Gavop's guide to buying homeowners insurance in Marquette, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $53,500 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $121,000 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $238,500 | $220,000 | $200,000-$250,000 |
| 4 Bedroom | $202,000 | $160,000 | $150,000-$175,000 |
| 5 Bedroom | $422,500 | $400,000 | $350,000-$400,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$62 | $630 |
| Home and Two Car | -$118 | $574 |
| Home and Three Car | -$166 | $526 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Marquette County | $1,500 | $751 | $2,251 | $546 | $2,046 | $205 |
| Marquette, MI | $2,500 | $684 | $3,184 | $497 | $2,997 | $187 |
| Trowbridge Park, MI | $400 | $793 | $1,193 | $577 | $977 | $217 |
| Sands, MI | $1,500 | $822 | $2,322 | $597 | $2,097 | $225 |
| Palmer, MI | $500 | $643 | $1,143 | $467 | $967 | $176 |
| West Ishpeming, MI | $700 | $747 | $1,447 | $543 | $1,243 | $204 |
| Onota, MI | $200 | $881 | $1,081 | $640 | $840 | $241 |
| Michigamme, MI | $700 | $745 | $1,445 | $541 | $1,241 | $204 |
| Felch, MI | $100 | $708 | $808 | $515 | $615 | $194 |
| L'Anse, MI | $1,500 | $681 | $2,181 | $495 | $1,995 | $186 |
| Brampton, MI | $500 | $784 | $1,284 | $570 | $1,070 | $214 |
| Crystal Falls, MI | $2,000 | $757 | $2,757 | $550 | $2,550 | $207 |
| Home Insurance Company Marquette, MI | Homeowners Insurance Agency Marquette, MI | Address | Popularity Score | Distance from Marquette (miles) |
|---|---|---|---|---|
| Travelers | Iron Range Agency | 101 North Main St, Ishpeming, MI, 49849 | 13.7 | |
| State Farm | Rod Lizak | 1104 W Washington, Marquette, MI, 49855-4002 | 1.1 | |
| Farmers | Kevin Demarse | 900 W Washington St, Marquette, MI, 49855 | 0.9 | |
| Allstate | Joseph Schetter | 1440 W Ridge St Ste A, Marquette, MI, 49855 | 1.2 | |
| State Farm | Nick Gualazzi | 1700 Ash St, Ishpeming, MI, 49849-1017 | 13.2 | |
| State Farm | Cindy Jenerou | 810 Baldwin Avenue, Negaunee, MI, 49866-1535 | 10.5 | |
| Liberty Mutual Independent | Northern Underwriters Inc Dba Vast | 300 S Front St, Marquette, MI, 49855 | 0.7 | |
| Liberty Mutual Independent | Njk Management Inc | 119 W Division St, Ishpeming, MI, 49849 | 13.7 | |
| State Farm | Nick Gualazzi | 1700 Ash Street, Ishpeming, MI, 49849-1017 | 13.2 | |
| Allstate | Central Insurance Agency | 119 W Division St, Ishpeming, MI, 49849 | 13.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,090 | $560 |
| Marquette County, MI | $142,900 | $760 | $520 | $1,080 | $560 |
| Marquette, MI | $172,900 | $692 | $510 | $960 | $450 |
| Trowbridge Park, MI | $156,900 | $803 | $580 | $1,130 | $550 |
| Sands, MI | $179,600 | $832 | $590 | $1,150 | $560 |
| Palmer, MI | $62,500 | $651 | $440 | $900 | $460 |
| West Ishpeming, MI | $122,800 | $756 | $510 | $1,040 | $530 |
| Onota, MI | $223,100 | $892 | $630 | $1,240 | $610 |
| Michigamme, MI | $121,600 | $754 | $540 | $1,060 | $520 |
| Felch, MI | $97,800 | $717 | $520 | $980 | $460 |
| L'Anse, MI | $81,900 | $689 | $480 | $970 | $490 |
| Brampton, MI | $150,000 | $794 | $540 | $1,140 | $600 |
| Crystal Falls, MI | $130,000 | $766 | $540 | $1,060 | $520 |