Gavop tells you how to get the best homeowners insurance in Floyd, IA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $36,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $70,500 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $89,500 | $80,000 | $100,000-$125,000 |
| 4 Bedroom | $199,500 | $180,000 | $175,000-$200,000 |
| 5 Bedroom | $276,500 | $250,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$129 | $589 |
| Superior Protection Discount | -$72 | $646 |
| Fire & Security Discount | -$50 | $668 |
| Hail Resistant Roof Discount | -$14 | $704 |
| Newly Constructed Home Discount | -$194 | $524 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| O'Brien County | $1,500 | $671 | $2,171 | $487 | $1,987 | $183 |
| Floyd, IA | $1,000 | $710 | $1,710 | $516 | $1,516 | $194 |
| Harris, IA | $400 | $471 | $871 | $342 | $742 | $129 |
| Maurice, IA | $2,000 | $715 | $2,715 | $520 | $2,520 | $195 |
| Kanaranzi, MN | $500 | $875 | $1,375 | $636 | $1,136 | $239 |
| Amherst, IA | $1,500 | $734 | $2,234 | $533 | $2,033 | $201 |
| Orleans, IA | $500 | $1,279 | $1,779 | $930 | $1,430 | $350 |
| Plymouth County, IA | $2,500 | $719 | $3,219 | $522 | $3,022 | $196 |
| Merrill, IA | $700 | $688 | $1,388 | $500 | $1,200 | $188 |
| Alcester, SD | $300 | $748 | $1,048 | $544 | $844 | $204 |
| La Crosse, MN | $2,500 | $1,223 | $3,723 | $889 | $3,389 | $334 |
| Home Insurance Company Floyd, IA | Homeowners Insurance Agency Floyd, IA | Address | Popularity Score | Distance from Floyd (miles) |
|---|---|---|---|---|
| State Farm | Scott Trautman | 3605 Highway 71, Spirit Lake, IA, 51360-7298 | 36.3 | |
| State Farm | Dick Mataloni | 1025 2nd Ave, Sibley, IA, 51249-1506 | 13.0 | |
| State Farm | Tom Menage | 208 1st Ave, Rock Rapids, IA, 51246-1504 | 24.1 | |
| State Farm | Garry Slota | 521 S Grand Ave, Spencer, IA, 51301-5333 | 33.4 | |
| State Farm | Matt Weg | 715 8th St Se, Orange City, IA, 51041-7451 | 19.6 | |
| Travelers | Boyden Insurance Agcy | 817 Main St, Boyden, IA, 51234 | 10.7 | |
| Travelers | Thomas E Benz & Son Agency | Main St, Melvin, IA, 51350 | 10.7 | |
| Travelers | Ea-Koele Inc | 1110 Main St, Hull, IA, 51239 | 17.1 | |
| Travelers | Northwest Consultants Inc | 313 Main St, Sanborn, IA, 51248 | 7.4 | |
| State Farm | Brad Fowler | 330 Reed Street, Akron, IA, 51001 | 46.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $590 | $1,140 | $550 |
| O'Brien County, IA | $108,000 | $679 | $460 | $960 | $500 |
| Floyd, IA | $146,400 | $718 | $510 | $1,010 | $500 |
| Harris, IA | $53,100 | $477 | $340 | $660 | $320 |
| Maurice, IA | $106,300 | $724 | $500 | $1,030 | $530 |
| Kanaranzi, MN | $120,300 | $886 | $590 | $1,210 | $620 |
| Amherst, IA | $111,400 | $743 | $500 | $1,060 | $560 |
| Orleans, IA | $369,500 | $1,295 | $870 | $1,770 | $900 |
| Plymouth County, IA | $150,200 | $727 | $530 | $1,010 | $480 |
| Merrill, IA | $99,100 | $696 | $470 | $1,000 | $530 |
| Alcester, SD | $85,400 | $757 | $520 | $1,040 | $520 |
| La Crosse, MN | $214,800 | $1,238 | $900 | $1,770 | $870 |