Gavop tells you how to get the best homeowners insurance in Beachwood, NJ by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $81,500 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $111,500 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $283,000 | $250,000 | $300,000-$350,000 |
| 4 Bedroom | $216,000 | $190,000 | $175,000-$200,000 |
| 5 Bedroom | $356,500 | $320,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$108 | $663 |
| Superior Protection Discount | -$69 | $702 |
| Fire & Security Discount | -$69 | $702 |
| Hail Resistant Roof Discount | -$15 | $756 |
| Newly Constructed Home Discount | -$216 | $555 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,386 |
| Hail Damage | $5,587 |
| Wind Damage | $9,916 |
| Expensive Claims | |
| Fire | $34,608 |
| Accidental Discharge/Leakage | $8,970 |
| Optional Coverage Losses | $7,826 |
| Home Insurance Company Beachwood, NJ | Homeowners Insurance Agency Beachwood, NJ | Address | Popularity Score | Distance from Beachwood (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | American Insurance Services | 1129 Raritan Rd, Clark, NJ, 7066 | 48.7 | |
| State Farm | Dave Johnson | 5010 Hwy 9, Howell, NJ, 07731-3321 | 13.9 | |
| Liberty Mutual Independent | Prime Ins Agency | 960 East County Line Road, Lakewood, NJ, 8701 | 12.1 | |
| Travelers | Connelly Campion Wright | 704 9th Ave, Belmar, NJ, 7719 | 19.8 | |
| Travelers | E A Boniakowski Agency Inc | 929 N Washington Ave, Green Brook, NJ, 8812 | 48.3 | |
| Travelers | Dagostino Agency | 105 N White Horse Pike, Hammonton, NJ, 8037 | 36.8 | |
| Travelers | The Schenck Agency Inc | 495 Main St, Metuchen, NJ, 8840 | 43.3 | |
| State Farm | Jody Huss | 474 Brick Blvd, Brick, NJ, 08723-6090 | 8.9 | |
| Travelers | Kollman Group | 2021 Rte 9 Unite 5, Linwood, NJ, 8221 | 44.8 | |
| Travelers | Maiello & Manzi Insurance - Manalapan | 500 Craig Road Lower Level, Manalapan, NJ, 7726 | 25.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $740 | $1,550 | $810 |
| Ocean County, NJ | $267,900 | $940 | $640 | $1,300 | $660 |
| Beachwood, NJ | $233,300 | $771 | $530 | $1,060 | $530 |
| Plumsted, NJ | $294,400 | $864 | $620 | $1,200 | $580 |
| Little Egg Harbor, NJ | $223,400 | $756 | $540 | $1,040 | $500 |
| Morganville, NJ | $540,000 | $1,798 | $1,280 | $2,570 | $1,290 |
| Jamesburg, NJ | $267,700 | $822 | $570 | $1,180 | $610 |
| Plainsboro Center, NJ | $377,800 | $1,222 | $820 | $1,690 | $870 |
| Burlington, NJ | $263,700 | $816 | $560 | $1,120 | $560 |
| Penndel, PA | $260,900 | $914 | $670 | $1,270 | $600 |
| Woodbridge, NJ | $298,100 | $994 | $710 | $1,360 | $650 |
| Blackwood, NJ | $176,300 | $806 | $550 | $1,150 | $600 |
| Richboro, PA | $412,300 | $990 | $710 | $1,410 | $700 |