Gavop shows you how to buy homeowners insurance in Roberts County, SD by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $81,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $145,500 | $120,000 | $150,000-$175,000 |
| 4 Bedroom | $129,500 | $110,000 | $125,000-$150,000 |
| 5 Bedroom | $215,000 | $200,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$100 | $567 |
| Superior Protection Discount | -$67 | $600 |
| Fire & Security Discount | -$67 | $600 |
| Hail Resistant Roof Discount | -$20 | $647 |
| Newly Constructed Home Discount | -$133 | $534 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Roberts County | $1,000 | $659 | $1,659 | $479 | $1,479 | $180 |
| Roberts County, SD | $1,000 | $659 | $1,659 | $479 | $1,479 | $180 |
| Windsor, MN | $2,500 | $1,408 | $3,908 | $1,023 | $3,523 | $385 |
| Elma, ND | $500 | $1,102 | $1,602 | $801 | $1,301 | $301 |
| Ortonville, MN | $2,000 | $720 | $2,720 | $523 | $2,523 | $197 |
| Mantador, ND | $400 | $560 | $960 | $407 | $807 | $153 |
| Hall, ND | $2,000 | $981 | $2,981 | $713 | $2,713 | $268 |
| Codington County, SD | $100 | $852 | $952 | $619 | $719 | $233 |
| Home Insurance Company Roberts County, SD | Homeowners Insurance Agency Roberts County, SD | Address | Popularity Score | Distance from Roberts County (miles) |
|---|---|---|---|---|
| State Farm | Jan Scriver | 1203 E 4th Ave Ste 102, Milbank, SD, 57252-1561 | 31.9 | |
| State Farm | Bonnie Ceroll | 113 E Oak St, Sisseton, SD, 57262-1413 | 5.7 | |
| Travelers | Leroy Erickson Agency Inc | 402 Main St, Langford, SD, 57454 | 42.8 | |
| Travelers | Leroy Erickson Agency Inc | 418 Main St, Langford, SD, 57454 | 42.8 | |
| Farmers | Heather Storm | 204 S Main St Ste D, Milbank, SD, 57252 | 31.7 | |
| Travelers | Reliabank Insurance | 1401 N 4th Street Ne, Watertown, SD, 57201 | 49.2 | |
| State Farm | Bonnie Ceroll | 113 East Oak Street, Sisseton, SD, 57262-1413 | 5.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Dakota | $152,700 | $984 | $720 | $1,350 | $630 |
| Roberts County, SD | $95,700 | $667 | $480 | $910 | $430 |
| Roberts County, SD | $95,700 | $667 | $450 | $920 | $470 |
| Windsor, MN | $281,300 | $1,425 | $950 | $2,010 | $1,060 |
| Elma, ND | $164,600 | $1,115 | $750 | $1,570 | $820 |
| Ortonville, MN | $90,800 | $729 | $500 | $1,040 | $540 |
| Mantador, ND | $43,800 | $567 | $410 | $790 | $380 |
| Hall, ND | $131,300 | $993 | $690 | $1,360 | $670 |
| Codington County, SD | $166,500 | $863 | $610 | $1,230 | $620 |