Gavop's guide to buying homeowners insurance in Plato, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Plato, IL - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Lake Bluff Ln, Silver Lake Ct, Stone Creek Ct, Creekwood Dr, Sanctuary Dr, Breckenridge Ct, Klick St, Wedgemere Dr, Creekview Dr, Maplehurst Ln | $236,500 | $210,000 | $200,000-$250,000 | $182,500 | $160,000 | $150,000-$175,000 |
| Seigle Dr, Primrose Ln, Sonora Dr, Winchester Dr, Center Dr, Rohrsen Rd, Andra Ct, Como Cir, James Dr, Westgate Dr | $344,000 | $290,000 | $300,000-$350,000 | $327,000 | $290,000 | $250,000-$300,000 |
| Terwilliger St, Sarah Ct, Buffalo Dr, Hidden Lakes Dr, Reinking Rd, Bowes Bend Dr, Koppie Dr, S Gate Rd, Glen Cove Ln, Winding Hill Dr | $350,000 | $310,000 | $350,000-$400,000 | $185,000 | $170,000 | $200,000-$250,000 |
| Colonial Dr, Pauline Dr, Brentwood Dr, Public St, Wrenwood Dr, Alberta Rd, 6, Cesario Ln, Old Oak Ct, Tributary Ln | $381,500 | $330,000 | $350,000-$400,000 | $186,000 | $160,000 | $150,000-$175,000 |
| Wisconsin Cir, French Rd, Regent Dr, Lighthouse Ln, Peregrine Way, Woodland Park Ct, Hillview Ln, Alpine Dr, Oak Grove Dr, W Jefferson Ave | $430,500 | $410,000 | $350,000-$400,000 | $187,500 | $160,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$72 | $725 |
| Home and Two Car | -$128 | $669 |
| Home and Three Car | -$199 | $598 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Kane County | $2,500 | $875 | $3,375 | $636 | $3,136 | $239 |
| Plato, IL | $1,000 | $787 | $1,787 | $572 | $1,572 | $215 |
| Inverness, IL | $500 | $1,115 | $1,615 | $810 | $1,310 | $305 |
| Prairie Grove, IL | $2,500 | $1,151 | $3,651 | $836 | $3,336 | $315 |
| Aurora, IL | $100 | $798 | $898 | $580 | $680 | $218 |
| Tower Lakes, IL | $2,000 | $1,731 | $3,731 | $1,258 | $3,258 | $473 |
| Glen Ellyn, IL | $300 | $990 | $1,290 | $720 | $1,020 | $271 |
| River Grove, IL | $1,500 | $721 | $2,221 | $524 | $2,024 | $197 |
| Bedford Park, IL | $400 | $821 | $1,221 | $597 | $997 | $224 |
| Hickory Hills, IL | $1,000 | $756 | $1,756 | $549 | $1,549 | $207 |
| Winnebago County, IL | $200 | $671 | $871 | $488 | $688 | $183 |
| Browns Lake, WI | $2,500 | $712 | $3,212 | $518 | $3,018 | $195 |
| Home Insurance Company Plato, IL | Homeowners Insurance Agency Plato, IL | Address | Popularity Score | Distance from Plato (miles) |
|---|---|---|---|---|
| Travelers | Thomas Ward Insurance Group | 707 W Willow St, Chicago, IL, 60614 | 41.2 | |
| State Farm | Jay Janese | 311 Randall Rd, South Elgin, IL, 60177-2248 | 5.4 | |
| State Farm | John Sutton | 1380 Dundee Avenue, Elgin, IL, 60120-2200 | 9.0 | |
| Farmers | Ann Meyer | 511 Eichler Dr, West Dundee, IL, 60118 | 8.9 | |
| Allstate | Shannon Skeels | 1625 W Colonial Pkwy, Inverness, IL, 60067 | 18.7 | |
| State Farm | Michael Janet | 6336 N Cicero Ave Ste 101, Chicago, IL, 60646-4448 | 35.3 | |
| Liberty Mutual Independent | Tower Insurance And Risk Management Services Llc | 500 S County Farm Rd, Wheaton, IL, 60187 | 18.8 | |
| Travelers | A1 Insurance And Financial Services Llc | 15745 S Bell Road , Homer Glen, IL, 60491 | 39.1 | |
| State Farm | Tony Mensik | 719 W Main St, West Dundee, IL, 60118-2027 | 9.1 | |
| State Farm | Paul Schuwerk | 1329 N Main St, Wheaton, IL, 60187-3579 | 19.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $610 | $1,200 | $590 |
| Kane County, IL | $223,400 | $886 | $650 | $1,230 | $580 |
| Plato, IL | $337,300 | $797 | $580 | $1,120 | $540 |
| Inverness, IL | $621,900 | $1,128 | $780 | $1,560 | $780 |
| Prairie Grove, IL | $354,800 | $1,165 | $800 | $1,600 | $800 |
| Aurora, IL | $170,800 | $808 | $590 | $1,110 | $520 |
| Tower Lakes, IL | $484,900 | $1,752 | $1,170 | $2,470 | $1,300 |
| Glen Ellyn, IL | $424,300 | $1,002 | $730 | $1,390 | $660 |
| River Grove, IL | $190,300 | $730 | $530 | $1,010 | $480 |
| Bedford Park, IL | $170,000 | $831 | $610 | $1,170 | $560 |
| Hickory Hills, IL | $215,600 | $765 | $520 | $1,060 | $540 |
| Winnebago County, IL | $115,900 | $679 | $490 | $970 | $480 |
| Browns Lake, WI | $193,500 | $721 | $520 | $1,020 | $500 |