Gavop shows you how to buy homeowners insurance in Napoleon, MI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $58,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $154,500 | $130,000 | $150,000-$175,000 |
| 3 Bedroom | $203,500 | $170,000 | $150,000-$175,000 |
| 4 Bedroom | $255,000 | $230,000 | $250,000-$300,000 |
| 5 Bedroom | $242,000 | $200,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$107 | $562 |
| Superior Protection Discount | -$60 | $609 |
| Fire & Security Discount | -$47 | $623 |
| Hail Resistant Roof Discount | -$20 | $649 |
| Newly Constructed Home Discount | -$141 | $529 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jackson County | $1,500 | $721 | $2,221 | $524 | $2,024 | $197 |
| Napoleon, MI | $2,000 | $661 | $2,661 | $481 | $2,481 | $181 |
| Leslie, MI | $500 | $782 | $1,282 | $568 | $1,068 | $214 |
| Palmyra, MI | $2,500 | $738 | $3,238 | $536 | $3,036 | $202 |
| Seneca, MI | $400 | $721 | $1,121 | $524 | $924 | $197 |
| Webberville, MI | $1,500 | $714 | $2,214 | $519 | $2,019 | $195 |
| Lyons, OH | $200 | $597 | $797 | $434 | $634 | $163 |
| Calhoun County, MI | $2,000 | $695 | $2,695 | $505 | $2,505 | $190 |
| Algansee, MI | $300 | $747 | $1,047 | $543 | $843 | $204 |
| Brownlee Park, MI | $1,500 | $595 | $2,095 | $432 | $1,932 | $163 |
| Bethel, MI | $300 | $718 | $1,018 | $522 | $822 | $196 |
| Watertown charter, MI | $700 | $836 | $1,536 | $607 | $1,307 | $228 |
| Home Insurance Company Napoleon, MI | Homeowners Insurance Agency Napoleon, MI | Address | Popularity Score | Distance from Napoleon (miles) |
|---|---|---|---|---|
| Allstate | Jake Suardini | 29798 S Wixom Rd, Wixom, MI, 48393 | 45.3 | |
| State Farm | Mike Marihugh | 31707 Plymouth Rd, Livonia, MI, 48150-1905 | 50.0 | |
| State Farm | Kevin Winter | 954 W Monroe St, Jackson, MI, 49202-2065 | 9.1 | |
| State Farm | David Deluca | 11756 Newburgh Rd, Livonia, MI, 48150-1061 | 47.3 | |
| State Farm | Terri Anderson-Berger | 43341 Grand Riv Ave, Novi, MI, 48375-1739 | 47.1 | |
| State Farm | Anita A Murray | 8359 N Wayne Rd, Westland, MI, 48185-1351 | 48.2 | |
| State Farm | Mark Khoury | 320 W Summit St Ste 2, Milford, MI, 48381-1563 | 45.8 | |
| State Farm | Larry Brandon | 1350 E West Maple Rd, Walled Lake, MI, 48390-3727 | 49.0 | |
| Farmers | Kenneth Wesa | 42193 Ann Arbor Rd E, Plymouth, MI, 48170 | 44.8 | |
| Allstate | Claudia V Lynn | 39853 Grand River Ave, Novi, MI, 48375 | 48.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,080 | $550 |
| Jackson County, MI | $120,100 | $729 | $530 | $1,000 | $470 |
| Napoleon, MI | $152,300 | $669 | $480 | $960 | $480 |
| Leslie, MI | $147,700 | $791 | $540 | $1,080 | $540 |
| Palmyra, MI | $116,400 | $747 | $530 | $1,040 | $510 |
| Seneca, MI | $105,800 | $730 | $490 | $1,010 | $520 |
| Webberville, MI | $101,600 | $723 | $480 | $1,030 | $550 |
| Lyons, OH | $93,000 | $604 | $400 | $840 | $440 |
| Calhoun County, MI | $102,600 | $703 | $490 | $980 | $490 |
| Algansee, MI | $123,100 | $756 | $540 | $1,070 | $530 |
| Brownlee Park, MI | $41,000 | $602 | $430 | $830 | $400 |
| Bethel, MI | $103,800 | $727 | $520 | $1,000 | $480 |
| Watertown charter, MI | $190,000 | $846 | $610 | $1,210 | $600 |