Gavop's guide to buying homeowners insurance in Greene County, IA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $36,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $99,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $79,000 | $70,000 | $75,000-$100,000 |
| 4 Bedroom | $139,000 | $120,000 | $150,000-$175,000 |
| 5 Bedroom | $257,500 | $220,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$49 | $559 |
| Home and Two Car | -$97 | $510 |
| Home and Three Car | -$140 | $468 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Greene County | $2,000 | $600 | $2,600 | $436 | $2,436 | $164 |
| Greene County, IA | $1,500 | $600 | $2,100 | $436 | $1,936 | $164 |
| Webster County, IA | $300 | $652 | $952 | $474 | $774 | $178 |
| Madrid, IA | $1,000 | $793 | $1,793 | $577 | $1,577 | $217 |
| Manning, IA | $400 | $654 | $1,054 | $475 | $875 | $179 |
| Jefferson, IA | $1,000 | $901 | $1,901 | $655 | $1,655 | $246 |
| Adair, IA | $100 | $674 | $774 | $490 | $590 | $184 |
| Vail, IA | $1,500 | $554 | $2,054 | $403 | $1,903 | $151 |
| Palmer, IA | $400 | $335 | $735 | $243 | $643 | $92 |
| Lyon, IA | $2,000 | $748 | $2,748 | $544 | $2,544 | $204 |
| Polk County, IA | $500 | $858 | $1,358 | $624 | $1,124 | $235 |
| Varina, IA | $1,000 | $381 | $1,381 | $277 | $1,277 | $104 |
| Home Insurance Company Greene County, IA | Homeowners Insurance Agency Greene County, IA | Address | Popularity Score | Distance from Greene County (miles) |
|---|---|---|---|---|
| Farmers | Kaylynn Ngo | 1557 2nd Ave, Des Moines, IA, 50314 | 49.8 | |
| Travelers | Brown Mcnerney Johnson Insurance Agency | 6150 Village View Dr Ste 100, West Des Moines, IA, 50266 | 45.2 | |
| Travelers | Willis & Moore | 1818 High St, Des Moines, IA, 50309 | 49.8 | |
| State Farm | Jeff Haupts | 116 N 15th St, Fort Dodge, IA, 50501-4212 | 33.9 | |
| State Farm | Julie Helps | 8818 Swanson Blvd., Clive, IA, 50325 | 45.1 | |
| Travelers | Urs Corp | 12421 Meredith Dr, Urbandale, IA, 50398 | 41.4 | |
| Allstate | David Sartin | 3317 109th St, Urbandale, IA, 50322 | 43.1 | |
| State Farm | Brandon Geise | 617 Broad St, Story City, IA, 50248-1200 | 42.0 | |
| State Farm | Chuck Freeman | 5000 Ep True Pkwy Ste A, Wdm, IA, 50265-2965 | 45.5 | |
| Travelers | Target Employees | 12421 Meredith Dr, Urbandale, IA, 50398 | 41.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $570 | $1,140 | $570 |
| Greene County, IA | $88,900 | $607 | $410 | $860 | $450 |
| Greene County, IA | $88,900 | $607 | $410 | $840 | $430 |
| Webster County, IA | $95,300 | $660 | $440 | $940 | $500 |
| Madrid, IA | $129,100 | $803 | $550 | $1,120 | $570 |
| Manning, IA | $90,900 | $662 | $450 | $920 | $470 |
| Jefferson, IA | $261,600 | $912 | $610 | $1,270 | $660 |
| Adair, IA | $95,800 | $682 | $480 | $930 | $450 |
| Vail, IA | $69,000 | $561 | $410 | $790 | $380 |
| Palmer, IA | $30,000 | $339 | $230 | $480 | $250 |
| Lyon, IA | $115,400 | $757 | $540 | $1,040 | $500 |
| Polk County, IA | $165,500 | $869 | $590 | $1,230 | $640 |
| Varina, IA | $37,500 | $386 | $260 | $550 | $290 |