Gavop's guide to buying homeowners insurance in Demun, AR covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $37,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $90,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $122,500 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $168,000 | $140,000 | $150,000-$175,000 |
| 5 Bedroom | $219,500 | $180,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$69 | $696 |
| Home and Two Car | -$122 | $642 |
| Home and Three Car | -$176 | $589 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Randolph County | $2,500 | $754 | $3,254 | $548 | $3,048 | $206 |
| Demun, AR | $1,500 | $755 | $2,255 | $549 | $2,049 | $206 |
| Lawrence County, AR | $500 | $735 | $1,235 | $534 | $1,034 | $201 |
| North Union, AR | $1,000 | $968 | $1,968 | $704 | $1,704 | $265 |
| Poland, AR | $200 | $956 | $1,156 | $695 | $895 | $261 |
| Cleveland-North Kilgore, AR | $1,500 | $795 | $2,295 | $578 | $2,078 | $217 |
| Thomas, MO | $200 | $729 | $929 | $530 | $730 | $199 |
| Rector, AR | $2,500 | $830 | $3,330 | $603 | $3,103 | $227 |
| East Sullivan, AR | $400 | $918 | $1,318 | $667 | $1,067 | $251 |
| Weiner, AR | $2,500 | $814 | $3,314 | $592 | $3,092 | $222 |
| Jackson County, AR | $300 | $666 | $966 | $484 | $784 | $182 |
| Bolivar, AR | $1,500 | $919 | $2,419 | $668 | $2,168 | $251 |
| Home Insurance Company Demun, AR | Homeowners Insurance Agency Demun, AR | Address | Popularity Score | Distance from Demun (miles) |
|---|---|---|---|---|
| State Farm | Brandon Ryburn | 1683 Hwy 62 412 Ste A, Highland, AR, 72542-9391 | 31.3 | |
| Travelers | Martin Agency Inc | 210 W Broadway, Pocahontas, AR, 72455 | 0.4 | |
| Travelers | Gregory Insurance Agency | 205 S. Third Ave, Piggott, AR, 72454 | 44.6 | |
| State Farm | Brad Parrish | 153 Highway 463 S, Trumann, AR, 72472-2604 | 48.1 | |
| State Farm | Skip Highfill | 900 Southwest Dr Ste B, Jonesboro, AR, 72401-7077 | 34.2 | |
| State Farm | Tommy Reese | 2500 Sunny Meadow Dr Ste B, Jonesboro, AR, 72404-7871 | 35.7 | |
| Travelers | Martin Agency Inc | 210 W Broadway St, Pocahontas, AR, 72455 | 0.4 | |
| State Farm | Catherine Dillon | 2212 Fowler Ave Ste A, Jonesboro, AR, 72401-6115 | 34.8 | |
| Farmers | Rodney Hannah | 1306 Stone St, Jonesboro, AR, 72401 | 34.1 | |
| State Farm | Adam Staples | 601 W. Main St., Walnut Ridge, AR, 72476-1934 | 12.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arkansas | $118,500 | $1,088 | $770 | $1,530 | $760 |
| Randolph County, AR | $81,500 | $764 | $510 | $1,050 | $540 |
| Demun, AR | $81,800 | $764 | $510 | $1,090 | $580 |
| Lawrence County, AR | $77,100 | $744 | $510 | $1,060 | $550 |
| North Union, AR | $95,700 | $980 | $660 | $1,390 | $730 |
| Poland, AR | $93,300 | $968 | $660 | $1,340 | $680 |
| Cleveland-North Kilgore, AR | $61,600 | $805 | $560 | $1,140 | $580 |
| Thomas, MO | $49,400 | $738 | $540 | $1,060 | $520 |
| Rector, AR | $68,300 | $840 | $610 | $1,180 | $570 |
| East Sullivan, AR | $85,600 | $929 | $670 | $1,280 | $610 |
| Weiner, AR | $65,300 | $824 | $600 | $1,130 | $530 |
| Jackson County, AR | $61,300 | $675 | $470 | $930 | $460 |
| Bolivar, AR | $85,700 | $930 | $620 | $1,330 | $710 |