Gavop shows you how to buy homeowners insurance in Colonial Park, PA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $48,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $82,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $153,000 | $140,000 | $150,000-$175,000 |
| 4 Bedroom | $205,500 | $180,000 | $200,000-$250,000 |
| 5 Bedroom | $403,000 | $370,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$127 | $540 |
| Superior Protection Discount | -$60 | $607 |
| Fire & Security Discount | -$60 | $607 |
| Hail Resistant Roof Discount | -$13 | $653 |
| Newly Constructed Home Discount | -$153 | $513 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Dauphin County | $2,500 | $701 | $3,201 | $509 | $3,009 | $191 |
| Colonial Park, PA | $1,500 | $659 | $2,159 | $479 | $1,979 | $180 |
| Dillsburg, PA | $100 | $729 | $829 | $530 | $630 | $199 |
| Dallastown, PA | $1,000 | $649 | $1,649 | $472 | $1,472 | $177 |
| Saville, PA | $500 | $751 | $1,251 | $546 | $1,046 | $205 |
| Fayette, PA | $2,500 | $665 | $3,165 | $483 | $2,983 | $182 |
| Railroad, PA | $500 | $771 | $1,271 | $560 | $1,060 | $211 |
| Mount Carmel, PA | $2,000 | $705 | $2,705 | $512 | $2,512 | $193 |
| Fivepointville, PA | $300 | $768 | $1,068 | $558 | $858 | $210 |
| Mount Carbon, PA | $1,500 | $511 | $2,011 | $371 | $1,871 | $140 |
| Elysburg, PA | $200 | $739 | $939 | $537 | $737 | $202 |
| Point, PA | $1,000 | $689 | $1,689 | $500 | $1,500 | $188 |
| Home Insurance Company Colonial Park, PA | Homeowners Insurance Agency Colonial Park, PA | Address | Popularity Score | Distance from Colonial Park (miles) |
|---|---|---|---|---|
| Travelers | Horst Insurance | 320 Granite Run Dr, Lancaster, PA, 17601 | 29.6 | |
| Erie | James B Murdoch Insurance Group Inc. | 4300 Carlisle Pike, Camp Hill, PA, 17011 | 9.0 | |
| Liberty Mutual Independent | Goods Insurance Agency Inc | 352 E Main St Ste 200, Leola, PA, 17540 | 37.6 | |
| Nationwide | Mcmillan Insurance Agency Llc | 4800 Linglestown Rd Ste 303, Harrisburg, PA, 17112 | 2.6 | |
| Erie | Bentzel Insurance | 53 Clover Hill Road, Dallastown, PA, 17313 | 28.3 | |
| State Farm | Jim Elsner | 270 S Progress Ave, Harrisburg, PA, 17109-4626 | 2.1 | |
| State Farm | Tom Sweeney | 14 Market Sq, Manheim, PA, 17545-2430 | 23.7 | |
| State Farm | Tim Boyd | 2261 Paxton Church Rd, Harrisburg, PA, 17110-9661 | 2.8 | |
| Travelers | Alan Hostetler Insurance Agents-Brokers | 300 S Progress Ave, Harrisburg, PA, 17109 | 2.1 | |
| State Farm | Sandy Cohen | 4714 Perkiomen Ave, Reading, PA, 19606-9521 | 50.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $510 | $1,040 | $530 |
| Dauphin County, PA | $163,300 | $709 | $480 | $990 | $510 |
| Colonial Park, PA | $155,700 | $667 | $480 | $910 | $430 |
| Dillsburg, PA | $167,000 | $738 | $540 | $1,050 | $510 |
| Dallastown, PA | $126,600 | $657 | $470 | $930 | $460 |
| Saville, PA | $178,400 | $760 | $520 | $1,080 | $560 |
| Fayette, PA | $134,000 | $673 | $490 | $960 | $470 |
| Railroad, PA | $189,400 | $780 | $520 | $1,110 | $590 |
| Mount Carmel, PA | $48,300 | $713 | $520 | $990 | $470 |
| Fivepointville, PA | $188,000 | $777 | $560 | $1,110 | $550 |
| Mount Carbon, PA | $71,400 | $517 | $370 | $730 | $360 |
| Elysburg, PA | $172,200 | $748 | $500 | $1,030 | $530 |
| Point, PA | $145,800 | $697 | $470 | $970 | $500 |