Gavop's guide to buying homeowners insurance in Thompson, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $50,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $154,000 | $120,000 | $125,000-$150,000 |
| 3 Bedroom | $133,500 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $156,500 | $140,000 | $125,000-$150,000 |
| 5 Bedroom | $326,000 | $290,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$100 | $486 |
| Superior Protection Discount | -$53 | $533 |
| Fire & Security Discount | -$41 | $545 |
| Hail Resistant Roof Discount | -$12 | $574 |
| Newly Constructed Home Discount | -$164 | $422 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sullivan County | $2,500 | $653 | $3,153 | $474 | $2,974 | $178 |
| Thompson, NY | $2,000 | $579 | $2,579 | $421 | $2,421 | $158 |
| Livingston Manor, NY | $300 | $584 | $884 | $424 | $724 | $160 |
| Birchwood Lakes, PA | $700 | $667 | $1,367 | $485 | $1,185 | $182 |
| Salisbury Mills, NY | $400 | $1,401 | $1,801 | $1,018 | $1,418 | $383 |
| Ulster, NY | $100 | $666 | $766 | $484 | $584 | $182 |
| Montebello, NY | $2,500 | $2,752 | $5,252 | $2,000 | $4,500 | $752 |
| Putnam Valley, NY | $200 | $940 | $1,140 | $683 | $883 | $257 |
| Lake Telemark, NJ | $1,000 | $1,074 | $2,074 | $780 | $1,780 | $293 |
| Covington, PA | $500 | $847 | $1,347 | $615 | $1,115 | $231 |
| Home Insurance Company Thompson, NY | Homeowners Insurance Agency Thompson, NY | Address | Popularity Score | Distance from Thompson (miles) |
|---|---|---|---|---|
| Allstate | Lori Buhagiar | 125 Dolson Ave, Middletown, NY, 10940 | 19.9 | |
| Travelers | Lhb Insurance Brokerage Inc | 176 N Main Street, Spring Valley, NY, 10977 | 49.1 | |
| Travelers | Wallberg Company Inc | 796 Route 82 Ste C, Hopewell Junction, NY, 12533 | 45.0 | |
| State Farm | Matt Spector | 987 Main St, Peekskill, NY, 10566-2903 | 46.3 | |
| Allstate | Michael A. Valente | 274 Old Nyack Tpke, Chestnut Ridge, NY, 10977 | 50.0 | |
| Nationwide | Anthony Moraca | 57 N Chestnut St, New Paltz, NY, 12561-0000 | 31.4 | |
| Allstate | Michael J Burger | 8 S Division St, Peekskill, NY, 10566 | 46.4 | |
| State Farm | Glenn Gleeson | 15 Dolson Ave, Middletown, NY, 10940-6423 | 19.7 | |
| Nationwide | Keegan Agency Inc | 141 Lafayette Ave, Suffern, NY, 10901-6247 | 45.9 | |
| State Farm | Kyle Rourke | 2064 E Main St, Cortlandt Mnr, NY, 10567-2622 | 47.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $800 | $1,610 | $810 |
| Sullivan County, NY | $167,900 | $661 | $460 | $910 | $450 |
| Thompson, NY | $141,600 | $586 | $400 | $830 | $430 |
| Livingston Manor, NY | $85,900 | $591 | $400 | $820 | $420 |
| Birchwood Lakes, PA | $135,200 | $675 | $480 | $940 | $460 |
| Salisbury Mills, NY | $338,200 | $1,418 | $950 | $1,970 | $1,020 |
| Ulster, NY | $185,400 | $674 | $490 | $930 | $440 |
| Montebello, NY | $624,000 | $2,785 | $1,920 | $3,820 | $1,900 |
| Putnam Valley, NY | $378,100 | $952 | $650 | $1,360 | $710 |
| Lake Telemark, NJ | $324,100 | $1,087 | $730 | $1,490 | $760 |
| Covington, PA | $231,600 | $857 | $590 | $1,210 | $620 |