Gavop tells you how to get the best homeowners insurance in Oxford, CT by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $98,000 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $235,000 | $190,000 | $250,000-$300,000 |
| 3 Bedroom | $251,000 | $220,000 | $200,000-$250,000 |
| 4 Bedroom | $443,000 | $400,000 | $400,000-$500,000 |
| 5 Bedroom | $290,000 | $260,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$158 | $897 |
| Superior Protection Discount | -$95 | $961 |
| Fire & Security Discount | -$95 | $961 |
| Hail Resistant Roof Discount | -$21 | $1,035 |
| Newly Constructed Home Discount | -$232 | $824 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,537 |
| Hail Damage | $4,665 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $17,389 |
| Home Insurance Company Oxford, CT | Homeowners Insurance Agency Oxford, CT | Address | Popularity Score | Distance from Oxford (miles) |
|---|---|---|---|---|
| Travelers | Trager Insurance Group Llc | 5 Colony St Ste 303, Meriden, CT, 6451 | 19.1 | |
| Liberty Mutual Independent | Goodman Insurance Inc | Two Long Hill Avenue, Shelton, CT, 6484 | 9.3 | |
| Travelers | Milburn Insurance Group Llc | 750 Straits Tpke Ste 2f, Middlebury, CT, 6762 | 6.9 | |
| Liberty Mutual Independent | Chittenden Group | 327 Church St, Naugatuck, CT, 6770 | 5.9 | |
| Travelers | Preferred Insurance Services Llc | 87 South Main Street Suite 15, Newtown, CT, 6470 | 8.2 | |
| Travelers | Adam Miller Agency Llc | 227 Turnpike 2nd Fl., Monroe, CT, 6468 | 8.0 | |
| Allstate | Michael Garofalo | 469 W Putnam Ave, Greenwich, CT, 6830 | 39.0 | |
| Travelers | Hughes Agency | 60 Waterbury Rd Ste 2, Prospect, CT, 6712 | 9.7 | |
| State Farm | Sharon Kim | 2475 Albany Ave Ste 204, West Hartford, CT, 06117-2523 | 31.5 | |
| Allstate | Michael Saunders | 142 Old Ridgefield Rd Ste 206, Wilton, CT, 6897 | 22.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $860 | $1,780 | $920 |
| New Haven County, CT | $244,400 | $1,183 | $840 | $1,640 | $800 |
| Oxford, CT | $354,500 | $1,056 | $770 | $1,470 | $700 |
| Redding, CT | $597,500 | $1,150 | $790 | $1,620 | $830 |
| Weston, CT | $878,600 | $909 | $630 | $1,280 | $650 |
| New Canaan, CT | $1,439,600 | $918 | $620 | $1,260 | $640 |
| Hartford County, CT | $235,300 | $1,076 | $770 | $1,470 | $700 |
| Brookhaven, NY | $332,200 | $983 | $710 | $1,410 | $700 |
| Elwood, NY | $494,100 | $845 | $570 | $1,210 | $640 |
| Buchanan, NY | $390,800 | $1,753 | $1,240 | $2,510 | $1,270 |
| Hyde Park, NY | $219,800 | $703 | $480 | $980 | $500 |
| Oakdale, NY | $424,600 | $1,082 | $740 | $1,500 | $760 |