Gavop tells you how to get the best homeowners insurance in Kingsbury County, SD by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Kingsbury County, SD - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 10, 210th St, N Lillie Ave, 453rd Ave, 450th Ave, E Park St, Mary Ln, Clair Rd, 418th Ave, Park Ave | $166,000 | $140,000 | $150,000-$175,000 | $178,500 | $160,000 | $200,000-$250,000 |
| 4th St SW, Terry St, 196th St, 5th St NW, Guantamano St, 219th St, E Short St, 218th St, E Arthur St, 212th St | $84,500 | $80,000 | $75,000-$100,000 | $203,000 | $180,000 | $200,000-$250,000 |
| 220th St, 203rd St, Care Center Rd, 431st Ave, 220th St, 446th Ave, 428th Ave, S 6th St, 2nd St W, William St | $127,500 | $120,000 | $125,000-$150,000 | $183,500 | $160,000 | $200,000-$250,000 |
| Main St, 2nd St SE, E Ozark St, Kings Pl, Charles Pl, Guantamano St W, Manor Ave S, 3rd St SE, Blaine St, US Hwy 14 | $99,000 | $90,000 | $100,000-$125,000 | $120,000 | $100,000 | $100,000-$125,000 |
| Co Rd 6a, N Leslie Ave, 198th St, 216th St, E Neosho St, 437th Ave, W Williams St, Minden Ave N, Chase St NW, E Washita St | $84,500 | $70,000 | $75,000-$100,000 | $81,000 | $80,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$132 | $564 |
| Superior Protection Discount | -$63 | $634 |
| Fire & Security Discount | -$70 | $627 |
| Hail Resistant Roof Discount | -$21 | $675 |
| Newly Constructed Home Discount | -$188 | $508 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Kingsbury County | $1,000 | $688 | $1,688 | $500 | $1,500 | $188 |
| Kingsbury County, SD | $700 | $688 | $1,388 | $500 | $1,200 | $188 |
| Hayti, SD | $400 | $756 | $1,156 | $549 | $949 | $207 |
| Winfred, SD | $700 | $814 | $1,514 | $592 | $1,292 | $222 |
| Castlewood, SD | $1,000 | $815 | $1,815 | $592 | $1,592 | $223 |
| Dempster, SD | $300 | $769 | $1,069 | $559 | $859 | $210 |
| Fairfield, SD | $1,500 | $871 | $2,371 | $633 | $2,133 | $238 |
| Harrison, SD | $400 | $924 | $1,324 | $671 | $1,071 | $252 |
| Hanson, SD | $1,000 | $1,529 | $2,529 | $1,111 | $2,111 | $418 |
| Home Insurance Company Kingsbury County, SD | Homeowners Insurance Agency Kingsbury County, SD | Address | Popularity Score | Distance from Kingsbury County (miles) |
|---|---|---|---|---|
| State Farm | Kathy Witte-Holmes | 314 4th St Ne, Watertown, SD, 57201-2620 | 42.2 | |
| State Farm | Steve Gales | 101 19th St Ne, Watertown, SD, 57201-2823 | 42.1 | |
| State Farm | Harry Mansheim | 511 Main Avenue, Brookings, SD, 57006-0439 | 34.9 | |
| Allstate | Heartland Financial | 950 Saxton Dr, Huron, SD, 57350 | 36.2 | |
| Allstate | First Madison Ins | 109 S Egan Ave, Madison, SD, 57042 | 31.3 | |
| State Farm | Harry Mansheim | 511 Main Ave, Brookings, SD, 57006-1936 | 34.9 | |
| Travelers | Arlington Insurance Agency | 128 S Main, Arlington, SD, 57212 | 18.1 | |
| Travelers | V C Buck | 310 Main Ave, Sinai, SD, 57061 | 24.1 | |
| State Farm | Brian Davidson | 1879 Kansas Se, Huron, SD, 57350-4035 | 35.4 | |
| Farmers | Martie Bothun | 307 6th St, Brookings, SD, 57006 | 34.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Dakota | $152,700 | $984 | $680 | $1,390 | $710 |
| Kingsbury County, SD | $105,900 | $696 | $480 | $990 | $510 |
| Kingsbury County, SD | $105,900 | $696 | $490 | $1,000 | $510 |
| Hayti, SD | $87,600 | $765 | $520 | $1,060 | $540 |
| Winfred, SD | $104,200 | $824 | $600 | $1,170 | $570 |
| Castlewood, SD | $104,500 | $825 | $570 | $1,130 | $560 |
| Dempster, SD | $91,200 | $778 | $540 | $1,080 | $540 |
| Fairfield, SD | $121,400 | $882 | $610 | $1,250 | $640 |
| Harrison, SD | $137,500 | $935 | $660 | $1,300 | $640 |
| Hanson, SD | $331,800 | $1,548 | $1,100 | $2,210 | $1,110 |