Gavop's guide to buying homeowners insurance in Dulles Town Center, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $92,500 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $293,500 | $270,000 | $250,000-$300,000 |
| 3 Bedroom | $251,000 | $240,000 | $200,000-$250,000 |
| 4 Bedroom | $473,500 | $410,000 | $500,000-$600,000 |
| 5 Bedroom | $557,000 | $460,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$137 | $718 |
| Superior Protection Discount | -$85 | $769 |
| Fire & Security Discount | -$94 | $761 |
| Hail Resistant Roof Discount | -$26 | $829 |
| Newly Constructed Home Discount | -$188 | $667 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Loudoun County | $2,000 | $1,354 | $3,354 | $984 | $2,984 | $370 |
| Dulles Town Center, VA | $2,000 | $844 | $2,844 | $614 | $2,614 | $231 |
| Clarksburg, MD | $500 | $972 | $1,472 | $707 | $1,207 | $266 |
| Washington, DC | $2,000 | $1,610 | $3,610 | $1,170 | $3,170 | $440 |
| Hillcrest Heights, MD | $100 | $686 | $786 | $499 | $599 | $188 |
| Landover, MD | $700 | $644 | $1,344 | $468 | $1,168 | $176 |
| Potomac Heights, MD | $500 | $606 | $1,106 | $440 | $940 | $166 |
| Clinton, MD | $700 | $911 | $1,611 | $662 | $1,362 | $249 |
| Flint Hill, VA | $300 | $985 | $1,285 | $716 | $1,016 | $269 |
| Robinwood, MD | $1,000 | $777 | $1,777 | $565 | $1,565 | $212 |
| Middletown, VA | $100 | $826 | $926 | $600 | $700 | $226 |
| Pasadena, MD | $2,000 | $844 | $2,844 | $613 | $2,613 | $231 |
| Home Insurance Company Dulles Town Center, VA | Homeowners Insurance Agency Dulles Town Center, VA | Address | Popularity Score | Distance from Dulles Town Center (miles) |
|---|---|---|---|---|
| State Farm | Mike Bushey | 11 Catoctin Cir Se, Leesburg, VA, 20175-3611 | 10.0 | |
| Erie | Sp Insurance Agency Inc. | 14526 Lee Road Suite 100, Chantilly, VA, 20151 | 9.0 | |
| State Farm | Andre Arjun | 795 Center St Unit 6, Herndon, VA, 20170-4684 | 3.8 | |
| Travelers | Mclean Insurance Agency | 46179 Westlake Dr Ste 300, Potomac Falls, VA, 20165 | 1.2 | |
| State Farm | Kyle Knight | 11736 Bowman Green Dr, Reston, VA, 20190-3501 | 5.3 | |
| Allstate | Ronald Rubin | 1097 Edwards Ferry Rd Ne, Leesburg, VA, 20176 | 9.0 | |
| Allstate | Ian Jobson | 228 Elizabeth Dr, Stephens City, VA, 22655 | 42.4 | |
| State Farm | Lou Kelaher | 20630 Ashburn Rd Ste 166, Ashburn, VA, 20147-5626 | 4.1 | |
| Travelers | Cassedy Insurance Agency Inc | 742 Lynn Street Suite 200 , Herndon, VA, 20170 | 3.9 | |
| State Farm | Keith Florczyk | 44715 Brimfield Dr Ste 200, Ashburn, VA, 20147-5926 | 2.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $660 | $1,320 | $660 |
| Loudoun County, VA | $475,500 | $1,371 | $920 | $1,960 | $1,040 |
| Dulles Town Center, VA | $402,600 | $855 | $590 | $1,200 | $610 |
| Clarksburg, MD | $454,500 | $984 | $780 | $1,240 | $460 |
| Washington, DC | $537,400 | $1,630 | $1,120 | $2,310 | $1,190 |
| Hillcrest Heights, MD | $209,200 | $695 | $550 | $880 | $330 |
| Landover, MD | $180,100 | $652 | $510 | $820 | $310 |
| Potomac Heights, MD | $89,300 | $613 | $480 | $770 | $290 |
| Clinton, MD | $275,600 | $922 | $730 | $1,160 | $430 |
| Flint Hill, VA | $294,800 | $997 | $720 | $1,420 | $700 |
| Robinwood, MD | $264,900 | $786 | $620 | $990 | $370 |
| Middletown, VA | $183,100 | $836 | $600 | $1,200 | $600 |
| Pasadena, MD | $300,100 | $854 | $670 | $1,080 | $410 |