Gavop shows you how to buy homeowners insurance in Memphis, FL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Memphis, FL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Iroquois Rd, 26th Street Ct E, 42nd Street Ct W, Experimental Rd, 26th St Dr E, 1st Ct W, 24th Street Cir W, Palm 5th St, 8th Ave Blvd W, Terra Ceia Bay Way | $114,500 | $100,000 | $100,000-$125,000 | $166,500 | $150,000 | $125,000-$150,000 |
| 2nd Avenue Dr E, E St, Leisure Way, Fairway Trce, 48th Street Ct E, 5th Avenue Dr W, Peace Manor, 2nd Ave Cir W, 6th Avenue Dr W, Palmetto Point Dr | $231,000 | $200,000 | $200,000-$250,000 | $137,000 | $110,000 | $100,000-$125,000 |
| US Hwy 41 Bus, Commonwealth Rd, 3rd Avenue Blvd E, Analynn Rd, Dream Cir, 20 Th St E, 2nd Cir W, Dr Martin Luther King Jr Pl, 14th Street Ct W, 5th Ave W | $187,000 | $160,000 | $200,000-$250,000 | $178,000 | $150,000 | $150,000-$175,000 |
| Oakwood Ave, US Hwy 19, Palm 6th St, 48th Street Ct W, Crestwood Dr, 1st Avenue Ct W, 7th Street Dr E, 6th Pl W, Oakhurst Rd, 12th Street Dr W | $130,500 | $120,000 | $100,000-$125,000 | $86,500 | $80,000 | $100,000-$125,000 |
| Sunset Blvd, Sunshine Skwy, Driftwood Rd, Captains Ct, 35th Ave Cir E, 15th Avenue Dr W, 51st Street Ct W, 4th Avenue Blvd E, Palm 2nd St, 31st Pl E | $226,000 | $210,000 | $250,000-$300,000 | $231,000 | $200,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$166 | $708 |
| Superior Protection Discount | -$79 | $796 |
| Fire & Security Discount | -$96 | $778 |
| Hail Resistant Roof Discount | -$17 | $857 |
| Newly Constructed Home Discount | -$201 | $673 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Manatee County | $1,500 | $1,382 | $2,882 | $1,004 | $2,504 | $378 |
| Memphis, FL | $2,000 | $864 | $2,864 | $628 | $2,628 | $236 |
| Lake Sarasota, FL | $300 | $946 | $1,246 | $687 | $987 | $258 |
| Laurel, FL | $700 | $985 | $1,685 | $716 | $1,416 | $269 |
| Harbor Bluffs, FL | $500 | $2,371 | $2,871 | $1,723 | $2,223 | $648 |
| Nokomis, FL | $2,500 | $1,523 | $4,023 | $1,106 | $3,606 | $416 |
| Belleair Beach, FL | $500 | $827 | $1,327 | $601 | $1,101 | $226 |
| East Lake-Orient Park, FL | $1,500 | $899 | $2,399 | $653 | $2,153 | $246 |
| Greenbriar, FL | $500 | $1,478 | $1,978 | $1,074 | $1,574 | $404 |
| Seffner, FL | $2,500 | $1,020 | $3,520 | $741 | $3,241 | $279 |
| Beacon Square, FL | $200 | $700 | $900 | $509 | $709 | $191 |
| Gardner, FL | $1,500 | $938 | $2,438 | $681 | $2,181 | $256 |
| Home Insurance Company Memphis, FL | Homeowners Insurance Agency Memphis, FL | Address | Popularity Score | Distance from Memphis (miles) |
|---|---|---|---|---|
| Travelers | Authority Insurance | 1715 Lakewood Ranch Blvd, Bradenton, FL, 34211 | 8.6 | |
| Allstate | Brian Van Eerden | 8243 Us Highway 301 N, Parrish, FL, 34219 | 4.6 | |
| State Farm | Heath Marston | 8784 E State Road 70 Ste 101, Bradenton, FL, 34202-3704 | 9.8 | |
| Travelers | Moten-Golden Insurance Agency Inc | 2120 Manatee Ave, Bradenton, FL, 34208 | 3.5 | |
| Travelers | Bb&T Insurance Services | 1111 8th Avenue West, Bradenton, FL, 34205 | 3.8 | |
| State Farm | Kim Womack | 2601 Manatee Ave W Ste F, Bradenton, FL, 34205-4942 | 4.0 | |
| State Farm | Matt Smith | 1199 N Sumter Blvd, North Port, FL, 34286-8074 | 38.9 | |
| Allstate | Charles Cole | 4301 Sibley Bay St Apt A, Punta Gorda, FL, 33980 | 49.8 | |
| Travelers | Florida Homeowners Insurance Center | 8515 Sr 70 E, Lakewood Ranch, FL, 34202 | 9.7 | |
| Travelers | Boyd Insurance & Investment Services Inc | 717 Manatee Ave West Ste #300, Bradenton, FL, 34205 | 3.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Manatee County, FL | $197,200 | $1,399 | $1,090 | $1,870 | $780 |
| Memphis, FL | $122,700 | $875 | $680 | $1,170 | $490 |
| Lake Sarasota, FL | $189,800 | $957 | $750 | $1,280 | $530 |
| Laurel, FL | $212,900 | $997 | $780 | $1,340 | $560 |
| Harbor Bluffs, FL | $304,200 | $2,400 | $1,870 | $3,220 | $1,350 |
| Nokomis, FL | $169,000 | $1,541 | $1,200 | $2,060 | $860 |
| Belleair Beach, FL | $545,900 | $837 | $650 | $1,120 | $470 |
| East Lake-Orient Park, FL | $101,000 | $910 | $710 | $1,220 | $510 |
| Greenbriar, FL | $162,300 | $1,496 | $1,170 | $2,000 | $830 |
| Seffner, FL | $155,700 | $1,032 | $810 | $1,380 | $570 |
| Beacon Square, FL | $65,900 | $709 | $550 | $950 | $400 |
| Gardner, FL | $81,300 | $949 | $740 | $1,270 | $530 |