Gavop's guide to buying homeowners insurance in Ephrata, WA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Ephrata, WA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 9th Ave SW, 8th Ave NW, Rd 13.5 NW, Rd 7 NW, Sagebrush Flats Rd, Johnson Rd NW, Abel Rd, Rd H .5 NW, D St SE, Crest Cir | $108,000 | $100,000 | $75,000-$100,000 | $86,000 | $80,000 | $100,000-$125,000 |
| Rd 4.7 NE, Rd 8.8 NW, 13th Ave SW, Elsie Rd NE, Sagebrush Flats Rd, Rd J NW, Mae Valley Rd NE, B 3, Rd E.6 NW, Rd 9.6 NW | $188,500 | $170,000 | $150,000-$175,000 | $118,000 | $110,000 | $100,000-$125,000 |
| Rd D NE, Cyrus Rd, D 9, C St NE, F St SE, B 5, Rd 17.7 NW, Dodson Rd N, F St NW, Hwy 283 N | $207,000 | $200,000 | $200,000-$250,000 | $151,000 | $130,000 | $125,000-$150,000 |
| Sage Rd, 18th Ave SW, M 5, Rd 6 NW, Rd 3.3 NE, White Trail Rd, Cottage St SE, Rd E NE, M 7, Rd 14.4 NW | $183,500 | $170,000 | $200,000-$250,000 | $126,500 | $120,000 | $125,000-$150,000 |
| Rd B.2 NW, Leslie Rd, C 4, E 7, K St SE, Rd 14.1 NW, Stade Rd, 5th Ave NW, Ridge Dr, Rd 1.9 NE | $172,000 | $160,000 | $125,000-$150,000 | $84,500 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$117 | $664 |
| Superior Protection Discount | -$70 | $711 |
| Fire & Security Discount | -$55 | $727 |
| Hail Resistant Roof Discount | -$23 | $758 |
| Newly Constructed Home Discount | -$188 | $594 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Grant County | $1,500 | $615 | $2,115 | $447 | $1,947 | $168 |
| Ephrata, WA | $1,000 | $772 | $1,772 | $561 | $1,561 | $211 |
| Moses Lake, WA | $400 | $618 | $1,018 | $449 | $849 | $169 |
| George, WA | $2,500 | $638 | $3,138 | $464 | $2,964 | $174 |
| Banks Lake South, WA | $500 | $687 | $1,187 | $499 | $999 | $188 |
| Coulee City, WA | $1,500 | $651 | $2,151 | $473 | $1,973 | $178 |
| East Wenatchee, WA | $500 | $744 | $1,244 | $541 | $1,041 | $203 |
| Mattawa, WA | $2,000 | $531 | $2,531 | $386 | $2,386 | $145 |
| Electric City, WA | $300 | $659 | $959 | $479 | $779 | $180 |
| Cashmere, WA | $2,000 | $653 | $2,653 | $475 | $2,475 | $178 |
| Hatton, WA | $300 | $486 | $786 | $353 | $653 | $133 |
| Home Insurance Company Ephrata, WA | Homeowners Insurance Agency Ephrata, WA | Address | Popularity Score | Distance from Ephrata (miles) |
|---|---|---|---|---|
| Travelers | Sloan Leavitt Insurance Agency Inc | 91 S 6th Ave, Othello, WA, 99344 | 37.9 | |
| Allstate | Greg Schlagel | 1101 S Pioneer Way # A, Moses Lake, WA, 98837 | 18.4 | |
| Allstate | Debra Graser | 321 S Beech St Ste F, Moses Lake, WA, 98837 | 17.5 | |
| Farmers | Tom Chaplin | 118 W 4th Ave, Moses Lake, WA, 98837 | 17.6 | |
| State Farm | Ariel Garza | 1010 S Pioneer Way Ste A, Moses Lake, WA, 98837-4411 | 18.3 | |
| State Farm | Cory Pickeral | 1077 Basin St Sw, Ephrata, WA, 98823-2041 | 1.1 | |
| State Farm | Bruce Snyder | 504 S Division St, Moses Lake, WA, 98837-1959 | 17.6 | |
| Liberty Mutual Independent | Robert M Trask Agency Inc | 108 W Broadway Moses Lake, Moses Lake, WA, 98837 | 17.4 | |
| Travelers | Familia Ins Services | 124 Penny Rd E Ste 101, Wenatchee, WA, 98801 | 38.9 | |
| Farmers | Alberta Mason-Cannon | 1105 S Juniper Dr, Moses Lake, WA, 98837 | 18.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $580 | $1,120 | $540 |
| Grant County, WA | $161,700 | $623 | $440 | $860 | $420 |
| Ephrata, WA | $146,500 | $781 | $530 | $1,080 | $550 |
| Moses Lake, WA | $163,200 | $626 | $430 | $870 | $440 |
| George, WA | $163,600 | $646 | $470 | $920 | $450 |
| Banks Lake South, WA | $196,900 | $695 | $490 | $950 | $460 |
| Coulee City, WA | $171,800 | $659 | $440 | $930 | $490 |
| East Wenatchee, WA | $241,900 | $753 | $530 | $1,070 | $540 |
| Mattawa, WA | $109,000 | $537 | $390 | $740 | $350 |
| Electric City, WA | $176,800 | $667 | $470 | $940 | $470 |
| Cashmere, WA | $269,300 | $661 | $440 | $910 | $470 |
| Hatton, WA | $91,300 | $492 | $330 | $670 | $340 |