Gavop's guide to buying homeowners insurance in Webster County, MS covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $38,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $63,000 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $138,500 | $110,000 | $150,000-$175,000 |
| 4 Bedroom | $193,000 | $180,000 | $175,000-$200,000 |
| 5 Bedroom | $218,500 | $200,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$135 | $658 |
| Superior Protection Discount | -$79 | $714 |
| Fire & Security Discount | -$56 | $737 |
| Hail Resistant Roof Discount | -$16 | $777 |
| Newly Constructed Home Discount | -$174 | $619 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Webster County | $1,000 | $783 | $1,783 | $569 | $1,569 | $214 |
| Webster County, MS | $1,000 | $783 | $1,783 | $569 | $1,569 | $214 |
| Slate Springs, MS | $200 | $950 | $1,150 | $691 | $891 | $260 |
| Vardaman, MS | $100 | $768 | $868 | $558 | $658 | $210 |
| McCool, MS | $1,000 | $785 | $1,785 | $571 | $1,571 | $215 |
| Chickasaw County, MS | $500 | $701 | $1,201 | $510 | $1,010 | $192 |
| Grenada County, MS | $700 | $874 | $1,574 | $635 | $1,335 | $239 |
| Louisville, MS | $400 | $810 | $1,210 | $589 | $989 | $221 |
| Yalobusha County, MS | $2,500 | $770 | $3,270 | $560 | $3,060 | $210 |
| Carroll County, MS | $200 | $861 | $1,061 | $626 | $826 | $235 |
| Lowndes County, MS | $1,000 | $1,144 | $2,144 | $831 | $1,831 | $313 |
| Home Insurance Company Webster County, MS | Homeowners Insurance Agency Webster County, MS | Address | Popularity Score | Distance from Webster County (miles) |
|---|---|---|---|---|
| State Farm | Bert Parish | 231 E Walnut Ave, Eupora, MS, 39744-2099 | 5.6 | |
| State Farm | Amanda Parish | 223 E Madison St, Houston, MS, 38851-2320 | 25.6 | |
| State Farm | Amy Shelton | 617 18th Ave N, Columbus, MS, 39701-2237 | 50.0 | |
| Allstate | Cockerham Insurance | 100 W Commerce St, Aberdeen, MS, 39730 | 45.1 | |
| Liberty Mutual Independent | Lyon Insurance Agency Inc | 325 Commerce St, West Point, MS, 39773 | 36.7 | |
| Liberty Mutual Independent | Lyon Insurance Agency Inc | 325 Commerce Street West Point , West Point, MS, 39773 | 36.7 | |
| State Farm | Brian Mccaskill | 823 Highway 12 W Ste A, Starkville, MS, 39759-3593 | 28.1 | |
| State Farm | Frank Chiles | 306 Highway 12 W, Starkville, MS, 39759-3633 | 28.8 | |
| State Farm | Michael Fancher | 15189 S Jackson St, Durant, MS, 39063-3962 | 49.7 | |
| State Farm | Nathan Burnett | 316 Sunset Dr, Grenada, MS, 38901-4434 | 32.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $790 | $1,660 | $870 |
| Webster County, MS | $77,400 | $793 | $550 | $1,120 | $570 |
| Webster County, MS | $77,400 | $793 | $570 | $1,090 | $520 |
| Slate Springs, MS | $80,000 | $962 | $660 | $1,340 | $680 |
| Vardaman, MS | $54,900 | $777 | $520 | $1,100 | $580 |
| McCool, MS | $57,200 | $795 | $560 | $1,120 | $560 |
| Chickasaw County, MS | $63,800 | $710 | $500 | $1,020 | $520 |
| Grenada County, MS | $93,200 | $885 | $630 | $1,230 | $600 |
| Louisville, MS | $82,000 | $820 | $590 | $1,120 | $530 |
| Yalobusha County, MS | $75,200 | $780 | $530 | $1,110 | $580 |
| Carroll County, MS | $90,900 | $872 | $580 | $1,210 | $630 |
| Lowndes County, MS | $123,400 | $1,158 | $790 | $1,600 | $810 |