Gavop shows you how to buy homeowners insurance in Searcy County, AR by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Searcy County, AR - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Searcy 41 Hwy, Rumor Rd, Double S Rd, Brushy Pt, Searcy 75 Hwy, Co Rd 149, Goat Dr, Searcy 139 Hwy, Searcy 420 Hwy, Searcy 29 Hwy | $111,500 | $100,000 | $125,000-$150,000 | $65,000 | $60,000 | $50,000-$75,000 |
| Searcy 409 Hwy, International Dr, Yew Trl, Magic Springs Rd, Co Rd 410, Snowball Cir, Co Rd 39, Ruff St, Demo Rd, Co Rd 207 | $94,000 | $80,000 | $75,000-$100,000 | $62,500 | $50,000 | $50,000-$75,000 |
| Searcy 40 Hwy, Goddard, Hickernut Tree Dr, Co Rd 74, Long Creek Rd, Co Rd 134, Kimbrell Creek Rd, Church St, Baird Hill Rd, Co Rd 424 | $94,500 | $80,000 | $75,000-$100,000 | $82,000 | $70,000 | $75,000-$100,000 |
| Range St, Low Yeild Dr, Fry Rd, Searcy 215 Hwy, Searcy 118 Hwy, N Hwy 27, Star Mountain Rd, Reedville Rd, Searcy 262 Hwy, S Tomahawk Rd | $112,000 | $90,000 | $100,000-$125,000 | $80,500 | $70,000 | $75,000-$100,000 |
| Friendly Ln, Co Rd 286, Rosebud Loop, Arabian Dr, Co Rd 43, N Main St, Clear Creek Rd, Co Rd 418, Trickle Down Dr, Ceder Creek Rd | $100,000 | $90,000 | $100,000-$125,000 | $53,500 | $50,000 | $50,000-$75,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$72 | $726 |
| Home and Two Car | -$128 | $670 |
| Home and Three Car | -$192 | $606 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Searcy County | $1,000 | $788 | $1,788 | $573 | $1,573 | $215 |
| Searcy County, AR | $1,500 | $788 | $2,288 | $573 | $2,073 | $215 |
| Marshall, AR | $500 | $832 | $1,332 | $605 | $1,105 | $227 |
| Bear Creek No. 6, AR | $1,500 | $907 | $2,407 | $659 | $2,159 | $248 |
| Lee, AR | $2,500 | $1,140 | $3,640 | $829 | $3,329 | $312 |
| Diamond City, AR | $100 | $875 | $975 | $636 | $736 | $239 |
| Dover, AR | $2,000 | $828 | $2,828 | $602 | $2,602 | $226 |
| Sherman, AR | $400 | $837 | $1,237 | $608 | $1,008 | $229 |
| Healing Springs, AR | $1,000 | $928 | $1,928 | $674 | $1,674 | $254 |
| Red Lick, AR | $400 | $1,041 | $1,441 | $757 | $1,157 | $285 |
| Bridges, MO | $2,000 | $831 | $2,831 | $604 | $2,604 | $227 |
| Home Insurance Company Searcy County, AR | Homeowners Insurance Agency Searcy County, AR | Address | Popularity Score | Distance from Searcy County (miles) |
|---|---|---|---|---|
| State Farm | Vikki Hudson | 130 W Industrial Park Rd, Harrison, AR, 72601-2206 | 33.5 | |
| Travelers | Csi Insurance | 700 E Parkway, Russellville, AR, 72811 | 49.5 | |
| Allstate | Kevin Smith | 121 W Industrial Park Rd Ste C, Harrison, AR, 72601 | 33.4 | |
| Allstate | Jana Cowgill | 401 S College St, Mountain Home, AR, 72653 | 34.4 | |
| State Farm | Derek Mccoy | 119 N College St, Mountain Home, AR, 72653-3651 | 34.6 | |
| Travelers | Affordable Insurance | 635 Highwway 62 E, Mountain Home, AR, 72653 | 35.0 | |
| Travelers | Affordable Insurance | 636 Highway 62 E, Mountain Home, AR, 72653 | 35.0 | |
| State Farm | James Boyett | 846 Highway 62 E, Mountain Home, AR, 72653-3212 | 35.3 | |
| State Farm | Jay Chafin | 747 N Cardinal Dr, Mountain Home, AR, 72653-3253 | 35.4 | |
| Farmers | Mike Palmer | 701 E Main St Ste 14, Russellville, AR, 72801 | 49.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arkansas | $118,500 | $1,088 | $770 | $1,560 | $790 |
| Searcy County, AR | $89,700 | $798 | $570 | $1,100 | $530 |
| Searcy County, AR | $89,700 | $798 | $570 | $1,090 | $520 |
| Marshall, AR | $68,700 | $842 | $610 | $1,170 | $560 |
| Bear Creek No. 6, AR | $83,400 | $918 | $660 | $1,310 | $650 |
| Lee, AR | $133,100 | $1,154 | $820 | $1,600 | $780 |
| Diamond City, AR | $77,100 | $886 | $630 | $1,250 | $620 |
| Dover, AR | $138,900 | $838 | $560 | $1,180 | $620 |
| Sherman, AR | $69,600 | $847 | $620 | $1,170 | $550 |
| Healing Springs, AR | $87,500 | $939 | $680 | $1,290 | $610 |
| Red Lick, AR | $111,200 | $1,054 | $720 | $1,470 | $750 |
| Bridges, MO | $72,400 | $841 | $580 | $1,200 | $620 |