Gavop shows you how to buy homeowners insurance in Rifle, CO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $74,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $197,000 | $170,000 | $200,000-$250,000 |
| 3 Bedroom | $229,000 | $200,000 | $200,000-$250,000 |
| 4 Bedroom | $356,500 | $330,000 | $400,000-$500,000 |
| 5 Bedroom | $356,500 | $310,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$139 | $787 |
| Superior Protection Discount | -$83 | $843 |
| Fire & Security Discount | -$74 | $852 |
| Hail Resistant Roof Discount | -$28 | $899 |
| Newly Constructed Home Discount | -$259 | $667 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Garfield County | $700 | $1,368 | $2,068 | $994 | $1,694 | $374 |
| Rifle, CO | $700 | $915 | $1,615 | $665 | $1,365 | $250 |
| Battlement Mesa, CO | $300 | $1,130 | $1,430 | $821 | $1,121 | $309 |
| New Castle, CO | $700 | $1,010 | $1,710 | $734 | $1,434 | $276 |
| Meeker, CO | $400 | $1,290 | $1,690 | $938 | $1,338 | $353 |
| No Name, CO | $700 | $1,515 | $2,215 | $1,101 | $1,801 | $414 |
| Cattle Creek, CO | $500 | $730 | $1,230 | $531 | $1,031 | $200 |
| Mulford, CO | $1,000 | $2,617 | $3,617 | $1,902 | $2,902 | $715 |
| Palisade, CO | $500 | $1,169 | $1,669 | $849 | $1,349 | $319 |
| Rangely, CO | $2,500 | $1,128 | $3,628 | $820 | $3,320 | $308 |
| Snowmass Village, CO | $200 | $1,037 | $1,237 | $754 | $954 | $283 |
| Paonia, CO | $1,500 | $1,257 | $2,757 | $913 | $2,413 | $343 |
| Home Insurance Company Rifle, CO | Homeowners Insurance Agency Rifle, CO | Address | Popularity Score | Distance from Rifle (miles) |
|---|---|---|---|---|
| Travelers | Rifle Insurance Agency | 450 West Ave #104, Rifle, CO, 81650 | 10.2 | |
| State Farm | Carl Ciani | 2402 S Grand Avenue, Glenwood Springs, CO, 81601-4124 | 30.1 | |
| State Farm | Todd Fugate | 590 Hwy 133, Carbondale, CO, 81623-1884 | 38.5 | |
| State Farm | Wayne Harris | 227 Cody Ln Unit 201, Basalt, CO, 81621-7601 | 48.9 | |
| Allstate | Chuck Campagna | 818 Grand Ave Ste C, Glenwood Springs, CO, 81601 | 29.7 | |
| State Farm | Dee Mccown | 436 East Ave Ste B, Rifle, CO, 81650-2336 | 10.2 | |
| State Farm | Kevin Amack | 628 Main St, Meeker, CO, 81641 | 25.6 | |
| State Farm | Jeff Leonard | 1620 Grand Ave, Glenwood Springs, CO, 81601-3858 | 29.9 | |
| State Farm | Jeff Leonard | 1620 Grand Ave Ste A, Glenwood Spgs, CO, 81601-3858 | 29.9 | |
| Travelers | Rifle Insurance Service | 1530 - B Railroad Ave, Rifle, CO, 81650 | 9.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Garfield County, CO | $323,800 | $1,384 | $970 | $1,810 | $840 |
| Rifle, CO | $230,900 | $926 | $650 | $1,210 | $560 |
| Battlement Mesa, CO | $168,600 | $1,144 | $800 | $1,500 | $700 |
| New Castle, CO | $286,900 | $1,022 | $720 | $1,340 | $620 |
| Meeker, CO | $232,100 | $1,306 | $910 | $1,710 | $800 |
| No Name, CO | $321,900 | $1,533 | $1,070 | $2,010 | $940 |
| Cattle Creek, CO | $64,600 | $739 | $520 | $970 | $450 |
| Mulford, CO | $587,000 | $2,649 | $1,850 | $3,470 | $1,620 |
| Palisade, CO | $182,800 | $1,183 | $830 | $1,550 | $720 |
| Rangely, CO | $168,100 | $1,142 | $800 | $1,500 | $700 |
| Snowmass Village, CO | $617,700 | $1,050 | $730 | $1,370 | $640 |
| Paonia, CO | $217,800 | $1,272 | $890 | $1,670 | $780 |