Gavop tells you how to get the best homeowners insurance in New Providence, NJ by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $137,500 | $130,000 | $125,000-$150,000 |
| 2 Bedroom | $394,000 | $330,000 | $300,000-$350,000 |
| 3 Bedroom | $488,500 | $440,000 | $400,000-$500,000 |
| 4 Bedroom | $815,500 | $750,000 | $800,000-$900,000 |
| 5 Bedroom | $1,091,000 | $900,000 | $900,000-$1,000,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$93 | $943 |
| Home and Two Car | -$166 | $871 |
| Home and Three Car | -$238 | $798 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Union County | $2,000 | $1,058 | $3,058 | $769 | $2,769 | $289 |
| New Providence, NJ | $1,500 | $1,024 | $2,524 | $744 | $2,244 | $280 |
| Union County, NJ | $200 | $1,058 | $1,258 | $769 | $969 | $289 |
| Green Knoll, NJ | $1,000 | $986 | $1,986 | $716 | $1,716 | $269 |
| Madison Park, NJ | $100 | $987 | $1,087 | $717 | $817 | $270 |
| Lodi, NJ | $1,500 | $842 | $2,342 | $612 | $2,112 | $230 |
| Hewlett Harbor, NY | $500 | $997 | $1,497 | $724 | $1,224 | $272 |
| Allenhurst, NJ | $1,500 | $2,884 | $4,384 | $2,096 | $3,596 | $788 |
| Finesville, NJ | $500 | $924 | $1,424 | $671 | $1,171 | $252 |
| Walton Park, NY | $2,000 | $1,220 | $3,220 | $887 | $2,887 | $333 |
| Crugers, NY | $500 | $1,897 | $2,397 | $1,379 | $1,879 | $518 |
| Saylorsburg, PA | $2,000 | $671 | $2,671 | $488 | $2,488 | $183 |
| Home Insurance Company New Providence, NJ | Homeowners Insurance Agency New Providence, NJ | Address | Popularity Score | Distance from New Providence (miles) |
|---|---|---|---|---|
| Allstate | Neil H. Greco | 25 W Northfield Rd, Livingston, NJ, 7039 | 6.8 | |
| Travelers | E A Boniakowski Agency Inc | 929 N Washington Ave, Green Brook, NJ, 8812 | 7.7 | |
| Travelers | Beatty & Associates Llc | 1 Kings Rd, Madison, NJ, 7940 | 4.3 | |
| State Farm | Dave Carrubba | 321 Rahway Ave, Elizabeth, NJ, 07202-1806 | 10.0 | |
| Farmers | Ruth Blanchard | 300 Interpace Pkwy Ste 400b, Parsippany, NJ, 7054 | 11.9 | |
| Travelers | Bob Evans Agency | 123 N Union Ave Suite 104, Cranford, NJ, 7016 | 6.2 | |
| Travelers | Max Safrin Agency Inc | 2266 Springfiield Ave, Vauxhall, NJ, 7088 | 6.7 | |
| Farmers | Steve Madurski | 1614 Irving St, Rahway, NJ, 7065 | 9.2 | |
| Allstate | Anthony Fuccilli | 230 Stuyvesant Ave, Lyndhurst, NJ, 7071 | 16.8 | |
| State Farm | John Powell | 2253 South Ave Ste 4, Scotch Plains, NJ, 07076-4688 | 4.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $780 | $1,490 | $710 |
| Union County, NJ | $351,800 | $1,070 | $780 | $1,520 | $740 |
| New Providence, NJ | $583,200 | $1,037 | $740 | $1,440 | $700 |
| Union County, NJ | $351,800 | $1,070 | $770 | $1,480 | $710 |
| Green Knoll, NJ | $470,400 | $998 | $710 | $1,370 | $660 |
| Madison Park, NJ | $278,900 | $999 | $690 | $1,370 | $680 |
| Lodi, NJ | $369,800 | $852 | $580 | $1,170 | $590 |
| Hewlett Harbor, NY | $1,061,300 | $1,009 | $690 | $1,400 | $710 |
| Allenhurst, NJ | $1,117,600 | $2,919 | $2,070 | $4,030 | $1,960 |
| Finesville, NJ | $242,900 | $935 | $660 | $1,280 | $620 |
| Walton Park, NY | $306,300 | $1,235 | $890 | $1,720 | $830 |
| Crugers, NY | $415,100 | $1,920 | $1,380 | $2,630 | $1,250 |
| Saylorsburg, PA | $136,900 | $679 | $460 | $970 | $510 |