Gavop shows you how to buy homeowners insurance in Farmington, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $50,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $165,500 | $140,000 | $125,000-$150,000 |
| 3 Bedroom | $191,000 | $180,000 | $150,000-$175,000 |
| 4 Bedroom | $184,500 | $160,000 | $175,000-$200,000 |
| 5 Bedroom | $202,500 | $180,000 | $175,000-$200,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$49 | $566 |
| Home and Two Car | -$105 | $510 |
| Home and Three Car | -$148 | $467 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ontario County | $1,000 | $629 | $1,629 | $457 | $1,457 | $172 |
| Farmington, NY | $2,000 | $607 | $2,607 | $441 | $2,441 | $166 |
| Port Gibson, NY | $100 | $583 | $683 | $424 | $524 | $159 |
| Waterloo, NY | $700 | $932 | $1,632 | $677 | $1,377 | $255 |
| Chili, NY | $100 | $579 | $679 | $421 | $521 | $158 |
| Conesus Lake, NY | $700 | $817 | $1,517 | $594 | $1,294 | $223 |
| Italy, NY | $300 | $583 | $883 | $424 | $724 | $159 |
| Caledonia, NY | $1,500 | $605 | $2,105 | $439 | $1,939 | $165 |
| Ledyard, NY | $100 | $692 | $792 | $503 | $603 | $189 |
| Dundee, NY | $2,500 | $586 | $3,086 | $426 | $2,926 | $160 |
| Brutus, NY | $500 | $598 | $1,098 | $434 | $934 | $163 |
| Hammondsport, NY | $2,500 | $596 | $3,096 | $433 | $2,933 | $163 |
| Home Insurance Company Farmington, NY | Homeowners Insurance Agency Farmington, NY | Address | Popularity Score | Distance from Farmington (miles) |
|---|---|---|---|---|
| Erie | Nolans Insurance Agency Inc. | 33 William Street Suite 6a, Auburn, NY, 13021 | 37.9 | |
| Allstate | Gregory Lewis | 647 Pittsford Victor Rd, Pittsford, NY, 14534 | 9.9 | |
| Allstate | George Opira | 1900 Clinton Ave S, Rochester, NY, 14618 | 17.1 | |
| Allstate | Todd Jamalkowski | 100 Meridian Ctr Blvd Ste 200, Rochester, NY, 14618 | 16.0 | |
| Allstate | Jeremy Drader | 7635 Main Fishers, Fishers, NY, 14453 | 8.4 | |
| Allstate | Christina Avery | 14 Perinton Hills Mall, Fairport, NY, 14450 | 8.8 | |
| Farmers | Michael Ballone | 1892 Winton Rd S Ste 140, Rochester, NY, 14618 | 15.8 | |
| Allstate | Finger Lakes Partners Llc | 62 Reed St, Geneva, NY, 14456 | 17.9 | |
| Travelers | Gregory P Malley | 3021 Brighton Henrietta T/L Rd, Rochester, NY, 14623 | 16.3 | |
| Allstate | Van Parys Associates | 229 E Main St, Palmyra, NY, 14522 | 6.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $830 | $1,660 | $830 |
| Ontario County, NY | $156,500 | $636 | $450 | $910 | $460 |
| Farmington, NY | $158,800 | $615 | $450 | $850 | $400 |
| Port Gibson, NY | $96,000 | $590 | $430 | $840 | $410 |
| Waterloo, NY | $77,800 | $943 | $670 | $1,310 | $640 |
| Chili, NY | $142,000 | $586 | $420 | $800 | $380 |
| Conesus Lake, NY | $217,300 | $827 | $570 | $1,170 | $600 |
| Italy, NY | $95,000 | $590 | $420 | $810 | $390 |
| Caledonia, NY | $128,300 | $612 | $440 | $850 | $410 |
| Ledyard, NY | $175,800 | $700 | $470 | $970 | $500 |
| Dundee, NY | $79,300 | $593 | $400 | $840 | $440 |
| Brutus, NY | $121,900 | $605 | $430 | $830 | $400 |
| Hammondsport, NY | $120,200 | $603 | $410 | $860 | $450 |