Gavop tells you how to get the best homeowners insurance in Montpelier, VT by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $67,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $125,000 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $229,000 | $200,000 | $175,000-$200,000 |
| 4 Bedroom | $251,500 | $230,000 | $200,000-$250,000 |
| 5 Bedroom | $533,000 | $490,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$108 | $567 |
| Superior Protection Discount | -$68 | $608 |
| Fire & Security Discount | -$68 | $608 |
| Hail Resistant Roof Discount | -$14 | $662 |
| Newly Constructed Home Discount | -$142 | $534 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Washington County | $2,500 | $746 | $3,246 | $542 | $3,042 | $204 |
| Montpelier, VT | $1,000 | $667 | $1,667 | $485 | $1,485 | $182 |
| South Barre, VT | $200 | $700 | $900 | $508 | $708 | $191 |
| Eden, VT | $100 | $638 | $738 | $464 | $564 | $174 |
| Westford, VT | $500 | $865 | $1,365 | $628 | $1,128 | $236 |
| Wilder, VT | $400 | $778 | $1,178 | $565 | $965 | $212 |
| Newark, VT | $2,000 | $639 | $2,639 | $465 | $2,465 | $175 |
| Proctor, VT | $500 | $659 | $1,159 | $479 | $979 | $180 |
| Moriah, NY | $1,500 | $586 | $2,086 | $426 | $1,926 | $160 |
| Home Insurance Company Montpelier, VT | Homeowners Insurance Agency Montpelier, VT | Address | Popularity Score | Distance from Montpelier (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Paige & Campbell Inc | 297 N Main St Ste 1, Barre, VT, 5641 | 5.7 | |
| Allstate | Swenson Insurance Agency | 135 Main St Po Box 391, Bradford, VT, 5033 | 29.0 | |
| Nationwide | Jaimes L. Fewer | 3 Maple Ave, Barre, VT, 05641-3420 | 5.4 | |
| Travelers | Barsalow Insurance Agency | 546 Rte 7 S, Milton, VT, 5468 | 37.7 | |
| Allstate | Poulos Insurance | 21 Water St, Orleans, VT, 5860 | 41.7 | |
| Allstate | Poulos Insurance | 752 Granger Rd, Barre, VT, 5641 | 6.2 | |
| Liberty Mutual Independent | Denis Ricker & Brown | 2 Pioneer St, Montpelier, VT, 5602 | 1.3 | |
| Liberty Mutual Independent | Denis Ricker & Brown | 2 Pioneer St, Montpelier, VT, 5602 | 1.3 | |
| Travelers | Berg Carmolli And Kent Inc | 83 Washington St, Barre, VT, 5641 | 6.1 | |
| State Farm | Joe Collins | 200 S Main St, Barre, VT, 05641-4811 | 6.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Vermont | $220,600 | $783 | $560 | $1,120 | $560 |
| Washington County, VT | $217,200 | $755 | $510 | $1,040 | $530 |
| Montpelier, VT | $235,300 | $675 | $450 | $930 | $480 |
| South Barre, VT | $175,800 | $708 | $500 | $970 | $470 |
| Eden, VT | $146,600 | $646 | $440 | $890 | $450 |
| Westford, VT | $284,500 | $875 | $600 | $1,240 | $640 |
| Wilder, VT | $223,100 | $787 | $570 | $1,110 | $540 |
| Newark, VT | $147,000 | $647 | $470 | $890 | $420 |
| Proctor, VT | $155,900 | $667 | $450 | $920 | $470 |
| Moriah, NY | $104,300 | $593 | $400 | $810 | $410 |