Gavop shows you how to buy homeowners insurance in Box Butte County, NE by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $51,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $133,500 | $120,000 | $125,000-$150,000 |
| 3 Bedroom | $138,000 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $228,000 | $200,000 | $175,000-$200,000 |
| 5 Bedroom | $130,500 | $120,000 | $100,000-$125,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$77 | $777 |
| Home and Two Car | -$137 | $718 |
| Home and Three Car | -$196 | $658 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Box Butte County | $1,500 | $844 | $2,344 | $613 | $2,113 | $231 |
| Box Butte County, NE | $700 | $844 | $1,544 | $613 | $1,313 | $231 |
| Eleven, NE | $500 | $853 | $1,353 | $620 | $1,120 | $233 |
| Bayard, NE | $700 | $783 | $1,483 | $569 | $1,269 | $214 |
| East Winters Creek, NE | $300 | $1,572 | $1,872 | $1,142 | $1,442 | $430 |
| Bridgeport, NE | $2,000 | $876 | $2,876 | $637 | $2,637 | $239 |
| West Camp Clarke, NE | $200 | $780 | $980 | $567 | $767 | $213 |
| Scotts Bluff County, NE | $1,500 | $992 | $2,492 | $721 | $2,221 | $271 |
| Mitchell, NE | $400 | $943 | $1,343 | $685 | $1,085 | $258 |
| Ford, NE | $700 | $891 | $1,591 | $648 | $1,348 | $244 |
| Bowen, NE | $100 | $879 | $979 | $639 | $739 | $240 |
| Lisco, NE | $2,000 | $756 | $2,756 | $549 | $2,549 | $207 |
| Home Insurance Company Box Butte County, NE | Homeowners Insurance Agency Box Butte County, NE | Address | Popularity Score | Distance from Box Butte County (miles) |
|---|---|---|---|---|
| State Farm | Angela Philbrick | 2202 Broadway, Scottsbluff, NE, 69361-1970 | 38.1 | |
| Allstate | Plummer Insurance Inc | 9732 Us Highway 26 Po Box 548, Bridgeport, NE, 69336 | 37.7 | |
| State Farm | Brad Hamm | 2809 Avenue B Ste 104, Scottsbluff, NE, 69361-4370 | 37.9 | |
| State Farm | Ed Mcnulty | 1251 Broadway St, Mitchell, NE, 69357-1548 | 41.5 | |
| Liberty Mutual Independent | Gregorys Insurance | 124 W 3rd St, Alliance, NE, 69301 | 13.8 | |
| State Farm | Annette Frerichs | 345 Main St., Bayard, NE, 69334 | 34.1 | |
| State Farm | Randy Bauer | 345 Main St, Chadron, NE, 69337-2357 | 42.5 | |
| State Farm | Neal Smith | 3321 Avenue I Ste 1, Scottsbluff, NE, 69361-4587 | 38.1 | |
| State Farm | Annette Frerichs | 915 Main St, Bridgeport, NE, 69336-4032 | 38.0 | |
| State Farm | Ron Engelhaupt | 1845 10th St, Gering, NE, 69341-2449 | 39.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nebraska | $142,400 | $1,218 | $830 | $1,740 | $910 |
| Box Butte County, NE | $105,400 | $854 | $620 | $1,180 | $560 |
| Box Butte County, NE | $105,400 | $854 | $590 | $1,180 | $590 |
| Eleven, NE | $107,400 | $864 | $620 | $1,220 | $600 |
| Bayard, NE | $69,200 | $793 | $530 | $1,130 | $600 |
| East Winters Creek, NE | $226,200 | $1,591 | $1,130 | $2,200 | $1,070 |
| Bridgeport, NE | $83,900 | $887 | $610 | $1,270 | $660 |
| West Camp Clarke, NE | $68,500 | $789 | $580 | $1,110 | $530 |
| Scotts Bluff County, NE | $116,600 | $1,004 | $690 | $1,390 | $700 |
| Mitchell, NE | $94,800 | $954 | $640 | $1,320 | $680 |
| Ford, NE | $86,300 | $902 | $660 | $1,250 | $590 |
| Bowen, NE | $84,300 | $890 | $630 | $1,260 | $630 |
| Lisco, NE | $65,000 | $765 | $510 | $1,050 | $540 |