Gavop tells you how to get the best homeowners insurance in Williamstown, NJ by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $79,500 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $151,500 | $140,000 | $125,000-$150,000 |
| 3 Bedroom | $203,500 | $170,000 | $200,000-$250,000 |
| 4 Bedroom | $237,000 | $200,000 | $200,000-$250,000 |
| 5 Bedroom | $555,500 | $510,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$119 | $581 |
| Superior Protection Discount | -$63 | $637 |
| Fire & Security Discount | -$56 | $644 |
| Hail Resistant Roof Discount | -$14 | $686 |
| Newly Constructed Home Discount | -$203 | $497 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Gloucester County | $1,000 | $846 | $1,846 | $615 | $1,615 | $231 |
| Williamstown, NJ | $2,000 | $691 | $2,691 | $502 | $2,502 | $189 |
| Barrington, NJ | $300 | $716 | $1,016 | $520 | $820 | $196 |
| Tinicum, PA | $2,000 | $679 | $2,679 | $493 | $2,493 | $185 |
| Eastampton, NJ | $200 | $808 | $1,008 | $587 | $787 | $221 |
| Cedarville, NJ | $2,000 | $707 | $2,707 | $514 | $2,514 | $193 |
| Juliustown, NJ | $500 | $979 | $1,479 | $712 | $1,212 | $268 |
| Egg Harbor, NJ | $700 | $855 | $1,555 | $621 | $1,321 | $234 |
| Langhorne, PA | $300 | $1,133 | $1,433 | $824 | $1,124 | $310 |
| Ocean County, NJ | $1,500 | $929 | $2,429 | $675 | $2,175 | $254 |
| North Beach Haven, NJ | $500 | $2,367 | $2,867 | $1,720 | $2,220 | $647 |
| Cranbury, NJ | $1,000 | $2,082 | $3,082 | $1,513 | $2,513 | $569 |
| Home Insurance Company Williamstown, NJ | Homeowners Insurance Agency Williamstown, NJ | Address | Popularity Score | Distance from Williamstown (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | The Barclay Group | 202 Broad Street, Riverton, NJ, 8077 | 22.5 | |
| Allstate | Marc A Ludwig | 200 N Route 73 Unit 35, West Berlin, NJ, 8091 | 8.7 | |
| Liberty Mutual Independent | Nottingham Insurance | 2277 Highway 33 Ste 404, Hamilton Square, NJ, 8690 | 41.0 | |
| Liberty Mutual Independent | Biondi Insurance Agency | 525 E Elmer St, Vineland, NJ, 8360 | 14.1 | |
| Liberty Mutual Independent | Sypek & Sandford Agency | 1569 Parkway Ave Ste F-G, Ewing, NJ, 8628 | 41.1 | |
| Travelers | Dagostino Agency | 105 N White Horse Pike, Hammonton, NJ, 8037 | 9.7 | |
| Allstate | Gary Jandersit | 659 Abbington Dr, East Windsor, NJ, 8520 | 47.6 | |
| Farmers | Sharon Ammann | 421 S Route 73 Ste 5, Berlin, NJ, 8009 | 8.0 | |
| Travelers | Joseph J Schipsi Inc | 303 Kings Hwy S Ste 5, Cherry Hill, NJ, 8034 | 15.9 | |
| State Farm | Pat Burdalski | 1088 Route 40 # Us, Carneys Point, NJ, 8069 | 23.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $780 | $1,540 | $760 |
| Gloucester County, NJ | $213,800 | $857 | $630 | $1,170 | $540 |
| Williamstown, NJ | $188,600 | $700 | $470 | $970 | $500 |
| Barrington, NJ | $203,500 | $725 | $490 | $1,010 | $520 |
| Tinicum, PA | $140,900 | $687 | $490 | $980 | $490 |
| Eastampton, NJ | $265,100 | $818 | $560 | $1,160 | $600 |
| Cedarville, NJ | $139,700 | $716 | $480 | $990 | $510 |
| Juliustown, NJ | $274,300 | $991 | $700 | $1,380 | $680 |
| Egg Harbor, NJ | $218,800 | $865 | $590 | $1,230 | $640 |
| Langhorne, PA | $351,000 | $1,147 | $770 | $1,590 | $820 |
| Ocean County, NJ | $267,900 | $940 | $690 | $1,290 | $600 |
| North Beach Haven, NJ | $812,300 | $2,396 | $1,700 | $3,310 | $1,610 |
| Cranbury, NJ | $673,500 | $2,107 | $1,520 | $2,890 | $1,370 |