Gavop shows you how to buy homeowners insurance in Brookfield, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Brookfield, MO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Ladue Dr, Nature Rd, Brookfield Blvd, Grid Rd, Eureka Rd, N Chestnut St, E Lockling Ave, S Josephine St, Douglas Dr, Major Dr | $126,000 | $110,000 | $125,000-$150,000 | $50,000 | $40,000 | $25,000-$50,000 |
| Moss Dr, W Bisbee St, Heath Rd, E Boston St, Jewell Dr, Madrid Dr, Co Rd U, Shelby St, Lever Dr, Little Rd | $72,000 | $60,000 | $75,000-$100,000 | $55,000 | $50,000 | $25,000-$50,000 |
| E Booker St, Gamble St, Co Rd Pp, Kayser Rd, S Pennsylvania St, E Clayton St, N Walnut St, Hwy 5, Lama Rd, Harrison St | $98,000 | $80,000 | $75,000-$100,000 | $129,000 | $110,000 | $100,000-$125,000 |
| Felton Dr, E Circle Dr, Laden Rd, Ridgecrest Dr, N Shelby St, Kidder Dr, N State St, W Ritchie Ave, Iris Dr, Gage Rd | $94,000 | $80,000 | $100,000-$125,000 | $69,000 | $60,000 | $75,000-$100,000 |
| N Caldwell St, Midway Rd, Freeman St, E Front St, Iva Rd, E Maple St, Burnham St, Landes Rd, Percy Ln, S Cedar St | $127,500 | $110,000 | $150,000-$175,000 | $72,000 | $70,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$128 | $583 |
| Superior Protection Discount | -$64 | $647 |
| Fire & Security Discount | -$50 | $661 |
| Hail Resistant Roof Discount | -$14 | $696 |
| Newly Constructed Home Discount | -$185 | $526 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Linn County | $2,000 | $725 | $2,725 | $527 | $2,527 | $198 |
| Brookfield, MO | $2,500 | $702 | $3,202 | $510 | $3,010 | $192 |
| Yellow Creek, MO | $300 | $762 | $1,062 | $554 | $854 | $208 |
| Sumner, MO | $1,500 | $746 | $2,246 | $542 | $2,042 | $204 |
| Lingo, MO | $200 | $890 | $1,090 | $647 | $847 | $243 |
| Chula, MO | $1,000 | $790 | $1,790 | $574 | $1,574 | $216 |
| Stokes Mound, MO | $400 | $857 | $1,257 | $623 | $1,023 | $234 |
| Laredo, MO | $1,000 | $571 | $1,571 | $415 | $1,415 | $156 |
| Van Horn, MO | $100 | $810 | $910 | $589 | $689 | $221 |
| Ludlow, MO | $700 | $664 | $1,364 | $482 | $1,182 | $181 |
| Newtown, MO | $300 | $683 | $983 | $496 | $796 | $187 |
| Woodlawn, MO | $2,500 | $1,001 | $3,501 | $727 | $3,227 | $274 |
| Home Insurance Company Brookfield, MO | Homeowners Insurance Agency Brookfield, MO | Address | Popularity Score | Distance from Brookfield (miles) |
|---|---|---|---|---|
| State Farm | Stephanie Trager | 112 W Brooks Street, Brookfield, MO, 64628-1606 | 1.0 | |
| Allstate | Jerry Swartz | 208 W Rollins St, Moberly, MO, 65270 | 41.7 | |
| State Farm | Michael Green | 100 W Berry Street, Hamilton, MO, 64644-1309 | 49.4 | |
| Travelers | Dysart Agency | 117 N Lafayette, Marshall, MO, 65340 | 45.4 | |
| Farmers | Micheal Clark | 368 W Arrow St Ste 101, Marshall, MO, 65340 | 45.5 | |
| Allstate | Cooley Insurance Agency | 902 N Morley St, Moberly, MO, 65270 | 41.5 | |
| State Farm | Jed Frost | 107a N Main Street Usa, Marceline, MO, 64658-1213 | 7.5 | |
| Allstate | Cynthia Black Rodgers | 102 S Main Street Usa, Marceline, MO, 64658 | 7.5 | |
| State Farm | Pat Phillips | 122 E Morrison St, Fayette, MO, 65248-1215 | 47.9 | |
| Allstate | Scott Ellis | 424 Washington St Ste A, Chillicothe, MO, 64601 | 25.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $790 | $1,500 | $710 |
| Linn County, MO | $80,400 | $733 | $540 | $1,010 | $470 |
| Brookfield, MO | $73,600 | $711 | $520 | $970 | $450 |
| Yellow Creek, MO | $56,500 | $771 | $550 | $1,090 | $540 |
| Sumner, MO | $53,100 | $755 | $520 | $1,070 | $550 |
| Lingo, MO | $87,500 | $901 | $620 | $1,270 | $650 |
| Chula, MO | $62,800 | $800 | $580 | $1,130 | $550 |
| Stokes Mound, MO | $78,700 | $867 | $630 | $1,220 | $590 |
| Laredo, MO | $19,400 | $578 | $410 | $810 | $400 |
| Van Horn, MO | $67,500 | $820 | $600 | $1,160 | $560 |
| Ludlow, MO | $36,300 | $672 | $490 | $920 | $430 |
| Newtown, MO | $40,000 | $691 | $460 | $950 | $490 |
| Woodlawn, MO | $120,600 | $1,013 | $730 | $1,410 | $680 |