Gavop tells you how to get the best homeowners insurance in Henry County, KY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Henry County, KY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Gest Rd, Cr-1137, Mulberry Pike, State Hwy 3175, Flat Rock Rd, Stonebrook Cir, Dawkins Ln, Lespirit Pkwy, State Hwy 193, P C Ln | $131,500 | $120,000 | $125,000-$150,000 | $132,500 | $120,000 | $125,000-$150,000 |
| Cardinal Ln, Dogwood Ln, Hillsboro Rd, Point Pleasant Rd, Cr-1128, Cable Ln, Darlene St, S Main St, Plantside Dr, Carters St | $141,500 | $120,000 | $150,000-$175,000 | $75,500 | $70,000 | $75,000-$100,000 |
| Lou Ave, Hillhaven Rd, Lover's Ln, Castle Hwy, Skidmore Ln, Moody Dr, Main St, Port Royal-Turners Station Rd, US Hwy 42, Lockport Fallis Rd | $80,000 | $70,000 | $75,000-$100,000 | $108,000 | $100,000 | $75,000-$100,000 |
| Lake Jericho Rd, Hardin Ln, Smithfield Rd, King St, Saw Mill Rd, Cs-2052, Gravel Ln, State Hwy 202, Vernon Ave, Black Ln | $137,500 | $110,000 | $125,000-$150,000 | $136,000 | $120,000 | $125,000-$150,000 |
| Ballardsville Rd, Carmon Creek Rd, Chilton Ct, S Center St, State Hwy 2273, Melodye Ln, Bibb St, Nancye Ln, Sand Springs Rd, State Hwy 55 | $95,000 | $90,000 | $75,000-$100,000 | $110,500 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$134 | $608 |
| Superior Protection Discount | -$67 | $675 |
| Fire & Security Discount | -$74 | $668 |
| Hail Resistant Roof Discount | -$15 | $727 |
| Newly Constructed Home Discount | -$156 | $586 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Henry County | $1,000 | $733 | $1,733 | $533 | $1,533 | $200 |
| Henry County, KY | $700 | $733 | $1,433 | $533 | $1,233 | $200 |
| Crestwood, KY | $100 | $1,210 | $1,310 | $880 | $980 | $331 |
| Milton, KY | $2,500 | $811 | $3,311 | $589 | $3,089 | $222 |
| Orchard Grass Hills, KY | $500 | $992 | $1,492 | $721 | $1,221 | $271 |
| Elk Creek, KY | $2,500 | $1,177 | $3,677 | $855 | $3,355 | $322 |
| Stamping Ground, KY | $400 | $876 | $1,276 | $637 | $1,037 | $240 |
| Crossgate, KY | $2,000 | $1,213 | $3,213 | $882 | $2,882 | $332 |
| Caesar Creek, IN | $500 | $968 | $1,468 | $704 | $1,204 | $265 |
| Rising Sun, IN | $1,000 | $743 | $1,743 | $540 | $1,540 | $203 |
| Austin, IN | $400 | $634 | $1,034 | $461 | $861 | $173 |
| Francisville, KY | $1,500 | $884 | $2,384 | $642 | $2,142 | $241 |
| Home Insurance Company Henry County, KY | Homeowners Insurance Agency Henry County, KY | Address | Popularity Score | Distance from Henry County (miles) |
|---|---|---|---|---|
| State Farm | Ivy Brito | 4919 Dixie Hwy Ste B, Louisville, KY, 40216-2554 | 43.2 | |
| Liberty Mutual Independent | Garrett-Stotz Company | 1601 Alliant Ave, Louisville, KY, 40299 | 27.7 | |
| Travelers | Downey Insurance Group Inc | 35 S Main St, New Castle, KY, 40050 | 3.0 | |
| Liberty Mutual Independent | Wessel Insurance Agency | 4101 Cane Run Rd, Louisville, KY, 40216 | 42.2 | |
| Travelers | Harris Insurance Inc | 335 Frankfort Rd, Shelbyville, KY, 40065 | 17.2 | |
| Travelers | Sc Insurance Llc | 600 W Main St Ste 500, Louisville, KY, 40202 | 37.3 | |
| State Farm | Jim Hagan | 225 W John Rowan Blvd, Bardstown, KY, 40004-2642 | 47.1 | |
| Travelers | Turner Insurance Agency Inc | 2460 Rd , Shelbyville, KY, 40065 | 18.1 | |
| State Farm | Brian Morrison | 144 Chenoweth Ln, Louisville, KY, 40207-2660 | 32.2 | |
| Liberty Mutual Independent | Glenn E Martin Insurance | 10226 Shelbyville Rd, Louisville, KY, 40223 | 28.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $650 | $1,250 | $600 |
| Henry County, KY | $126,100 | $742 | $530 | $1,060 | $530 |
| Henry County, KY | $126,100 | $742 | $500 | $1,050 | $550 |
| Crestwood, KY | $262,800 | $1,225 | $820 | $1,750 | $930 |
| Milton, KY | $108,900 | $821 | $550 | $1,130 | $580 |
| Orchard Grass Hills, KY | $166,200 | $1,004 | $670 | $1,390 | $720 |
| Elk Creek, KY | $247,400 | $1,191 | $820 | $1,660 | $840 |
| Stamping Ground, KY | $187,000 | $887 | $600 | $1,260 | $660 |
| Crossgate, KY | $264,000 | $1,228 | $840 | $1,680 | $840 |
| Caesar Creek, IN | $185,200 | $980 | $700 | $1,380 | $680 |
| Rising Sun, IN | $100,700 | $752 | $510 | $1,040 | $530 |
| Austin, IN | $72,900 | $642 | $440 | $890 | $450 |
| Francisville, KY | $277,100 | $894 | $640 | $1,230 | $590 |