Gavop's guide to buying homeowners insurance in Ketchikan Gateway, AK covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Ketchikan Gateway, AK - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Ward Lake Rd N, Cedar St, Woodside Dr, Main St, Willow Cir, E 5th St, Maple Ct, Deer Mountain Trl, Salmonberry Cir S, Fair St | $202,500 | $180,000 | $175,000-$200,000 | $124,500 | $110,000 | $100,000-$125,000 |
| Frog St, Lode Ln, Waterfall Rd, Benson Dr, Freeman St, Whipple Spr, Monroe, Chatham Ave, Strawberry Rd, 1st St | $294,000 | $250,000 | $250,000-$300,000 | $181,500 | $150,000 | $150,000-$175,000 |
| Warren St, Schoenbar Rd, Peyton Pl, Kingfisher Rd, Bear Berry Ln N, Knudson Cove Rd N, Young St, Water St, Trollers Rd, N Tongass Hwy | $175,500 | $160,000 | $175,000-$200,000 | $240,500 | $230,000 | $250,000-$300,000 |
| Dogwood Pl, Revilla St, Rigging Ln, Guard Ct, Thomas St, Fairhaven Ln, Shoup St, Brown Deer Rd, College Ave, Halibut St | $245,000 | $230,000 | $250,000-$300,000 | $240,000 | $220,000 | $200,000-$250,000 |
| Whipple Spur Ln, S Tongass Hwy, Hopkins, Wolf St, Harris St, Double Eagle Ln, Nugget Ln, Bucey Ave, N Tongass Hwy, Pond Court Rd | $234,500 | $190,000 | $250,000-$300,000 | $183,500 | $160,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$71 | $716 |
| Home and Two Car | -$126 | $661 |
| Home and Three Car | -$181 | $606 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ketchikan Gateway Borough | $2,500 | $778 | $3,278 | $565 | $3,065 | $213 |
| Ketchikan Gateway, AK | $1,500 | $778 | $2,278 | $565 | $2,065 | $213 |
| Ketchikan Gateway, AK | $300 | $778 | $1,078 | $565 | $865 | $213 |
| Saxman, AK | $700 | $808 | $1,508 | $587 | $1,287 | $221 |
| Metlakatla Indian Community census, AK | $100 | $636 | $736 | $462 | $562 | $174 |
| Metlakatla, AK | $700 | $636 | $1,336 | $462 | $1,162 | $174 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alaska | $261,900 | $931 | $630 | $1,330 | $700 |
| Ketchikan Gateway Borough, AK | $265,700 | $787 | $540 | $1,130 | $590 |
| Ketchikan Gateway, AK | $265,700 | $787 | $540 | $1,130 | $590 |
| Ketchikan Gateway, AK | $265,700 | $787 | $540 | $1,130 | $590 |
| Saxman, AK | $195,000 | $818 | $560 | $1,170 | $610 |
| Metlakatla Indian Community census, AK | $122,600 | $644 | $440 | $920 | $480 |
| Metlakatla, AK | $122,600 | $644 | $440 | $920 | $480 |