Gavop's guide to buying homeowners insurance in Dobson, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $83,500 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $138,000 | $120,000 | $150,000-$175,000 |
| 4 Bedroom | $168,000 | $150,000 | $150,000-$175,000 |
| 5 Bedroom | $149,000 | $130,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$105 | $596 |
| Superior Protection Discount | -$70 | $631 |
| Fire & Security Discount | -$63 | $638 |
| Hail Resistant Roof Discount | -$14 | $687 |
| Newly Constructed Home Discount | -$203 | $498 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,392 |
| Hail Damage | $4,900 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $16,386 |
| Home Insurance Company Dobson, NC | Homeowners Insurance Agency Dobson, NC | Address | Popularity Score | Distance from Dobson (miles) |
|---|---|---|---|---|
| Nationwide | Michael J Morgan Agency | 2200 Silas Creek Pkwy Ste 4 A, Winston-Salem, NC, 27103 | 33.8 | |
| Travelers | Alliance Insurance Services Llc | 348 Summit Sq Blvd, Winston Salem, NC, 27105 | 28.9 | |
| Erie | Security Underwriters Inc. | 6380 Shallowford Road Lewsiville, Lewisville, NC, 27023 | 26.8 | |
| State Farm | Kevin Bugg | 1325 Nc Highway 66 S Ste F, Kernersville, NC, 27284-3768 | 42.5 | |
| Travelers | W N Ireland Insurance Agency Inc | 113 E Main Street, Yadkinville, NC, 27055 | 18.4 | |
| Travelers | Bb&T Insurance Services | 414 Gallimore Dairy Rd Ste F, Greensboro, NC, 27409 | 48.9 | |
| Nationwide | Jim Jackson | 107 W Independence Blvd, Mount Airy, NC, 27030-3589 | 9.8 | |
| Erie | Walker Robinson Clark | 134 E Sharpe St, Statesville, NC, 28677 | 43.3 | |
| Travelers | Piedmont Triad Ins Inc | 3222 Silas Creek Pkwy Ste 10, Winston Salem, NC, 27103 | 32.8 | |
| State Farm | Kyle Mills | 6425 Old Plank Rd Ste 112, High Point, NC, 27265-3277 | 46.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $630 | $1,220 | $590 |
| Surry County, NC | $120,900 | $705 | $510 | $1,000 | $490 |
| Dobson, NC | $127,000 | $701 | $470 | $1,000 | $530 |
| Yadkin County, NC | $127,300 | $733 | $510 | $1,020 | $510 |
| Galax, VA | $105,500 | $792 | $570 | $1,100 | $530 |
| Hillsville, VA | $104,500 | $575 | $400 | $820 | $420 |
| Peters Creek, NC | $114,600 | $697 | $500 | $960 | $460 |
| Clemmonsville, NC | $222,000 | $919 | $670 | $1,300 | $630 |
| Winston, NC | $142,200 | $689 | $460 | $960 | $500 |
| Middle Fork I, NC | $102,300 | $635 | $430 | $900 | $470 |
| Middle Fork II, NC | $137,900 | $802 | $590 | $1,150 | $560 |
| Kernersville, NC | $167,700 | $771 | $530 | $1,090 | $560 |
| Cooleemee, NC | $87,100 | $554 | $400 | $790 | $390 |