Gavop's guide to buying homeowners insurance in Brecksville, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Brecksville, OH - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Snowossom Ln, Daventree Dr, Monticello Dr, Springside Oval, Fitzwater Rd, Deer Path, Greystone Pkwy, Pershing Dr, Brookview Rd, Tamarack Trl | $441,500 | $400,000 | $400,000-$500,000 | $392,000 | $370,000 | $400,000-$500,000 |
| Crabtree Ln, Somerset Oval, Province Ln, S Edgerton Rd, Vera Dr, Hunting Valley Ln, Crinkleroot Clearing, Station Rd, Chippewa Rd, Forge Dr | $210,000 | $190,000 | $175,000-$200,000 | $169,000 | $150,000 | $150,000-$175,000 |
| Iroquois Trl, Windswept Dr, Summit Cir, Knights Way, Sunstone Dr, Coachman Ct, Crystal Creek Dr, Maidstone Dr, E Point Cir, Public Sq | $213,000 | $180,000 | $175,000-$200,000 | $254,500 | $220,000 | $250,000-$300,000 |
| Whitewood Rd, Community Dr, Hilton Rd, Log Cabin Ct, Shenandoah Dr, Kings Ct, Noble Park Dr, Southpointe Pkwy, N Point Cir, Lloyd Dr | $438,000 | $390,000 | $350,000-$400,000 | $337,500 | $300,000 | $300,000-$350,000 |
| Forestdale Dr, Knolls Ln, Fawn Cir, Ridgewood Ln, Turning Leaf Trl, Castle Cir, Chestnut Cir, Wiese Rd, Cinnabar Dr, Glen Eagle Dr | $503,500 | $410,000 | $500,000-$600,000 | $271,000 | $220,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$124 | $649 |
| Superior Protection Discount | -$77 | $696 |
| Fire & Security Discount | -$85 | $688 |
| Hail Resistant Roof Discount | -$15 | $757 |
| Newly Constructed Home Discount | -$155 | $618 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cuyahoga County | $2,500 | $657 | $3,157 | $478 | $2,978 | $180 |
| Brecksville, OH | $700 | $764 | $1,464 | $555 | $1,255 | $209 |
| Macedonia, OH | $200 | $695 | $895 | $505 | $705 | $190 |
| Parma Heights, OH | $1,500 | $601 | $2,101 | $437 | $1,937 | $164 |
| Summit County, OH | $100 | $686 | $786 | $499 | $599 | $188 |
| Chagrin Falls, OH | $700 | $1,062 | $1,762 | $772 | $1,472 | $290 |
| Westfield, OH | $200 | $818 | $1,018 | $595 | $795 | $224 |
| Elyria, OH | $700 | $778 | $1,478 | $565 | $1,265 | $213 |
| Edinburg, OH | $200 | $755 | $955 | $549 | $749 | $206 |
| Amherst, OH | $1,500 | $682 | $2,182 | $495 | $1,995 | $186 |
| North Madison, OH | $500 | $605 | $1,105 | $439 | $939 | $165 |
| East Rochester, OH | $2,000 | $630 | $2,630 | $458 | $2,458 | $172 |
| Home Insurance Company Brecksville, OH | Homeowners Insurance Agency Brecksville, OH | Address | Popularity Score | Distance from Brecksville (miles) |
|---|---|---|---|---|
| Travelers | Four Star Insurance Agency Inc | 5835 Pearl Rd, Parma, OH, 44130 | 9.3 | |
| Allstate | Nanci Williford | 4719 State Rd, Cleveland, OH, 44109 | 9.4 | |
| State Farm | Bam Childress | 403 Broadway Ave, Bedford, OH, 44146-2628 | 7.4 | |
| State Farm | J.L. Sollie | 4551 Everhard Rd Nw, Canton, OH, 44718-2406 | 32.5 | |
| State Farm | Don Deluca | 6785 W 130th St, Parma Heights, OH, 44130-7817 | 9.9 | |
| Allstate | William Mason | 8419 Snow Rd, Parma, OH, 44129 | 9.3 | |
| Farmers | Jeffrey Sindelar | 157 W Aurora Rd, Northfield, OH, 44067 | 4.0 | |
| Allstate | Michael J Preisler | 5813 Mayfield Rd, Mayfield Heights, OH, 44124 | 16.6 | |
| State Farm | Tony Jiovanazzo | 1065 N Ridge Rd W, Lorain, OH, 44053-3761 | 30.3 | |
| State Farm | John Kosty | 7475 Ridge Rd, Parma, OH, 44129-6647 | 7.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $480 | $990 | $510 |
| Cuyahoga County, OH | $123,900 | $665 | $450 | $950 | $500 |
| Brecksville, OH | $255,900 | $773 | $550 | $1,070 | $520 |
| Macedonia, OH | $203,300 | $704 | $490 | $1,000 | $510 |
| Parma Heights, OH | $111,100 | $608 | $420 | $840 | $420 |
| Summit County, OH | $137,000 | $695 | $480 | $990 | $510 |
| Chagrin Falls, OH | $340,200 | $1,075 | $770 | $1,540 | $770 |
| Westfield, OH | $197,100 | $828 | $590 | $1,180 | $590 |
| Elyria, OH | $96,200 | $787 | $530 | $1,110 | $580 |
| Edinburg, OH | $160,300 | $764 | $550 | $1,090 | $540 |
| Amherst, OH | $149,400 | $690 | $500 | $950 | $450 |
| North Madison, OH | $112,600 | $612 | $420 | $860 | $440 |
| East Rochester, OH | $105,200 | $638 | $430 | $890 | $460 |