Gavop shows you how to buy homeowners insurance in Wisharts, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Wisharts, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Carver St, Woodcliff Dr, Lambeth St, State Rd 1945, Hillcrest Dr, Cherokee St, Cedar Grove Rd, Oak St, Rosier Ln, Thunder Bird Rd | $174,500 | $160,000 | $150,000-$175,000 | $120,000 | $110,000 | $125,000-$150,000 |
| New Kent St, Ridgecrest Dr, Tippit Dr, Hardin Rd, Dirt Snake Rd, Leigh Ln, Pittman Dr, Turtle Cove Dr, Old Wilkins Dr, Hayes St | $115,500 | $110,000 | $100,000-$125,000 | $92,000 | $80,000 | $100,000-$125,000 |
| Harris Rd, Lafayette St, Musselwhite Cir, Tofah Ranch Dr, Griffin St, Hamp Dr, State Rd 1952, Hargrave St, Highland Ave, Mystery Ln | $143,000 | $120,000 | $150,000-$175,000 | $110,000 | $100,000 | $75,000-$100,000 |
| Krystin Ln, Pittman Rd, State Rd 2108, Jacobsville Rd, Todd Farm Rd, State Rd 2126, State Rd 2130, McPhail Rd, Stirling Dr, Taylor Dr | $65,500 | $60,000 | $75,000-$100,000 | $78,000 | $70,000 | $50,000-$75,000 |
| Old Allenton Rd, Willard Rd, Mimosa St, Turner Pl, Ceder Grove St, Vanlanot Dr, Brittany St, Best Dr, State Rd 2115, Willoughby Rd | $66,000 | $60,000 | $50,000-$75,000 | $51,000 | $50,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$154 | $702 |
| Superior Protection Discount | -$77 | $779 |
| Fire & Security Discount | -$68 | $788 |
| Hail Resistant Roof Discount | -$26 | $830 |
| Newly Constructed Home Discount | -$180 | $676 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Robeson County | $2,000 | $992 | $2,992 | $721 | $2,721 | $271 |
| Wisharts, NC | $2,500 | $846 | $3,346 | $615 | $3,115 | $231 |
| Boardman, NC | $500 | $477 | $977 | $347 | $847 | $130 |
| Nichols, SC | $700 | $761 | $1,461 | $553 | $1,253 | $208 |
| Fayetteville, NC | $500 | $729 | $1,229 | $530 | $1,030 | $199 |
| Gibson, NC | $2,500 | $470 | $2,970 | $342 | $2,842 | $129 |
| Quewhiffle, NC | $100 | $857 | $957 | $623 | $723 | $234 |
| Bonnetsville, NC | $2,000 | $699 | $2,699 | $508 | $2,508 | $191 |
| Carvers Creek, NC | $400 | $762 | $1,162 | $554 | $954 | $208 |
| Pinebluff, NC | $2,000 | $880 | $2,880 | $640 | $2,640 | $241 |
| Anderson Creek, NC | $400 | $786 | $1,186 | $571 | $971 | $215 |
| Home Insurance Company Wisharts, NC | Homeowners Insurance Agency Wisharts, NC | Address | Popularity Score | Distance from Wisharts (miles) |
|---|---|---|---|---|
| Erie | Darden Miranda & Associates Insurance | 3007 Fort Bragg Road Suite 1, Fayetteville, NC, 28303 | 35.3 | |
| State Farm | Ann Mcleod | 7137 Raeford Rd, Fayetteville, NC, 28304-0806 | 33.2 | |
| Allstate | Danny Martin | 589 Farringdom St, Lumberton, NC, 28358 | 7.6 | |
| State Farm | Becca Hughes | 600 Atkinson St, Laurinburg, NC, 28352-4405 | 34.1 | |
| State Farm | Dan Mcguire | 222 N Mcpherson Church Rd, Fayetteville, NC, 28303-4495 | 35.2 | |
| State Farm | Terry Keith | 226 Rowan St, Fayetteville, NC, 28301-4922 | 34.4 | |
| State Farm | Dan Heiman | 523 Owen Dr, Fayetteville, NC, 28304-3491 | 32.7 | |
| State Farm | Brett Herrmann | 2323 Bragg Blvd, Fayetteville, NC, 28303-4255 | 35.2 | |
| Nationwide | Andy W Bleggi | 5069 Fayetteville St, Lumberton, NC, 28358 | 8.6 | |
| Nationwide | Michael L. Warren | 1909 Bragg Blvd. Ste 102a, Fayetteville, NC, 28303-4350 | 35.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $630 | $1,220 | $590 |
| Robeson County, NC | $72,100 | $1,004 | $710 | $1,420 | $710 |
| Wisharts, NC | $70,300 | $856 | $590 | $1,170 | $580 |
| Boardman, NC | $75,000 | $483 | $350 | $660 | $310 |
| Nichols, SC | $111,800 | $770 | $520 | $1,050 | $530 |
| Fayetteville, NC | $128,500 | $738 | $510 | $1,060 | $550 |
| Gibson, NC | $73,800 | $476 | $320 | $660 | $340 |
| Quewhiffle, NC | $154,100 | $867 | $590 | $1,220 | $630 |
| Bonnetsville, NC | $116,700 | $707 | $490 | $1,000 | $510 |
| Carvers Creek, NC | $167,500 | $771 | $550 | $1,060 | $510 |
| Pinebluff, NC | $160,200 | $891 | $610 | $1,260 | $650 |
| Anderson Creek, NC | $175,800 | $795 | $570 | $1,090 | $520 |