Gavop shows you how to buy homeowners insurance in Hamptonburgh, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $102,000 | $90,000 | $100,000-$125,000 |
| 2 Bedroom | $271,500 | $230,000 | $200,000-$250,000 |
| 3 Bedroom | $221,500 | $190,000 | $200,000-$250,000 |
| 4 Bedroom | $301,500 | $260,000 | $200,000-$250,000 |
| 5 Bedroom | $296,500 | $270,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$148 | $910 |
| Superior Protection Discount | -$95 | $963 |
| Fire & Security Discount | -$74 | $985 |
| Hail Resistant Roof Discount | -$21 | $1,037 |
| Newly Constructed Home Discount | -$222 | $836 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Orange County | $1,000 | $952 | $1,952 | $692 | $1,692 | $260 |
| Hamptonburgh, NY | $1,000 | $1,046 | $2,046 | $760 | $1,760 | $286 |
| Tuxedo, NY | $300 | $2,055 | $2,355 | $1,493 | $1,793 | $562 |
| Myers Corner, NY | $1,500 | $872 | $2,372 | $634 | $2,134 | $238 |
| Rockland County, NY | $500 | $1,327 | $1,827 | $964 | $1,464 | $363 |
| Hastings-on-Hudson, NY | $700 | $842 | $1,542 | $612 | $1,312 | $230 |
| Lincoln Park, NY | $300 | $679 | $979 | $493 | $793 | $185 |
| Woodland Park, NJ | $700 | $841 | $1,541 | $611 | $1,311 | $230 |
| Bogota, NJ | $400 | $1,057 | $1,457 | $768 | $1,168 | $289 |
| Saugerties South, NY | $1,500 | $711 | $2,211 | $517 | $2,017 | $194 |
| Mamaroneck, NY | $100 | $842 | $942 | $612 | $712 | $230 |
| North Bergen, NJ | $1,000 | $968 | $1,968 | $704 | $1,704 | $265 |
| Home Insurance Company Hamptonburgh, NY | Homeowners Insurance Agency Hamptonburgh, NY | Address | Popularity Score | Distance from Hamptonburgh (miles) |
|---|---|---|---|---|
| State Farm | Gladys Quinones | 1029 E 167th St, Bronx, NY, 10459-2094 | 46.8 | |
| State Farm | Jocelyn Mizrahi | 54 Warburton Ave, Yonkers, NY, 10701-2723 | 39.7 | |
| Travelers | Albert Palancia Agency Inc | 116 Ave , Mamaroneck, NY, 10543 | 43.6 | |
| Liberty Mutual Independent | Ryan & Ryan Insurance Brokers | 400 Stockade Dr, Kingston, NY, 12401 | 35.5 | |
| Allstate | Peter Silletti | 2915 23rd Ave, Astoria, NY, 11105 | 49.7 | |
| Travelers | Aaron Plum Inc | 255 W 231st St, Bronx, NY, 10463 | 43.1 | |
| Travelers | Vanderbilt Properties Insurance Brokerage Llc | 770 Lexington Ave Fl 12, New York, NY, 10065 | 49.5 | |
| State Farm | Greg Long | 201 Marble Ave, Pleasantville, NY, 10570-3452 | 32.7 | |
| State Farm | Dick Flanagan | 146 E 78th St, New York, NY, 10075-0351 | 48.9 | |
| State Farm | Marc Tedaldi | 312 E 93rd St, New York, NY, 10128-5543 | 48.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $790 | $1,640 | $850 |
| Orange County, NY | $260,300 | $964 | $670 | $1,380 | $710 |
| Hamptonburgh, NY | $349,800 | $1,059 | $720 | $1,450 | $730 |
| Tuxedo, NY | $437,800 | $2,080 | $1,440 | $2,950 | $1,510 |
| Myers Corner, NY | $307,400 | $882 | $610 | $1,230 | $620 |
| Rockland County, NY | $425,100 | $1,343 | $910 | $1,840 | $930 |
| Hastings-on-Hudson, NY | $612,900 | $852 | $610 | $1,210 | $600 |
| Lincoln Park, NY | $170,400 | $687 | $460 | $980 | $520 |
| Woodland Park, NJ | $369,300 | $851 | $570 | $1,170 | $600 |
| Bogota, NJ | $316,100 | $1,070 | $770 | $1,470 | $700 |
| Saugerties South, NY | $183,400 | $720 | $480 | $1,000 | $520 |
| Mamaroneck, NY | $878,000 | $852 | $610 | $1,170 | $560 |
| North Bergen, NJ | $308,000 | $980 | $660 | $1,350 | $690 |