Gavop shows you how to buy homeowners insurance in Woodinville, WA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $146,000 | $140,000 | $150,000-$175,000 |
| 2 Bedroom | $289,500 | $260,000 | $300,000-$350,000 |
| 3 Bedroom | $522,000 | $440,000 | $400,000-$500,000 |
| 4 Bedroom | $581,500 | $490,000 | $500,000-$600,000 |
| 5 Bedroom | $745,500 | $610,000 | $800,000-$900,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$175 | $853 |
| Superior Protection Discount | -$93 | $936 |
| Fire & Security Discount | -$113 | $915 |
| Hail Resistant Roof Discount | -$31 | $997 |
| Newly Constructed Home Discount | -$288 | $740 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,537 |
| Hail Damage | $4,571 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $16,553 |
| Home Insurance Company Woodinville, WA | Homeowners Insurance Agency Woodinville, WA | Address | Popularity Score | Distance from Woodinville (miles) |
|---|---|---|---|---|
| Allstate | The Hartman Agency | 11422 Ne 21st St, Bellevue, WA, 98004 | 9.1 | |
| State Farm | Nancy Pipinich | 10134 Main St, Bothell, WA, 98011-3426 | 2.7 | |
| State Farm | Trever Tillman | 14322 Lake City Way Ne Ste A, Seattle, WA, 98125-8323 | 7.0 | |
| Allstate | Ron Wangelin | 14615 Ne North Woodinville Way, Woodinville, WA, 98072 | 0.5 | |
| State Farm | Scott Stoddard | 11922 98th Ave Ne, Kirkland, WA, 98034-4211 | 4.6 | |
| Liberty Mutual Independent | Soleyon Insurance Partners Inc. | 13400 Ne 20th St Ste 11, Bellevue, WA, 98005 | 9.0 | |
| Allstate | Victor Kloch | 12811 8th Ave W Ste D110, Everett, WA, 98204 | 9.7 | |
| State Farm | Jim Jones | 17530 Ne Union Hl Rd Ste 130b, Redmond, WA, 98052-3340 | 6.0 | |
| Travelers | American Mutual Insurance Services Llc | 19110 Bothell Way Ne Ste 203, Bothell, WA, 98011 | 3.0 | |
| Farmers | Darrell Schlaegel | 3405 188th St Sw Ste 303, Lynnwood, WA, 98037 | 7.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $590 | $1,160 | $570 |
| King County, WA | $446,600 | $1,093 | $750 | $1,560 | $810 |
| Woodinville, WA | $546,800 | $1,028 | $740 | $1,430 | $690 |
| Union Hill-Novelty Hill, WA | $674,100 | $958 | $660 | $1,310 | $650 |
| Bellevue, WA | $665,700 | $1,499 | $1,060 | $2,140 | $1,080 |
| Burien, WA | $318,800 | $829 | $590 | $1,150 | $560 |
| Southworth, WA | $273,300 | $792 | $530 | $1,090 | $560 |
| Granite Falls, WA | $288,500 | $682 | $470 | $940 | $470 |
| Erlands Point-Kitsap Lake, WA | $237,700 | $748 | $510 | $1,030 | $520 |
| Black Diamond, WA | $357,900 | $925 | $640 | $1,300 | $660 |
| Key Center, WA | $273,600 | $792 | $570 | $1,090 | $520 |
| Longbranch, WA | $210,800 | $714 | $490 | $990 | $500 |
| Frederickson, WA | $229,700 | $686 | $500 | $950 | $450 |