Gavop's guide to buying homeowners insurance in Clayton charter, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Clayton charter, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| N Morrish Rd, Augusta St, White Eagle Pass, S Morrish Rd, Peter B St, Paul Fortino Dr, S Duffield Rd, Lou Mac Dr, Elmtree Ln, Canterbury Trl | $179,500 | $160,000 | $150,000-$175,000 | $198,000 | $160,000 | $200,000-$250,000 |
| Ford St, S Nichols Rd, S Hayes St, Fredrick St, Lost Creek Dr, Arlington Dr, Granada Ln, Elk Creek Dr, Russell Dr, Mc Lain St | $154,500 | $130,000 | $125,000-$150,000 | $235,500 | $210,000 | $200,000-$250,000 |
| Timberlea Ct, W Roundhouse Dr, Cronin St, Helmsley Dr, Holland St, Lost Creek Ct, Ashley Cir, Brady St, S Fork Pass, Ingalls Rd | $120,000 | $110,000 | $125,000-$150,000 | $219,000 | $210,000 | $175,000-$200,000 |
| Oxford Ct, Birchcrest Dr, Daval Dr, N Van Vleet Rd, Brockway Dr, 2nd St, Maple Ln Cir, Springbrook Dr, Oakview Dr, Valleyview Dr | $202,500 | $190,000 | $175,000-$200,000 | $217,000 | $200,000 | $200,000-$250,000 |
| Concord Dr, Gander Dr, Skipping Stone Trl, Pine Ln, Chelmsford Dr, Diane Ct, Suzanne Dr, Mansfield Dr, Jennie Ln, School St | $97,000 | $80,000 | $75,000-$100,000 | $200,500 | $180,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$116 | $530 |
| Superior Protection Discount | -$65 | $582 |
| Fire & Security Discount | -$71 | $576 |
| Hail Resistant Roof Discount | -$19 | $627 |
| Newly Constructed Home Discount | -$136 | $511 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Genesee County | $700 | $685 | $1,385 | $498 | $1,198 | $187 |
| Clayton charter, MI | $2,500 | $639 | $3,139 | $464 | $2,964 | $175 |
| Flint charter, MI | $400 | $629 | $1,029 | $457 | $857 | $172 |
| Mount Morris, MI | $700 | $594 | $1,294 | $432 | $1,132 | $162 |
| Sciota, MI | $300 | $801 | $1,101 | $582 | $882 | $219 |
| Oceola, MI | $700 | $744 | $1,444 | $541 | $1,241 | $203 |
| Duplain, MI | $500 | $743 | $1,243 | $540 | $1,040 | $203 |
| Oxford charter, MI | $2,500 | $730 | $3,230 | $531 | $3,031 | $200 |
| Lafayette, MI | $500 | $739 | $1,239 | $537 | $1,037 | $202 |
| Caro, MI | $1,500 | $672 | $2,172 | $488 | $1,988 | $184 |
| Fulton, MI | $400 | $730 | $1,130 | $531 | $931 | $200 |
| Jasper, MI | $700 | $697 | $1,397 | $506 | $1,206 | $190 |
| Home Insurance Company Clayton charter, MI | Homeowners Insurance Agency Clayton charter, MI | Address | Popularity Score | Distance from Clayton charter (miles) |
|---|---|---|---|---|
| State Farm | Jordan Tracey | 1723 W 14 Mile Rd, Royal Oak, MI, 48073-1728 | 48.6 | |
| Liberty Mutual Independent | Cantor Insurance Group | 26777 Central Park 26777 Central Park, Southfield, MI, 48076 | 48.1 | |
| State Farm | Terri Anderson-Berger | 43341 Grand Riv Ave, Novi, MI, 48375-1739 | 41.6 | |
| Farmers | Justin Lamb | 3450 Alaiedon Pkwy Ste 105, Okemos, MI, 48864 | 36.3 | |
| Allstate | Steven Pake | 700 S Main St Ste 108, Lapeer, MI, 48446 | 27.9 | |
| Liberty Mutual Independent | Consolidated Agencies Inc. | 33261 Woodward Ave, Birmingham, MI, 48009 | 47.2 | |
| Allstate | Carolyn Tack-West | 580 W 14 Mile Rd, Clawson, MI, 48017 | 49.0 | |
| State Farm | Mike Gabriel | 41390 W 10 Mile Rd, Novi, MI, 48375-3404 | 42.9 | |
| Allstate | Ali Abdallah | 4211 W 13 Mile Rd, Royal Oak, MI, 48073 | 48.0 | |
| State Farm | Rick Stander | 2305 Coolidge Hwy, Berkley, MI, 48072-1550 | 49.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,080 | $550 |
| Genesee County, MI | $96,500 | $694 | $510 | $960 | $450 |
| Clayton charter, MI | $132,500 | $647 | $430 | $920 | $490 |
| Flint charter, MI | $79,600 | $637 | $430 | $890 | $460 |
| Mount Morris, MI | $60,700 | $602 | $430 | $850 | $420 |
| Sciota, MI | $163,000 | $811 | $560 | $1,130 | $570 |
| Oceola, MI | $226,100 | $753 | $510 | $1,030 | $520 |
| Duplain, MI | $120,000 | $752 | $530 | $1,030 | $500 |
| Oxford charter, MI | $214,800 | $739 | $500 | $1,010 | $510 |
| Lafayette, MI | $117,700 | $748 | $540 | $1,060 | $520 |
| Caro, MI | $76,700 | $680 | $460 | $940 | $480 |
| Fulton, MI | $111,400 | $739 | $540 | $1,050 | $510 |
| Jasper, MI | $90,800 | $705 | $470 | $980 | $510 |