Gavop shows you how to buy homeowners insurance in Limestone County, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Limestone County, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| N 2nd St, FM 936 N, E Navasota, Rebekah St, N Sherman St, Lcr 635, Ridgewood Pk Rd, Lcr 474, Bradley St, Chickasha St | $125,000 | $100,000 | $125,000-$150,000 | $67,500 | $50,000 | $50,000-$75,000 |
| E Cobb St, Park Ln, Hewitt St, Briarwood St, N Bailey St, N Ellis St, Lcr 882, W Rusk St, E Tyler St, Co Rd 613 | $101,500 | $90,000 | $75,000-$100,000 | $78,500 | $70,000 | $75,000-$100,000 |
| FM 937, S Dallas St, Co Rd 897, N Calhoun St, W Polk St, Shiloh Rd S, Lcr 390, Pr 5887 D, Lcr 880E, Co Rd 156 | $136,500 | $120,000 | $150,000-$175,000 | $92,000 | $80,000 | $50,000-$75,000 |
| Co Rd 250, S Brooks St, Co Rd 744, Lcr 486, Taylor St, Pvt Rd 5507, Pvt Rd 5881A, Co Rd 139, S Sherman St, W Trinity St | $124,000 | $100,000 | $100,000-$125,000 | $119,500 | $110,000 | $100,000-$125,000 |
| Jester St, W Cypress St, Lcr 760, E Main St, Lcr 386, Lcr 104, W Yeagua St, N Marshall St, Lcr 660, W Buchanan St | $114,500 | $110,000 | $100,000-$125,000 | $138,000 | $120,000 | $125,000-$150,000 |
| Cedar Creek Dr, E Inge St, Frost St, Cayton St, S RR, N Bailey St, Old Thornton Hwy, Lcr 642, Co Rd 456, Co Rd 893 | $146,500 | $130,000 | $125,000-$150,000 | $71,000 | $60,000 | $75,000-$100,000 |
| Pvt Rd 5475, Martin Luther King Jr Hwy, E 7th St, Prairie Grove Church Rd, Co Rd 820, Co Rd 462, E Techancana Valley Rd, Lcr 791A, S Ross Ave, Lcr910 | $93,000 | $80,000 | $75,000-$100,000 | $113,000 | $100,000 | $75,000-$100,000 |
| FM 339, State Hwy 39, Quincy St, Co Rd 700, E 8th St, Co Rd 776, Lcr 492, Co Rd 420, E Titus St, S Belknap St | $170,000 | $140,000 | $125,000-$150,000 | $150,500 | $130,000 | $125,000-$150,000 |
| Lcr 628, Parkside Dr, Lcr 184, S McKinney St, N Paris St, Lcr 771, Elm Creek Dr, Prairie Point Rd, Briarwood Ln, Co Rd 463 | $126,500 | $110,000 | $100,000-$125,000 | $119,500 | $100,000 | $100,000-$125,000 |
| Tyler St, Co Rd 437, Barron St, Yeagua St, Co Rd 516, Lcr 704, S Lamar St, E Travis St, Co Rd 379, German Rd | $197,000 | $160,000 | $175,000-$200,000 | $119,000 | $110,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$185 | $843 |
| Superior Protection Discount | -$103 | $925 |
| Fire & Security Discount | -$82 | $946 |
| Hail Resistant Roof Discount | -$21 | $1,008 |
| Newly Constructed Home Discount | -$247 | $781 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Limestone County | $700 | $1,016 | $1,716 | $738 | $1,438 | $278 |
| Limestone County, TX | $2,000 | $1,016 | $3,016 | $738 | $2,738 | $278 |
| Bellmead, TX | $100 | $958 | $1,058 | $696 | $796 | $262 |
| Lacy-Lakeview, TX | $1,500 | $1,400 | $2,900 | $1,017 | $2,517 | $383 |
| Malone, TX | $300 | $1,264 | $1,564 | $918 | $1,218 | $345 |
| Robinson, TX | $1,500 | $956 | $2,456 | $695 | $2,195 | $261 |
| Navarro County, TX | $200 | $1,304 | $1,504 | $947 | $1,147 | $356 |
| McLennan County, TX | $1,000 | $1,442 | $2,442 | $1,048 | $2,048 | $394 |
| Robertson County, TX | $500 | $1,047 | $1,547 | $761 | $1,261 | $286 |
| Lorena, TX | $2,000 | $1,672 | $3,672 | $1,215 | $3,215 | $457 |
| Hill County, TX | $300 | $1,325 | $1,625 | $963 | $1,263 | $362 |
| Italy, TX | $2,500 | $1,479 | $3,979 | $1,075 | $3,575 | $404 |
| Home Insurance Company Limestone County, TX | Homeowners Insurance Agency Limestone County, TX | Address | Popularity Score | Distance from Limestone County (miles) |
|---|---|---|---|---|
| State Farm | Stuart Smith | 221 W 6th Ave, Corsicana, TX, 75110-5243 | 38.3 | |
| State Farm | Mike Mckenzie | 2910 W Waco Dr, Waco, TX, 76710-7242 | 33.3 | |
| State Farm | Kevin Krause | 1000 West Highway 6, Waco, TX, 76712-3790 | 36.4 | |
| Farmers | Stephanie Burns | 942s Highway 84 W, Teague, TX, 75860 | 19.2 | |
| Farmers | Steven Tindell | 1838 N Valley Mills Dr, Waco, TX, 76710 | 35.8 | |
| Travelers | Huffman Insurance Agency | 1105 North 8th Ave, Teague, TX, 75860 | 19.6 | |
| State Farm | Brian Wenzel | 100 Santa Fe Dr Ste 1, Waco, TX, 76712-4069 | 36.2 | |
| State Farm | Joseph Morphis | 1412 N Valley Mills Drive, Waco, TX, 76710-4461 | 35.4 | |
| Travelers | Huffman Insurance Agency | 1105 N 8th Ave, Teague, TX, 75860 | 19.6 | |
| Farmers | Scott Everett | 1838 N Valley Mills Dr, Waco, TX, 76710 | 35.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Limestone County, TX | $84,800 | $1,028 | $680 | $1,580 | $900 |
| Limestone County, TX | $84,800 | $1,028 | $680 | $1,580 | $900 |
| Bellmead, TX | $70,000 | $970 | $640 | $1,490 | $850 |
| Lacy-Lakeview, TX | $79,300 | $1,417 | $940 | $2,180 | $1,240 |
| Malone, TX | $56,100 | $1,279 | $840 | $1,970 | $1,130 |
| Robinson, TX | $147,500 | $968 | $640 | $1,490 | $850 |
| Navarro County, TX | $88,900 | $1,319 | $870 | $2,030 | $1,160 |
| McLennan County, TX | $125,200 | $1,460 | $960 | $2,250 | $1,290 |
| Robertson County, TX | $93,900 | $1,060 | $700 | $1,630 | $930 |
| Lorena, TX | $145,700 | $1,692 | $1,120 | $2,610 | $1,490 |
| Hill County, TX | $93,700 | $1,341 | $890 | $2,070 | $1,180 |
| Italy, TX | $95,200 | $1,497 | $990 | $2,310 | $1,320 |