Gavop tells you how to get the best homeowners insurance in Bedford, VA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedford, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| W Cook St, N Bridge St, Watson Pl, W Main St, Westchester St, Oakcrest St, North St, Grandview Rd, Newton Cir, Venable St | $153,000 | $140,000 | $125,000-$150,000 | $129,000 | $110,000 | $125,000-$150,000 |
| W King St, Summit St, Brunmore Ct, Commerce St, Dean Dr, Boone Dr, Venture Blvd, Forest Rd, Grand Arbre Dr, Gum St | $213,000 | $200,000 | $175,000-$200,000 | $123,000 | $110,000 | $125,000-$150,000 |
| Cheatham Park Dr, Burwell Way, Edmond St, Smith St, Cedar Hill Ct, Walnut St Exd, Panarama Ln, Woodhaven Dr, Walnut St, Morgan St | $158,000 | $140,000 | $175,000-$200,000 | $97,000 | $90,000 | $75,000-$100,000 |
| Mustang Rd, Maiden Ln, W Federal St, State Rte 43, Colonial Ln, N Hills Dr, Wilson St, Ridgewood Dr, Ridge St, Link Rd | $192,500 | $180,000 | $200,000-$250,000 | $107,500 | $100,000 | $75,000-$100,000 |
| Ashland Ave, Hampton Ridge, Pinecrest Ave, 3rd St, Lakeview Ln, Center St, McGhee St, Westview Ave, Court St, Quarles St | $181,000 | $150,000 | $175,000-$200,000 | $155,500 | $140,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$98 | $600 |
| Superior Protection Discount | -$63 | $635 |
| Fire & Security Discount | -$56 | $642 |
| Hail Resistant Roof Discount | -$21 | $677 |
| Newly Constructed Home Discount | -$153 | $544 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Bedford | $1,000 | $689 | $1,689 | $501 | $1,501 | $188 |
| Hollins, VA | $500 | $713 | $1,213 | $518 | $1,018 | $195 |
| Lexington, VA | $1,000 | $787 | $1,787 | $572 | $1,572 | $215 |
| Rockbridge County, VA | $500 | $718 | $1,218 | $522 | $1,022 | $196 |
| Blackwater, VA | $700 | $657 | $1,357 | $478 | $1,178 | $180 |
| Snow Creek, VA | $200 | $680 | $880 | $494 | $694 | $186 |
| Roanoke County, VA | $700 | $819 | $1,519 | $595 | $1,295 | $224 |
| Reed Creek, VA | $300 | $909 | $1,209 | $660 | $960 | $248 |
| Callaghan, VA | $1,000 | $549 | $1,549 | $399 | $1,399 | $150 |
| Chatmoss, VA | $200 | $866 | $1,066 | $630 | $830 | $237 |
| Home Insurance Company Bedford, VA | Homeowners Insurance Agency Bedford, VA | Address | Popularity Score | Distance from Bedford (miles) |
|---|---|---|---|---|
| Travelers | Blue Ridge Insurance Services | 111-B Hexham Dr, Lynchburg, VA, 24502 | 15.5 | |
| State Farm | Andy Young | 1119 Oakley Ave, Lynchburg, VA, 24501-3753 | 19.9 | |
| Allstate | Chris Owen | 7335 Timberlake Rd Ste C, Lynchburg, VA, 24502 | 16.9 | |
| Allstate | Albert Vargas | 19423 Forest Rd, Lynchburg, VA, 24502 | 16.3 | |
| Erie | Nelles Insurance Solutions Inc. | 2225 Lakeside Drive Suite C, Lynchburg, VA, 24501 | 17.7 | |
| Erie | Guthrie Insurance Agency | 207 Main Street, New Castle, VA, 24127 | 34.3 | |
| Nationwide | Cothran Insurance | 423 Laxton Rd, Lynchburg, VA, 24502 | 15.4 | |
| Travelers | Holdren Eubank & Stanley | 158 W Main St, Bedford, VA, 24523 | 0.4 | |
| Travelers | Benefit Solutions Insurance Agency Inc | 752 Burks Hill Rd, Bedford, VA, 24523 | 1.0 | |
| Travelers | Our Insurance Options | 58 D Ridge Rd, Troutville, VA, 24175 | 24.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $680 | $1,350 | $670 |
| Bedford, VA | $150,000 | $698 | $480 | $960 | $480 |
| Hollins, VA | $193,900 | $722 | $480 | $1,000 | $520 |
| Lexington, VA | $252,500 | $796 | $570 | $1,140 | $570 |
| Rockbridge County, VA | $197,200 | $727 | $530 | $1,030 | $500 |
| Blackwater, VA | $164,900 | $665 | $460 | $920 | $460 |
| Snow Creek, VA | $146,800 | $688 | $470 | $970 | $500 |
| Roanoke County, VA | $192,100 | $829 | $560 | $1,190 | $630 |
| Reed Creek, VA | $99,900 | $920 | $650 | $1,280 | $630 |
| Callaghan, VA | $100,500 | $556 | $390 | $770 | $380 |
| Chatmoss, VA | $203,600 | $877 | $630 | $1,240 | $610 |