How Can I Make My Starr County, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Starr County, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Starr County, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $33,000 $30,000 $25,000-$50,000
2 Bedroom $68,000 $60,000 $75,000-$100,000
3 Bedroom $114,500 $100,000 $100,000-$125,000
4 Bedroom $169,000 $150,000 $150,000-$175,000
5 Bedroom $217,000 $180,000 $200,000-$250,000

Choose the Best Starr County, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job Up to 499 Credit Score $25 to 50,000 2 Pets, Non-Smoker $510
Retired 600-649 Credit Score No Income More than 3 Pets at home, Smoker $50
Unemployed 500-549 Credit Score <$25,000 1 Pet, Non-Smoker $640

Choose the Right Deductible for your Starr County, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $400 $470 $870 $410 $810 $60
Starr County, TX $2,000 $270 $770 $220 $2,220 $-1,450
Starr County, TX $1,500 $250 $750 $220 $1,720 $-970
La Grulla, TX $400 $240 $640 $200 $600 $40
Gutierrez, TX $2,500 $770 $1,270 $650 $3,150 $-1,880
Escobar I, TX $300 $240 $540 $190 $490 $50
Palmview South, TX $1,000 $240 $740 $210 $1,210 $-470
Encino, TX $100 $200 $300 $180 $280 $20
Las Palmas, TX $1,000 $480 $980 $400 $1,400 $-420
Hargill, TX $400 $410 $810 $340 $740 $70

Identify Top Home Insurance Agents near Starr County, TX | Back to Top

Home Insurance Company Starr County, TX Homeowners Insurance Agency Starr County, TX Address Popularity Score Distance from Starr County (miles)
Liberty Mutual Independent Shepard Walton King 121 Pecan Blvd, Mcallen, TX, 78501
38.3
Farmers Robert Garza 1109 W Nolana Ave Ste 101, Mcallen, TX, 78504
37.0
Farmers Delma Ramirez 1703 W Owassa Rd Ste 7, Edinburg, TX, 78539
38.5
Farmers Sandra Smith 2205 N Sugar Rd, Pharr, TX, 78577
39.7
Travelers Global Insurance Agency 1700 W Bus. 83, Ste C, Mission, TX, 78572
32.3
Farmers Dalia Garcia 3322 S Bus Hwy 281, Edinburg, TX, 78539
37.6
State Farm Victor Reyna 1701 S Cage Blvd Ste 104, Pharr, TX, 78577-6459
41.6
Farmers Laura Perez 10213 N 10th St Ste B, Mcallen, TX, 78504
35.6
Farmers Octaviano Martinez 400 W Pecan Blvd, Mcallen, TX, 78501
38.1
Travelers James E Capt & Associates Llc 1336 Med Capt Dr, Pharr, TX, 78577
42.4

Compare Rates for Starr County, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $540 $360 $830 $470
Starr County, TX $59,300 $300 $200 $460 $260
Starr County, TX $59,300 $290 $190 $450 $260
La Grulla, TX $50,600 $270 $180 $420 $240
Gutierrez, TX $201,800 $930 $610 $1,430 $820
Escobar I, TX $50,800 $200 $130 $310 $180
Palmview South, TX $57,000 $310 $200 $480 $280
Encino, TX $51,600 $230 $150 $350 $200
Las Palmas, TX $108,800 $600 $400 $920 $520
Hargill, TX $74,400 $330 $220 $510 $290

9 Ways to Get Discounts on Homeowners Insurance in Starr County, TX

What Makes Your Starr County, TX Home Insurance Cheap or Expensive