Gavop tells you how to get the best homeowners insurance in Lake of the Woods, VA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Lake of the Woods, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Musket Ln, Edgemont Ln, Winchester Ln, Cypress Ct, Confederate Cir, Eagle Ct, Germanna Hwy, State Rte 623, Monticello Cir, Freedom Rd | $323,500 | $270,000 | $350,000-$400,000 | $348,000 | $300,000 | $350,000-$400,000 |
| Forest Ct, Cavern Ct, Vaucluse Rd, Fairway Dr, Constitution Blvd, Liberty Blvd, Queenwood Ct, Birchside Cir, Harris Ct, State Rte 614 | $219,000 | $180,000 | $200,000-$250,000 | $351,000 | $290,000 | $350,000-$400,000 |
| Broken Iron Ct, Limestone Ln, Flintlock Ct, State Rte 601, Sedgwick Dr, Meadowview Ln, Edgehill Dr, Madison Cir, Federal Rd, Hampton Hills Rd | $279,500 | $250,000 | $250,000-$300,000 | $266,500 | $240,000 | $250,000-$300,000 |
| Plantation Dr, Wakefield Dr, Gold Valley Rd, Mason St, Wildflower Way, Enchanted Way, Green Spring Rd, Riverview Farm Rd, Harrison Cir, Lee Cir | $184,500 | $170,000 | $125,000-$150,000 | $328,500 | $280,000 | $350,000-$400,000 |
| Governor Almond Rd, Somerville Rd, Beachside Cove, Pheasant Ridge Rd, Cornwallis Ave, State Rte 708, Ash Ct, Sara Ct, Hot Rod Ln, Independence St | $210,500 | $180,000 | $200,000-$250,000 | $353,000 | $310,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$146 | $664 |
| Superior Protection Discount | -$73 | $737 |
| Fire & Security Discount | -$81 | $729 |
| Hail Resistant Roof Discount | -$16 | $794 |
| Newly Constructed Home Discount | -$202 | $607 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Orange County | $1,500 | $878 | $2,378 | $638 | $2,138 | $240 |
| Lake of the Woods, VA | $1,000 | $800 | $1,800 | $581 | $1,581 | $219 |
| Stevensburg, VA | $500 | $803 | $1,303 | $583 | $1,083 | $219 |
| Southern Gateway, VA | $1,000 | $992 | $1,992 | $721 | $1,721 | $271 |
| Madison, VA | $400 | $704 | $1,104 | $511 | $911 | $192 |
| Independent Hill, VA | $1,500 | $1,038 | $2,538 | $754 | $2,254 | $284 |
| Mattaponi, VA | $400 | $868 | $1,268 | $631 | $1,031 | $237 |
| Prince William County, VA | $700 | $1,003 | $1,703 | $729 | $1,429 | $274 |
| Scott, VA | $100 | $981 | $1,081 | $713 | $813 | $268 |
| Fairfax Station, VA | $1,500 | $1,063 | $2,563 | $773 | $2,273 | $291 |
| Kings Park, VA | $500 | $1,411 | $1,911 | $1,025 | $1,525 | $386 |
| McNair, VA | $2,000 | $887 | $2,887 | $645 | $2,645 | $242 |
| Home Insurance Company Lake of the Woods, VA | Homeowners Insurance Agency Lake of the Woods, VA | Address | Popularity Score | Distance from Lake of the Woods (miles) |
|---|---|---|---|---|
| Travelers | Freeman & Sherburne Inc | 7440 Heritage Village Plz Ste 101, Gainesville, VA, 20155 | 33.5 | |
| Travelers | Lake Anna Insurance Agency Llc | 15711 Heth Dr, Mineral, VA, 23117 | 15.7 | |
| State Farm | William Barbour | 585 Grove Street, Herndon, VA, 20170-4791 | 48.2 | |
| Travelers | Insurance & Investment Agents Of Va Llc | 5219 Hickory Park Dr Ste A, Glen Allen, VA, 23059 | 46.2 | |
| State Farm | Mike Collins | 4216 Evergreen Ln Ste 125, Annandale, VA, 22003-3256 | 46.2 | |
| Allstate | Fanning & Associates | Po Box 610, Locust Grove, VA, 22508 | 3.5 | |
| Travelers | Gengler Agency Services | 3826 Jefferson Davis Hgwy, Fredericksburg, VA, 22408 | 15.0 | |
| State Farm | Buster Nelson | 10740 Courthouse Rd Ste D, Fredericksbrg, VA, 22408-1601 | 14.7 | |
| Travelers | Gengler Agency Services | 1816 Featherstone Rd, Woodbridge, VA, 22191 | 33.7 | |
| State Farm | Lou Soscia | 5824 Mapledale Plz, Dale City, VA, 22193-4535 | 30.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $680 | $1,350 | $670 |
| Orange County, VA | $235,200 | $889 | $630 | $1,220 | $590 |
| Lake of the Woods, VA | $266,300 | $810 | $540 | $1,110 | $570 |
| Stevensburg, VA | $268,900 | $812 | $560 | $1,150 | $590 |
| Southern Gateway, VA | $300,300 | $1,004 | $720 | $1,430 | $710 |
| Madison, VA | $188,600 | $712 | $510 | $980 | $470 |
| Independent Hill, VA | $467,700 | $1,051 | $700 | $1,440 | $740 |
| Mattaponi, VA | $204,900 | $879 | $640 | $1,210 | $570 |
| Prince William County, VA | $358,300 | $1,016 | $700 | $1,400 | $700 |
| Scott, VA | $452,100 | $993 | $690 | $1,410 | $720 |
| Fairfax Station, VA | $654,600 | $1,076 | $720 | $1,540 | $820 |
| Kings Park, VA | $458,400 | $1,428 | $1,010 | $1,960 | $950 |
| McNair, VA | $420,700 | $898 | $660 | $1,240 | $580 |