Gavop's guide to buying homeowners insurance in Taft, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $26,500 | $20,000 | $25,000-$50,000 |
| 2 Bedroom | $45,000 | $40,000 | $50,000-$75,000 |
| 3 Bedroom | $83,500 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $88,000 | $80,000 | $75,000-$100,000 |
| 5 Bedroom | $156,000 | $140,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$155 | $812 |
| Superior Protection Discount | -$87 | $880 |
| Fire & Security Discount | -$77 | $890 |
| Hail Resistant Roof Discount | -$29 | $938 |
| Newly Constructed Home Discount | -$242 | $725 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,392 |
| Hail Damage | $4,571 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $16,051 |
| Home Insurance Company Taft, TX | Homeowners Insurance Agency Taft, TX | Address | Popularity Score | Distance from Taft (miles) |
|---|---|---|---|---|
| State Farm | Rj Alfaro | 1702 Us Highway 181 Ste B10, Portland, TX, 78374-3857 | 9.9 | |
| Farmers | Brian Niemann | 508 S San Patricio St, Sinton, TX, 78387 | 7.5 | |
| State Farm | Andrew Aguirre | 609 8th Street, Portland, TX, 78374-2050 | 10.3 | |
| Farmers | Jessica Ramirez | 3153 Mckinzie Rd, Corpus Christi, TX, 78410 | 16.0 | |
| Farmers | Godfrey Vela Ii | 4455 Spid Dr Ste 113, Corpus Christi, TX, 78411 | 20.3 | |
| Travelers | Affordable Insurance Of Texas | 5133 Kostoryz Ste B, Corpus Christi, TX, 78415 | 19.7 | |
| Allstate | Pat Farias | 209 Cedar Dr Ste A, Portland, TX, 78374 | 9.7 | |
| Farmers | Victor Gonzalez | 4137 Gollihar Rd, Corpus Christi, TX, 78411 | 19.5 | |
| Farmers | Norma Trevino | 300 E Main St, Alice, TX, 78332 | 45.2 | |
| Liberty Mutual Independent | Gsm Insurors | 1102 East Laurel Rockport, Aransas Pass, TX, 78382 | 17.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| San Patricio County, TX | $105,400 | $1,389 | $920 | $2,140 | $1,220 |
| Taft, TX | $69,300 | $967 | $640 | $1,490 | $850 |
| Portland, TX | $158,400 | $986 | $650 | $1,520 | $870 |
| La Paloma-Lost Creek, TX | $54,400 | $1,268 | $840 | $1,950 | $1,110 |
| Lakeshore Gardens-Hidden Acres, TX | $104,700 | $1,540 | $1,020 | $2,370 | $1,350 |
| Rancho Banquete, TX | $82,000 | $1,431 | $940 | $2,200 | $1,260 |
| Tivoli, TX | $69,400 | $1,361 | $900 | $2,100 | $1,200 |