Gavop's guide to buying homeowners insurance in Osolo, IN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $58,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $146,000 | $130,000 | $125,000-$150,000 |
| 3 Bedroom | $178,000 | $160,000 | $200,000-$250,000 |
| 4 Bedroom | $156,500 | $140,000 | $125,000-$150,000 |
| 5 Bedroom | $352,000 | $320,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$111 | $581 |
| Superior Protection Discount | -$69 | $622 |
| Fire & Security Discount | -$55 | $636 |
| Hail Resistant Roof Discount | -$14 | $677 |
| Newly Constructed Home Discount | -$159 | $532 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Elkhart County | $2,000 | $814 | $2,814 | $591 | $2,591 | $222 |
| Osolo, IN | $2,500 | $683 | $3,183 | $496 | $2,996 | $187 |
| Simonton Lake, IN | $100 | $901 | $1,001 | $655 | $755 | $246 |
| Penn, MI | $2,500 | $860 | $3,360 | $625 | $3,125 | $235 |
| Greene, IN | $400 | $871 | $1,271 | $633 | $1,033 | $238 |
| Sherman, MI | $2,500 | $804 | $3,304 | $584 | $3,084 | $220 |
| Fawn River, MI | $400 | $754 | $1,154 | $548 | $948 | $206 |
| Bridgman, MI | $2,000 | $807 | $2,807 | $587 | $2,587 | $221 |
| Koontz Lake, IN | $500 | $763 | $1,263 | $554 | $1,054 | $208 |
| Stevensville, MI | $700 | $750 | $1,450 | $545 | $1,245 | $205 |
| Newcastle, IN | $400 | $788 | $1,188 | $573 | $973 | $215 |
| Alamo, MI | $700 | $784 | $1,484 | $570 | $1,270 | $214 |
| Home Insurance Company Osolo, IN | Homeowners Insurance Agency Osolo, IN | Address | Popularity Score | Distance from Osolo (miles) |
|---|---|---|---|---|
| Erie | Acosta Insurance Agency Inc. | 3803 S Main Street, Elkhart, IN, 46517 | 6.2 | |
| State Farm | Ben Baier | 932 Parkway Ave Ste A, Elkhart, IN, 46516-9345 | 5.1 | |
| Allstate | Janet K. Ballowe | 23585 Us Highway 33, Elkhart, IN, 46517 | 6.6 | |
| Travelers | Coaches Insurance Agency Llc | 818 E Bristol, Elkhart, IN, 46514 | 1.9 | |
| Farmers | Dawn Sibley | 810 W Bristol St, Elkhart, IN, 46514 | 2.6 | |
| Allstate | Cris Brock | 2851 E Bristol St Ste C, Elkhart, IN, 46514 | 2.0 | |
| Farmers | Bryan Medford | 51579 State Road 19, Elkhart, IN, 46514 | 1.7 | |
| Travelers | Vice Insurance Services Inc | 3805 N Street Road 127, Angola, IN, 46703 | 49.3 | |
| Liberty Mutual Independent | Holmes Insurance Agency Inc | 311 W Hively Avenue, Elkhart, IN, 46517 | 4.8 | |
| State Farm | Fawne Atkinson | 23241 Old Us 20, Elkhart, IN, 46516-9772 | 4.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $570 | $1,170 | $600 |
| Elkhart County, IN | $130,800 | $824 | $560 | $1,130 | $570 |
| Osolo, IN | $122,100 | $691 | $480 | $990 | $510 |
| Simonton Lake, IN | $154,600 | $912 | $650 | $1,300 | $650 |
| Penn, MI | $207,700 | $870 | $630 | $1,240 | $610 |
| Greene, IN | $143,000 | $882 | $630 | $1,220 | $590 |
| Sherman, MI | $165,200 | $814 | $590 | $1,150 | $560 |
| Fawn River, MI | $127,300 | $763 | $530 | $1,080 | $550 |
| Bridgman, MI | $167,800 | $817 | $550 | $1,130 | $580 |
| Koontz Lake, IN | $106,500 | $772 | $550 | $1,100 | $550 |
| Stevensville, MI | $124,800 | $759 | $520 | $1,090 | $570 |
| Newcastle, IN | $114,200 | $798 | $540 | $1,100 | $560 |
| Alamo, MI | $149,900 | $794 | $580 | $1,100 | $520 |