Gavop's guide to buying homeowners insurance in Kenwood, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $73,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $186,500 | $170,000 | $175,000-$200,000 |
| 3 Bedroom | $210,000 | $190,000 | $200,000-$250,000 |
| 4 Bedroom | $200,000 | $180,000 | $200,000-$250,000 |
| 5 Bedroom | $175,500 | $160,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$136 | $662 |
| Superior Protection Discount | -$72 | $726 |
| Fire & Security Discount | -$88 | $710 |
| Hail Resistant Roof Discount | -$24 | $774 |
| Newly Constructed Home Discount | -$223 | $575 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hamilton County | $1,000 | $704 | $1,704 | $512 | $1,512 | $192 |
| Kenwood, OH | $700 | $788 | $1,488 | $573 | $1,273 | $215 |
| Sharonville, OH | $400 | $673 | $1,073 | $489 | $889 | $184 |
| Springdale, OH | $2,500 | $625 | $3,125 | $454 | $2,954 | $171 |
| Cincinnati, OH | $200 | $658 | $858 | $478 | $678 | $180 |
| Amelia, OH | $2,500 | $677 | $3,177 | $492 | $2,992 | $185 |
| Spring Valley, OH | $300 | $848 | $1,148 | $616 | $916 | $232 |
| Sunman, IN | $2,000 | $759 | $2,759 | $551 | $2,551 | $207 |
| Falmouth, KY | $500 | $690 | $1,190 | $501 | $1,001 | $188 |
| Penn, OH | $2,500 | $706 | $3,206 | $513 | $3,013 | $193 |
| Wilberforce, OH | $400 | $713 | $1,113 | $518 | $918 | $195 |
| Bath, OH | $2,000 | $636 | $2,636 | $462 | $2,462 | $174 |
| Home Insurance Company Kenwood, OH | Homeowners Insurance Agency Kenwood, OH | Address | Popularity Score | Distance from Kenwood (miles) |
|---|---|---|---|---|
| State Farm | Becki Taylor | 6374 Far Hills Ave, Centerville, OH, 45459-2724 | 32.8 | |
| Allstate | John Frey | 5158 Cedar Village Dr Suite G, Mason, OH, 45040 | 9.0 | |
| Erie | Best-Walker Insurance Group | 7588 Central Parke Blvd Suite 226, Mason, OH, 45040 | 9.0 | |
| Travelers | Kemba Insurance | 8763 Union Center Blvd, West Chester, OH, 45069 | 9.5 | |
| Travelers | Portman Insurance | 7220 Beechmont Ave, Cincinnati, OH, 45230 | 9.3 | |
| Liberty Mutual Independent | Landmark Insurance Agency | 4355 Ferguson Dr Ste 155 , Cincinnati, OH, 45245 | 9.2 | |
| Travelers | Steven R Rogers And Associates Llc | 9859 Cincinnati-Columbus Rd, Cincinnati, OH, 45241 | 6.9 | |
| Erie | The Christenson Lewis Insurance Agency | 4484 Mount Carmel Tobasco Road, Cincinnati, OH, 45244 | 8.3 | |
| Allstate | Jay Lewis Presley | 9403 Kenwood Rd Ste A102, Blue Ash, OH, 45242 | 1.4 | |
| Allstate | J. Lewis Presley | 10470 Loveland Madeira Rd, Loveland, OH, 45140 | 5.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $480 | $1,000 | $520 |
| Hamilton County, OH | $145,800 | $713 | $490 | $1,010 | $520 |
| Kenwood, OH | $274,800 | $798 | $550 | $1,130 | $580 |
| Sharonville, OH | $144,500 | $681 | $500 | $950 | $450 |
| Springdale, OH | $121,600 | $632 | $430 | $900 | $470 |
| Cincinnati, OH | $124,200 | $666 | $450 | $950 | $500 |
| Amelia, OH | $146,900 | $685 | $460 | $940 | $480 |
| Spring Valley, OH | $215,700 | $858 | $580 | $1,220 | $640 |
| Sunman, IN | $105,100 | $768 | $520 | $1,070 | $550 |
| Falmouth, KY | $79,900 | $698 | $480 | $960 | $480 |
| Penn, OH | $136,600 | $715 | $490 | $980 | $490 |
| Wilberforce, OH | $139,600 | $722 | $480 | $1,030 | $550 |
| Bath, OH | $114,900 | $644 | $460 | $920 | $460 |