Gavop's guide to buying homeowners insurance in Brookings County, SD covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Brookings County, SD - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Cedar Ave, Summit Pass, Walnut Ln, Oak Ave, 7th St W, Park Ave Cir, 11th St S, Santee Pass, W 42nd St, Eastern Ave | $206,500 | $190,000 | $175,000-$200,000 | $102,000 | $80,000 | $75,000-$100,000 |
| 199th St, 469th Ave, 32nd St, W Pine St, Pamela Dr, 215th St, 6th Ave, Leprechaun Cir, Co Rd 22, 485th Ave | $127,500 | $100,000 | $100,000-$125,000 | $148,500 | $140,000 | $150,000-$175,000 |
| 21st Ave S, 464th Ave, S Dakota Hwy 13, Medary Ave, Hawaii Dr, 469th Ave, 461st Ave, W 10th St, 16th Ave S, Main Ave | $143,000 | $130,000 | $150,000-$175,000 | $165,500 | $150,000 | $125,000-$150,000 |
| E Pine Str, W 4th St, Nicki St, Roberts Ave, Buffalo St, W 18th St, Co Rd 1, Sunrise Ridge Rd, Broken Bow Trl, Co Rd 13 | $102,000 | $90,000 | $100,000-$125,000 | $65,500 | $60,000 | $50,000-$75,000 |
| Dakota Trl, Indian Hills Rd, Dogwood Ave, Dakota Ave, 1st Ave S, 207th St, Co Rd 29, 455th Ave, Co Rd 34, W 7th St | $101,500 | $80,000 | $100,000-$125,000 | $99,500 | $80,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$167 | $815 |
| Superior Protection Discount | -$98 | $884 |
| Fire & Security Discount | -$69 | $913 |
| Hail Resistant Roof Discount | -$20 | $962 |
| Newly Constructed Home Discount | -$275 | $707 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Brookings County | $1,000 | $970 | $1,970 | $705 | $1,705 | $265 |
| Brookings County, SD | $700 | $970 | $1,670 | $705 | $1,405 | $265 |
| Argo, SD | $200 | $999 | $1,199 | $726 | $926 | $273 |
| Arlington, SD | $2,500 | $802 | $3,302 | $583 | $3,083 | $219 |
| Marshfield, MN | $400 | $1,086 | $1,486 | $789 | $1,189 | $297 |
| Lake Stay, MN | $1,500 | $1,232 | $2,732 | $895 | $2,395 | $337 |
| Trent, SD | $500 | $747 | $1,247 | $543 | $1,043 | $204 |
| Ruthton, MN | $700 | $390 | $1,090 | $284 | $984 | $107 |
| Hazel, SD | $200 | $704 | $904 | $512 | $712 | $193 |
| Clearwater, SD | $1,500 | $824 | $2,324 | $599 | $2,099 | $225 |
| Minneota, MN | $500 | $758 | $1,258 | $551 | $1,051 | $207 |
| Burke, MN | $2,500 | $1,247 | $3,747 | $906 | $3,406 | $341 |
| Home Insurance Company Brookings County, SD | Homeowners Insurance Agency Brookings County, SD | Address | Popularity Score | Distance from Brookings County (miles) |
|---|---|---|---|---|
| Farmers | Jeff Jacobson | 708 Main Ave S Ste 2, Brookings, SD, 57006 | 5.4 | |
| State Farm | Paul Kruse | 511 6th St, Brookings, SD, 57006-1436 | 4.5 | |
| State Farm | Kevin Witte | 2312 6th St, Brookings, SD, 57006-2404 | 4.8 | |
| State Farm | Ken Sinner | 600 5th St Se, Watertown, SD, 57201-4915 | 38.8 | |
| State Farm | Joan Severtson | 208 1/2 N Wind St, Flandreau, SD, 57028-1247 | 24.7 | |
| Farmers | Pat Shriver | 1505 9th Ave Se Ste B, Watertown, SD, 57201 | 38.3 | |
| State Farm | Harry Mansheim | 511 Main Avenue, Brookings, SD, 57006-0439 | 4.6 | |
| Travelers | Deuel County Natl Bank Ins | 305 4th St W Deuel Cnty Natl Bank, Clear Lake, SD, 57226 | 27.2 | |
| Travelers | Arlington Insurance Agency | 128 S Main, Arlington, SD, 57212 | 16.7 | |
| Travelers | V C Buck | 310 Main Ave, Sinai, SD, 57061 | 15.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Dakota | $152,700 | $984 | $710 | $1,410 | $700 |
| Brookings County, SD | $165,100 | $982 | $720 | $1,390 | $670 |
| Brookings County, SD | $165,100 | $982 | $710 | $1,380 | $670 |
| Argo, SD | $161,100 | $1,011 | $690 | $1,440 | $750 |
| Arlington, SD | $100,900 | $812 | $540 | $1,140 | $600 |
| Marshfield, MN | $171,900 | $1,099 | $750 | $1,520 | $770 |
| Lake Stay, MN | $217,900 | $1,247 | $890 | $1,720 | $830 |
| Trent, SD | $85,000 | $756 | $540 | $1,040 | $500 |
| Ruthton, MN | $41,600 | $395 | $280 | $550 | $270 |
| Hazel, SD | $73,300 | $713 | $490 | $1,020 | $530 |
| Clearwater, SD | $107,100 | $834 | $570 | $1,180 | $610 |
| Minneota, MN | $97,400 | $767 | $560 | $1,060 | $500 |
| Burke, MN | $223,300 | $1,262 | $870 | $1,800 | $930 |