Gavop's guide to buying homeowners insurance in Dodge County, MN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $73,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $159,500 | $150,000 | $175,000-$200,000 |
| 3 Bedroom | $239,500 | $200,000 | $175,000-$200,000 |
| 4 Bedroom | $290,500 | $260,000 | $300,000-$350,000 |
| 5 Bedroom | $289,500 | $240,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$82 | $829 |
| Home and Two Car | -$155 | $756 |
| Home and Three Car | -$219 | $693 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Dodge County | $2,000 | $900 | $2,900 | $654 | $2,654 | $246 |
| Dodge County, MN | $1,500 | $900 | $2,400 | $654 | $2,154 | $246 |
| Ellington, MN | $300 | $1,125 | $1,425 | $818 | $1,118 | $308 |
| Clinton Falls, MN | $2,000 | $1,276 | $3,276 | $928 | $2,928 | $349 |
| Mapleview, MN | $200 | $526 | $726 | $382 | $582 | $144 |
| Deerfield, MN | $2,000 | $1,257 | $3,257 | $913 | $2,913 | $343 |
| Le Roy, MN | $300 | $660 | $960 | $480 | $780 | $180 |
| Castle Rock, MN | $1,000 | $1,431 | $2,431 | $1,040 | $2,040 | $391 |
| Freeman, MN | $200 | $1,087 | $1,287 | $790 | $990 | $297 |
| Carpenter, IA | $1,500 | $411 | $1,911 | $299 | $1,799 | $112 |
| McIntire, IA | $300 | $454 | $754 | $330 | $630 | $124 |
| Cedar Lake, MN | $1,500 | $1,940 | $3,440 | $1,410 | $2,910 | $530 |
| Home Insurance Company Dodge County, MN | Homeowners Insurance Agency Dodge County, MN | Address | Popularity Score | Distance from Dodge County (miles) |
|---|---|---|---|---|
| State Farm | Sue Madden | 914 Brdwy Ave N, Rochester, MN, 55906-6802 | 22.3 | |
| State Farm | Matt Kechely | 1712 37th St Nw, Rochester, MN, 55901-4228 | 19.2 | |
| Farmers | Ashley Wilson | 1632 Highway 52 N, Rochester, MN, 55901 | 19.1 | |
| Travelers | Miller-Hartwig Insurance | 20960 Holyoke Ave, Lakeville, MN, 55044 | 47.0 | |
| State Farm | Robert Joswiak | 20838 Holyoke Ave, Lakeville, MN, 55044 | 47.1 | |
| Farmers | Laura Bolland | 1027 Main St Ste A, Red Wing, MN, 55066 | 40.8 | |
| Farmers | Michael Bishman | 121 W Broadway St, Owatonna, MN, 55060 | 18.4 | |
| State Farm | Bruce Fujan | 5025 Highway 52 N, Rochester, MN, 55901-0166 | 18.5 | |
| State Farm | Lyle Wendroth | 635 2nd Street, Kenyon, MN, 55946 | 18.3 | |
| State Farm | Mark Schmitz | 10 N Broadway, Wells, MN, 56097-1639 | 46.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $850 | $1,690 | $840 |
| Dodge County, MN | $167,900 | $911 | $660 | $1,250 | $590 |
| Dodge County, MN | $167,900 | $911 | $650 | $1,290 | $640 |
| Ellington, MN | $183,300 | $1,139 | $810 | $1,610 | $800 |
| Clinton Falls, MN | $233,600 | $1,292 | $940 | $1,820 | $880 |
| Mapleview, MN | $60,000 | $532 | $380 | $730 | $350 |
| Deerfield, MN | $226,600 | $1,272 | $850 | $1,820 | $970 |
| Le Roy, MN | $80,500 | $668 | $450 | $920 | $470 |
| Castle Rock, MN | $289,300 | $1,448 | $1,000 | $2,070 | $1,070 |
| Freeman, MN | $172,200 | $1,100 | $790 | $1,550 | $760 |
| Carpenter, IA | $42,500 | $416 | $300 | $570 | $270 |
| McIntire, IA | $50,000 | $460 | $340 | $650 | $310 |
| Cedar Lake, MN | $419,200 | $1,964 | $1,410 | $2,710 | $1,300 |