Gavop's guide to buying homeowners insurance in Franklin County, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$175 | $622 |
| 30 year old | +$12 | $809 |
| 40 year old | +$21 | $818 |
| 50 year old | +$30 | $828 |
| Above 50 year old | +$38 | $836 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$151 | $646 |
| Superior Protection Discount | -$72 | $726 |
| Fire & Security Discount | -$72 | $726 |
| Hail Resistant Roof Discount | -$24 | $773 |
| Newly Constructed Home Discount | -$191 | $606 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Franklin County | $2,500 | $788 | $3,288 | $572 | $3,072 | $215 |
| Franklin County, VA | $700 | $788 | $1,488 | $572 | $1,272 | $215 |
| Rocky Mount, VA | $500 | $619 | $1,119 | $450 | $950 | $169 |
| Reed Creek, VA | $2,500 | $909 | $3,409 | $660 | $3,160 | $248 |
| Tunstall, VA | $300 | $901 | $1,201 | $655 | $955 | $246 |
| Daleville, VA | $2,500 | $965 | $3,465 | $701 | $3,201 | $264 |
| Merrimac, VA | $100 | $598 | $698 | $434 | $534 | $163 |
| Wentworth, NC | $1,000 | $689 | $1,689 | $501 | $1,501 | $188 |
| Seneca, VA | $500 | $644 | $1,144 | $468 | $968 | $176 |
| Big Creek, NC | $2,000 | $734 | $2,734 | $533 | $2,533 | $201 |
| Big Island, VA | $300 | $499 | $799 | $363 | $663 | $136 |
| Pulaski, VA | $1,000 | $909 | $1,909 | $660 | $1,660 | $248 |
| Home Insurance Company Franklin County, VA | Homeowners Insurance Agency Franklin County, VA | Address | Popularity Score | Distance from Franklin County (miles) |
|---|---|---|---|---|
| State Farm | Jimmy Russell | 363 Franklin Street, Rocky Mount, VA, 24151-1600 | 0.6 | |
| Travelers | Fieldale Insurance Agency Inc | 51 Marshall Way, Fieldale, VA, 24089 | 20.4 | |
| Travelers | Roanoke Insurance Agency | 2223 Crystal Spring Ave, Roanoke, VA, 24014 | 18.0 | |
| Erie | Nelles Insurance Solutions Inc. | 2225 Lakeside Drive Suite C, Lynchburg, VA, 24501 | 46.6 | |
| Erie | Bill Meador Insurance Agency | 2896 Northview Drive Sw, Roanoke, VA, 24015 | 19.3 | |
| Farmers | Terry Gross | 349a Piney Forest Rd, Danville, VA, 24540 | 37.5 | |
| Allstate | Bernadette Kincheloe | 4664 Brambleton Ave, Roanoke, VA, 24018 | 17.3 | |
| Travelers | Thurman Insurance Agency | 420 Tanyard Rd, Rocky Mount, VA, 24151 | 0.7 | |
| Travelers | Trustpoint Insurance | 120 Roanoke Blvd, Salem, VA, 24153 | 22.7 | |
| State Farm | Ryan Wheeling | 25184 Virgil H Goode Hwy, Boones Mill, VA, 24065-4346 | 9.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $640 | $1,340 | $700 |
| Franklin County, VA | $176,900 | $797 | $540 | $1,100 | $560 |
| Franklin County, VA | $176,900 | $797 | $550 | $1,100 | $550 |
| Rocky Mount, VA | $127,800 | $627 | $420 | $890 | $470 |
| Reed Creek, VA | $99,900 | $920 | $670 | $1,310 | $640 |
| Tunstall, VA | $106,400 | $912 | $620 | $1,290 | $670 |
| Daleville, VA | $277,400 | $977 | $670 | $1,340 | $670 |
| Merrimac, VA | $111,200 | $605 | $430 | $840 | $410 |
| Wentworth, NC | $144,600 | $697 | $500 | $1,000 | $500 |
| Seneca, VA | $135,300 | $652 | $440 | $930 | $490 |
| Big Creek, NC | $124,500 | $743 | $510 | $1,030 | $520 |
| Big Island, VA | $90,600 | $505 | $350 | $700 | $350 |
| Pulaski, VA | $109,300 | $920 | $630 | $1,320 | $690 |