3,259 | $552 | $3,052 | $207 |
| Upper Macungie, PA | $700 | $817 | $1,517 | $593 | $1,293 | $223 |
| Maxatawny, PA | $400 | $670 | $1,070 | $487 | $887 | $183 |
| Northampton County, PA | $2,000 | $783 | $2,783 | $569 | $2,569 | $214 |
| Silverdale, PA | $300 | $928 | $1,228 | $674 | $974 | $254 |
| Trooper, PA | $1,000 | $819 | $1,819 | $595 | $1,595 | $224 |
| Forestville, PA | $200 | $551 | $751 | $401 | $601 | $151 |
| Monroe County, PA | $2,500 | $708 | $3,208 | $515 | $3,015 | $194 |
| New Holland, PA | $200 | $659 | $859 | $479 | $679 | $180 |
| East Fallowfield, PA | $2,000 | $737 | $2,737 | $536 | $2,536 | $201 |
| Parkesburg, PA | $100 | $769 | $869 | $559 | $659 | $210 |
| Mainville, PA | $2,500 | $559 | $3,059 | $406 | $2,906 | $153 |
| Home Insurance Company Upper Macungie, PA | Homeowners Insurance Agency Upper Macungie, PA | Address | Popularity Score | Distance from Upper Macungie (miles) |
|---|---|---|---|---|
| State Farm | Sal Vacchiano | 1137 Old York Rd, Abington, PA, 19001-3816 | 41.0 | |
| Allstate | Lance Davidson | 120 Bethlehem Pike Ste 101, Colmar, PA, 18915 | 28.3 | |
| Allstate | Peter Hughes | 2546 W Chester Pike, Broomall, PA, 19008 | 42.9 | |
| Allstate | Mark T Mccaffrey | 1223 W Chester Pike Rear, West Chester, PA, 19382 | 41.6 | |
| State Farm | Amy Schumaker | 314 Pennsylvania Ave, Oreland, PA, 19075-1231 | 38.9 | |
| Allstate | Edward Leasure | 1000 Walnut St Ste 102, Lansdale, PA, 19446 | 28.6 | |
| Allstate | Leslie Wolner Lederhandler | 1657 Limekiln Pike, Dresher, PA, 19025 | 37.9 | |
| State Farm | Ross Kweder | 1259 Easton Rd, Warrington, PA, 18976-1822 | 34.0 | |
| Allstate | Bill Penney | 1 W Main St, Trappe, PA, 19426 | 27.2 | |
| Travelers | The Park R Insurance Agency Inc | 3221 Edgmont Ave, Brookhaven, PA, 19015 | 49.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $510 | $1,020 | $510 |
| Lehigh County, PA | $196,000 | $768 | $510 | $1,050 | $540 |
| Upper Macungie, PA | $292,800 | $827 | $560 | $1,170 | $610 |
| Maxatawny, PA | $204,400 | $678 | $490 | $960 | $470 |
| Northampton County, PA | $209,800 | $792 | $550 | $1,100 | $550 |
| Silverdale, PA | $272,700 | $939 | $690 | $1,340 | $650 |
| Trooper, PA | $293,800 | $829 | $560 | $1,140 | $580 |
| Forestville, PA | $86,100 | $558 | $370 | $790 | $420 |
| Monroe County, PA | $167,200 | $717 | $490 | $990 | $500 |
| New Holland, PA | $197,300 | $667 | $470 | $910 | $440 |
| East Fallowfield, PA | $247,700 | $746 | $540 | $1,030 | $490 |
| Parkesburg, PA | $188,500 | $778 | $540 | $1,070 | $530 |
| Mainville, PA | $88,800 | $566 | $400 | $780 | $380 |