Gavop shows you how to buy homeowners insurance in Durham, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Durham, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Colorado St, Elk St, Locust St, Hearnow Ln, Sarah Ann Ct, W 20th St, Duckling Dr, Gerke St, Spring Wood Ln, Sandhill Ct | $359,000 | $340,000 | $350,000-$400,000 | $266,000 | $230,000 | $200,000-$250,000 |
| Midway, Southwind Ct, Speedway Ave, Sycamore Ln, Epperson Way, Norfield Ave, Mello Way, Natoma Ct, Gala Ln, Lorton Park Rd | $437,500 | $400,000 | $400,000-$500,000 | $235,500 | $210,000 | $175,000-$200,000 |
| W 11th St, Lemm Rd, Metzger Ct, Reinemer Rd, Aguas Frias Rd, Loren Ave, Fetter St, Pratt Ave, Gorrill Ln, Teal Ln | $296,000 | $260,000 | $250,000-$300,000 | $253,000 | $200,000 | $200,000-$250,000 |
| W 16th St, Emma Ave, Kailua Ln, E 11th St, Riverview Cir, Turntree Ct, Morgan Creek Ln, Carol Lee Ct, Cummings Ln, Oakdale St | $384,500 | $330,000 | $350,000-$400,000 | $283,500 | $240,000 | $250,000-$300,000 |
| Florida Ln, Three Brothers Ln, E 19th St, Hugh Baber Ln, Seven Mile Rd, Sakely Ln, E 14th St, Pepsi Way, Grainland Rd, Brunswick Ln | $444,000 | $400,000 | $500,000-$600,000 | $313,500 | $270,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$128 | $784 |
| Superior Protection Discount | -$91 | $820 |
| Fire & Security Discount | -$100 | $811 |
| Hail Resistant Roof Discount | -$27 | $884 |
| Newly Constructed Home Discount | -$182 | $729 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,488 |
| Hail Damage | $4,476 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $16,386 |
| Home Insurance Company Durham, CA | Homeowners Insurance Agency Durham, CA | Address | Popularity Score | Distance from Durham (miles) |
|---|---|---|---|---|
| State Farm | Sean Rix | 2150 Main St Ste 15, Red Bluff, CA, 96080-2372 | 45.3 | |
| State Farm | Maria Topete | 985 Hazel St, Gridley, CA, 95948-2113 | 18.9 | |
| Travelers | Amator Horn Insurance Agency | 9341 Midway Unit D Ste 120, Durham, CA, 95938 | 1.1 | |
| Travelers | Sanchez Insurance Services Inc | 440 Palora Ave N Ste A, Yuba City, CA, 95991 | 35.6 | |
| Farmers | Warren Jackson | 621 B St Ste B, Marysville, CA, 95901 | 35.3 | |
| State Farm | Tracy Martin | 2607 Forest Ave Ste 120, Chico, CA, 95928-4394 | 6.1 | |
| Travelers | Rhio Nelson Insurance Agency Inc | 2615 Forest Ave Ste 130, Chico, CA, 95928 | 6.1 | |
| Farmers | Linda Durrer | 437 Cedar St, Red Bluff, CA, 96080 | 44.8 | |
| State Farm | Bruce Karolyi | 2295 Feather Riv Blvd Ste C, Oroville, CA, 95965-5744 | 14.7 | |
| State Farm | Steve Cook | 1290 Lincoln Rd Ste 1, Yuba City, CA, 95991-6735 | 36.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Butte County, CA | $238,200 | $681 | $500 | $930 | $430 |
| Durham, CA | $398,200 | $911 | $670 | $1,240 | $570 |
| Hamilton City, CA | $151,500 | $587 | $430 | $800 | $370 |
| Paradise, CA | $205,800 | $639 | $470 | $870 | $400 |
| Orland, CA | $218,800 | $629 | $470 | $860 | $390 |
| Camptonville, CA | $98,300 | $500 | $370 | $680 | $310 |
| Tehama County, CA | $191,400 | $621 | $460 | $840 | $380 |
| Olivehurst, CA | $212,700 | $621 | $460 | $840 | $380 |
| Rough and Ready, CA | $295,300 | $795 | $590 | $1,080 | $490 |
| Meridian-Robbins, CA | $237,200 | $701 | $520 | $950 | $430 |