Gavop shows you how to buy homeowners insurance in Bureau County, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $55,500 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $121,500 | $100,000 | $125,000-$150,000 |
| 3 Bedroom | $159,000 | $150,000 | $150,000-$175,000 |
| 4 Bedroom | $279,000 | $260,000 | $250,000-$300,000 |
| 5 Bedroom | $316,000 | $250,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$98 | $554 |
| Superior Protection Discount | -$59 | $593 |
| Fire & Security Discount | -$52 | $600 |
| Hail Resistant Roof Discount | -$20 | $632 |
| Newly Constructed Home Discount | -$150 | $502 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Bureau County | $2,000 | $644 | $2,644 | $468 | $2,468 | $176 |
| Bureau County, IL | $1,500 | $644 | $2,144 | $468 | $1,968 | $176 |
| Dimmick, IL | $500 | $882 | $1,382 | $641 | $1,141 | $241 |
| Marshall County, IL | $700 | $607 | $1,307 | $441 | $1,141 | $166 |
| Hopkins, IL | $200 | $710 | $910 | $516 | $716 | $194 |
| Kangley, IL | $2,500 | $557 | $3,057 | $405 | $2,905 | $152 |
| Roanoke, IL | $500 | $716 | $1,216 | $521 | $1,021 | $196 |
| Lynn, IL | $700 | $800 | $1,500 | $582 | $1,282 | $219 |
| Elba, IL | $100 | $783 | $883 | $569 | $669 | $214 |
| Rockvale, IL | $1,000 | $850 | $1,850 | $617 | $1,617 | $232 |
| South Moline, IL | $100 | $671 | $771 | $487 | $587 | $183 |
| Yates City, IL | $1,000 | $597 | $1,597 | $434 | $1,434 | $163 |
| Home Insurance Company Bureau County, IL | Homeowners Insurance Agency Bureau County, IL | Address | Popularity Score | Distance from Bureau County (miles) |
|---|---|---|---|---|
| State Farm | Jackie Padesky | 315 5th St, Lacon, IL, 61540-1209 | 26.7 | |
| Erie | Bell Insurance Agency | 6907 N Knoxville Avenue Suite 204, Peoria, IL, 61614 | 43.6 | |
| Liberty Mutual Independent | Ramza Insurance Group | 1127 La Salle St, Ottawa, IL, 61350 | 35.8 | |
| Travelers | First State Insurance | 715 Washington St, Mendota, IL, 61342 | 23.5 | |
| State Farm | Shane Huber | 1211 Currency Ct, Rochelle, IL, 61068-2322 | 44.2 | |
| Allstate | Caselli Insurance | 510 W Madison St, Ottawa, IL, 61350 | 35.6 | |
| Travelers | Don Burke Investments | 501 6th Ave Ste, Rochelle, IL, 61068 | 43.3 | |
| Travelers | Kenney Insurance Agency Inc | 710 N Galena Avenue, Dixon, IL, 61021 | 31.2 | |
| Travelers | Charles J Lavin | 4810 N Prospect Rd Prospect Road @ Glen Avenue, Peoria Heights, IL, 61616 | 45.3 | |
| Travelers | First State Insurance | 715 Washington St, Mendota, IL, 61342 | 23.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $610 | $1,200 | $590 |
| Bureau County, IL | $106,800 | $652 | $440 | $930 | $490 |
| Bureau County, IL | $106,800 | $652 | $450 | $900 | $450 |
| Dimmick, IL | $204,300 | $893 | $650 | $1,260 | $610 |
| Marshall County, IL | $103,300 | $615 | $450 | $850 | $400 |
| Hopkins, IL | $122,700 | $719 | $520 | $990 | $470 |
| Kangley, IL | $76,700 | $564 | $380 | $800 | $420 |
| Roanoke, IL | $124,800 | $725 | $530 | $990 | $460 |
| Lynn, IL | $159,800 | $810 | $590 | $1,130 | $540 |
| Elba, IL | $151,800 | $793 | $530 | $1,090 | $560 |
| Rockvale, IL | $185,300 | $860 | $630 | $1,200 | $570 |
| South Moline, IL | $126,500 | $679 | $470 | $960 | $490 |
| Yates City, IL | $87,000 | $604 | $410 | $850 | $440 |