Gavop's guide to buying homeowners insurance in Lake Alfred, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Lake Alfred, FL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Wiley Dr, Blazing Star Ave, Tilden Rd, Davis Ave, Haines City Lake Alfred Rd, W Harbord St, Dartmouth Dr, Hickory Dr, Ave R NE, Straphmore Dr | $160,000 | $140,000 | $150,000-$175,000 | $138,500 | $120,000 | $125,000-$150,000 |
| E Midway Ave, Lynchburg Rd, Mary Jewett Cir NE, Bennet St NE, Gandy Rd, Pickney Dr, Tennis Ln, Waterfern Trail Dr, Shumard St, Dawson Ln NW | $95,000 | $90,000 | $75,000-$100,000 | $70,000 | $60,000 | $75,000-$100,000 |
| Quick Ave NW, Penn Ave S, Haines Blvd, Hampton St, E Thelma St, E Grapefruit Ave, Edinburgh Dr, Martha Ct, Juanita Dr, Conine Dr | $194,000 | $160,000 | $150,000-$175,000 | $138,000 | $120,000 | $150,000-$175,000 |
| Chamberlain Dr, Cypress Creek Blvd, Garnette Ave, Van Fleet Blvd, Jana Cir, 11th St NE, Creek Rd, Newcastle Blvd, Adams St, N Lake Shore Way | $68,500 | $60,000 | $50,000-$75,000 | $47,500 | $40,000 | $50,000-$75,000 |
| South Carolina Ave, E Tangerine Ave, Lake Mattie Rd, N Bartow Ave, Eagle Point Blvd, Pine Dr, Winter Garden Ct, Goodman Ave, James Way, James Ln | $108,500 | $100,000 | $125,000-$150,000 | $111,500 | $100,000 | $75,000-$100,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$75 | $763 |
| Home and Two Car | -$143 | $696 |
| Home and Three Car | -$201 | $637 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,392 |
| Hail Damage | $4,759 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $16,218 |
| Home Insurance Company Lake Alfred, FL | Homeowners Insurance Agency Lake Alfred, FL | Address | Popularity Score | Distance from Lake Alfred (miles) |
|---|---|---|---|---|
| Travelers | First Heritage Insurance Services Inc | 1511 N. West Shore Blvd. Suite 1100, Tampa, FL, 33607 | 49.8 | |
| Travelers | Southern Family Insurance Services Llc | 101 W Main St Ste 123, Lakeland, FL, 33815 | 14.7 | |
| Liberty Mutual Independent | Mulling Insurance Agency Inc | 208 E Park St, Auburndale, FL, 33823 | 4.5 | |
| State Farm | Rob Semans | 639 1st St S, Winter Haven, FL, 33880-3604 | 5.8 | |
| State Farm | Cheryl Beckert | 631 E Central Avenue, Winter Haven, FL, 33880-3056 | 5.3 | |
| Allstate | Bob Ettensohn | 3504 S Florida Ave, Lakeland, FL, 33803 | 15.7 | |
| State Farm | Dan Mann | 6967 Cyprs Gdns Blvd, Winter Haven, FL, 33884-3572 | 9.1 | |
| Travelers | Five Brothers Insurance Agency | 3635 South Dale Mabry Hwy, Tampa, FL, 33629 | 49.5 | |
| Allstate | Bruce Sanders | 767 Cypress Gardens Blvd, Winter Haven, FL, 33880 | 6.6 | |
| State Farm | Garry Walker | 130 S 10th St, Haines City, FL, 33844-5304 | 6.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Polk County, FL | $121,100 | $1,134 | $880 | $1,520 | $640 |
| Lake Alfred, FL | $115,100 | $838 | $650 | $1,120 | $470 |
| Winter Haven-Auburndale, FL | $103,900 | $1,103 | $860 | $1,480 | $620 |
| Minneola, FL | $158,700 | $1,047 | $820 | $1,400 | $580 |
| Bowling Green, FL | $78,400 | $780 | $610 | $1,050 | $440 |
| Fort Green, FL | $119,000 | $1,205 | $940 | $1,610 | $670 |
| Center Hill, FL | $80,800 | $946 | $740 | $1,270 | $530 |
| Eatonville, FL | $107,900 | $1,130 | $880 | $1,510 | $630 |
| Yalaha, FL | $192,600 | $1,697 | $1,320 | $2,270 | $950 |
| Lake County, FL | $155,100 | $1,303 | $1,020 | $1,750 | $730 |
| Wimauma, FL | $108,000 | $804 | $630 | $1,080 | $450 |
| Egypt Lake-Leto, FL | $136,900 | $1,326 | $1,030 | $1,780 | $750 |