Gavop tells you how to get the best homeowners insurance in Breton, MO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $35,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $94,000 | $80,000 | $100,000-$125,000 |
| 3 Bedroom | $150,500 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $177,000 | $170,000 | $175,000-$200,000 |
| 5 Bedroom | $116,000 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$122 | $641 |
| Superior Protection Discount | -$76 | $687 |
| Fire & Security Discount | -$76 | $687 |
| Hail Resistant Roof Discount | -$23 | $741 |
| Newly Constructed Home Discount | -$214 | $550 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Washington County | $1,000 | $757 | $1,757 | $550 | $1,550 | $207 |
| Breton, MO | $2,500 | $754 | $3,254 | $548 | $3,048 | $206 |
| Valle, MO | $400 | $828 | $1,228 | $602 | $1,002 | $226 |
| Ironton, MO | $2,500 | $872 | $3,372 | $634 | $3,134 | $238 |
| Jefferson County, MO | $500 | $1,017 | $1,517 | $739 | $1,239 | $278 |
| Rock, MO | $2,000 | $917 | $2,917 | $666 | $2,666 | $251 |
| Waterloo, IL | $100 | $709 | $809 | $515 | $615 | $194 |
| St. Mary, MO | $700 | $832 | $1,532 | $605 | $1,305 | $227 |
| Fenton, MO | $200 | $1,289 | $1,489 | $937 | $1,137 | $352 |
| Salem, MO | $700 | $870 | $1,570 | $633 | $1,333 | $238 |
| Lakeshire, MO | $100 | $1,223 | $1,323 | $889 | $989 | $334 |
| Owensville, MO | $1,000 | $870 | $1,870 | $633 | $1,633 | $238 |
| Home Insurance Company Breton, MO | Homeowners Insurance Agency Breton, MO | Address | Popularity Score | Distance from Breton (miles) |
|---|---|---|---|---|
| State Farm | Steve Martinez | 104 Holloway Road, Ballwin, MO, 63011-3215 | 47.9 | |
| Allstate | Steven Misuraca | 516 Meramec Station Rd, Valley Park, MO, 63088 | 46.3 | |
| State Farm | Denny Long | 1185 Scenic Dr Ste 149, Herculaneum, MO, 63048-1433 | 30.9 | |
| Travelers | Partners Insurance Inc | 9201 Watson Rd Ste 222, St Louis, MO, 63126 | 48.8 | |
| Allstate | The Chase Agency | 10193 W State Hwy E Ste A, Potosi, MO, 63664 | 1.8 | |
| Allstate | Wallace Neal | 15406 Manchester Rd, Ellisville, MO, 63011 | 47.6 | |
| Travelers | The Insurance Center | 2187 Pardoroyal Dr, St Louis, MO, 63131 | 49.3 | |
| Liberty Mutual Independent | Insurance Consultants Inc | 12722 Weber Hill Road, St. Louis, MO, 63127 | 46.0 | |
| State Farm | Joe Freund | 9120 Watson Road, Crestwood, MO, 63126-2238 | 48.9 | |
| State Farm | Darrell Marks | 625 Big Bend Rd, Manchester, MO, 63021-7723 | 46.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $750 | $1,510 | $760 |
| Washington County, MO | $90,400 | $766 | $540 | $1,090 | $550 |
| Breton, MO | $89,700 | $764 | $520 | $1,060 | $540 |
| Valle, MO | $115,700 | $838 | $600 | $1,150 | $550 |
| Ironton, MO | $83,000 | $883 | $640 | $1,220 | $580 |
| Jefferson County, MO | $154,100 | $1,030 | $690 | $1,470 | $780 |
| Rock, MO | $153,300 | $928 | $680 | $1,280 | $600 |
| Waterloo, IL | $181,900 | $717 | $480 | $1,020 | $540 |
| St. Mary, MO | $72,600 | $842 | $570 | $1,160 | $590 |
| Fenton, MO | $241,300 | $1,305 | $900 | $1,870 | $970 |
| Salem, MO | $82,400 | $881 | $630 | $1,240 | $610 |
| Lakeshire, MO | $210,800 | $1,238 | $890 | $1,760 | $870 |
| Owensville, MO | $82,300 | $881 | $630 | $1,210 | $580 |