Gavop shows you how to buy homeowners insurance in Perry, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Perry, MO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Cardinal St, McCaleb Memorial Park Dr, Bayview Ln, Rue Cynthia, Cedar Ridge Trl, State Hwy O, Tripp Ave, Grove Dr, Three Rivers Rd, St Joe Dr | $143,500 | $130,000 | $150,000-$175,000 | $89,500 | $70,000 | $75,000-$100,000 |
| Autumn Chase, Boundary Dr, Rue Leona, Glenwood Dr, Francis St, Field St, Forest Dr, Lakeview Dr, N Trailwood St, Margin Rd | $100,500 | $90,000 | $100,000-$125,000 | $102,500 | $90,000 | $75,000-$100,000 |
| Houser St, Rue Angeline, Station St, Park St, Old Bonne Terre Rd, Hawthorne Way, Highway E, Horse Collar Bluff Dr, Crow Ln, Jennings St | $139,500 | $120,000 | $100,000-$125,000 | $147,500 | $120,000 | $150,000-$175,000 |
| Rue Valerie, Southern St, Satinwood Ct, Rue Rene, Mo Rte A, Red Bud Dr, Lake St, Young St, Mitchell St, Fulton St | $150,500 | $140,000 | $150,000-$175,000 | $99,500 | $90,000 | $75,000-$100,000 |
| Michel Dr, Kimball Ln, Wesley Dr, Chalk Hill Rd, Stormy Ln, Easter St, Valley Forge Rd, Keystone Dr, Weir St, N Walnut St | $193,000 | $150,000 | $150,000-$175,000 | $130,000 | $120,000 | $100,000-$125,000 |
| Lacy Ct, Hawk Hollow Rd, Emerson St, State Hwy U, Washington St, Poplar St, Chace Dr, Gumbo St, Hurryville Rd, Saint Brigette St | $111,000 | $90,000 | $75,000-$100,000 | $99,000 | $90,000 | $75,000-$100,000 |
| Vine St, Beartooth Ridge, Embry, Kingsland St, Evans Row, Vine St, Buckner Ave, Bourbon Dr, Fowler St, S Harry Junior St | $123,500 | $110,000 | $100,000-$125,000 | $77,000 | $60,000 | $75,000-$100,000 |
| Doe Ln, Westwood Dr, Oriole Cir, Flannery Rd, Ann Dr, Ward St, Blue Bird Ln, Aulsbury Chapel Rd, Wolf Creek Rd, Hwy C | $109,500 | $100,000 | $100,000-$125,000 | $76,000 | $60,000 | $75,000-$100,000 |
| Margaret Ct, Miranda Dr, Hovis Farm Rd, W 4th St, St Michael St, Murrill St, Robinson St, Hunt St, Gumbo Rd, Sarah St | $156,000 | $130,000 | $150,000-$175,000 | $100,500 | $90,000 | $100,000-$125,000 |
| Delassus Rd, Gettinger, Fite St, Parkway Dr, Farmer Rd, N Country Dr, E Elvins Blvd, Centerline Dr, River St, Andrew St | $85,000 | $80,000 | $75,000-$100,000 | $71,500 | $60,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$167 | $712 |
| Superior Protection Discount | -$88 | $792 |
| Fire & Security Discount | -$97 | $783 |
| Hail Resistant Roof Discount | -$18 | $862 |
| Newly Constructed Home Discount | -$185 | $695 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,368 |
| Hail Damage | $4,571 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $17,389 |
| Home Insurance Company Perry, MO | Homeowners Insurance Agency Perry, MO | Address | Popularity Score | Distance from Perry (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Siebert Agency Ltd | 558 Gravois Rd Ste 200, Fenton, MO, 63026 | 42.1 | |
| State Farm | Amanda Shipman | 102 W Russell St, Ironton, MO, 63650-1313 | 22.0 | |
| Travelers | Midtown Insurance Group | 12166 Old Big Bend Ste 210, Kirkwood, MO, 63122 | 46.0 | |
| Allstate | Lisa M. Clemente | 110a Holloway Rd, Ballwin, MO, 63011 | 47.4 | |
| Liberty Mutual Independent | Dewitt Insurance | 1011 Howard George Dr, Manchester, MO, 63021 | 47.0 | |
| Travelers | Premier Insurance Agency | 11400 Concord Village Ave. Suite D, St Louis, MO, 63123 | 43.7 | |
| Farmers | Janette Scott | 9201 Watson Rd Ste 250, Crestwood, MO, 63126 | 45.8 | |
| Travelers | The Insurance Center | 2187 Pardoroyal Dr, St Louis, MO, 63131 | 47.7 | |
| State Farm | Bill Bond | 976 S Highway Dr, Fenton, MO, 63026-2023 | 44.0 | |
| State Farm | Murph Murphy | 13537 Barrett Pky Dr Ste 365, Manchester, MO, 63021-5896 | 47.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $730 | $1,550 | $820 |
| St. Francois County, MO | $110,200 | $941 | $640 | $1,340 | $700 |
| Perry, MO | $132,000 | $879 | $600 | $1,250 | $650 |
| Grayhawk, MO | $86,900 | $898 | $610 | $1,230 | $620 |
| Pilot Knob, MO | $81,300 | $877 | $620 | $1,200 | $580 |
| St. Mary, MO | $72,600 | $842 | $600 | $1,150 | $550 |
| Calvey, MO | $139,400 | $897 | $650 | $1,230 | $580 |
| Lake Tekakwitha, MO | $100,000 | $946 | $670 | $1,310 | $640 |
| Tesson Ferry, MO | $217,800 | $891 | $640 | $1,240 | $600 |
| Millstadt, IL | $211,800 | $760 | $540 | $1,040 | $500 |
| Sugar Loaf, IL | $84,300 | $821 | $590 | $1,130 | $540 |
| Wildwood, MO | $367,000 | $1,509 | $1,010 | $2,140 | $1,130 |