Gavop's guide to buying homeowners insurance in Baldwin Harbor, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Baldwin Harbor, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Hayes Pl, Byrd Pl, Jeffrey Dr, Steele Blvd, Bonnie Dr, Cornwell Pl, Harbor Point Rd, Marilyn Ln, Jay Way, Bertha Dr | $515,500 | $480,000 | $600,000-$700,000 | $375,500 | $340,000 | $300,000-$350,000 |
| Clay St, Daniel Cres, Verity Ln, N End Dr, Hastings Cir, Eastern Pkwy, Phyllis Dr, Allwyn St, Eastern Blvd, Hastings St | $426,000 | $390,000 | $350,000-$400,000 | $401,000 | $320,000 | $350,000-$400,000 |
| Dahlia Ave, Hastings St, Marcel Rd, Ocean St, Harbor Ct, Steven Rd, Colony Dr, Van Buren Pl, Judith Pl, Howard Ct | $466,500 | $400,000 | $400,000-$500,000 | $559,000 | $470,000 | $500,000-$600,000 |
| Jackie Ln, Middle Bay Dr, Jerome St, Vivian Ct, Green Pl, Canoe Pl, Hastings Pl, Fishermans Rd, Mildred Dr, Carey Ln | $462,000 | $400,000 | $400,000-$500,000 | $595,000 | $530,000 | $500,000-$600,000 |
| Schreiber Pl, Hastings Pkwy, Chess Dr, Woodoak Dr, Harbor St, Western Blvd, Lydia Pl, Hastings Pkwy, Dorlon Pl, Cherrywood Dr | $221,000 | $190,000 | $200,000-$250,000 | $450,500 | $400,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$178 | $812 |
| Superior Protection Discount | -$89 | $901 |
| Fire & Security Discount | -$69 | $921 |
| Hail Resistant Roof Discount | -$20 | $970 |
| Newly Constructed Home Discount | -$198 | $792 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Nassau County | $1,500 | $1,499 | $2,999 | $1,089 | $2,589 | $410 |
| Baldwin Harbor, NY | $2,000 | $978 | $2,978 | $711 | $2,711 | $267 |
| South Farmingdale, NY | $300 | $1,718 | $2,018 | $1,249 | $1,549 | $470 |
| Great Neck Gardens, NY | $2,500 | $886 | $3,386 | $644 | $3,144 | $242 |
| Old Greenwich, CT | $100 | $905 | $1,005 | $658 | $758 | $247 |
| Saddle Brook, NJ | $1,000 | $836 | $1,836 | $607 | $1,607 | $228 |
| Union Beach, NJ | $200 | $953 | $1,153 | $693 | $893 | $261 |
| Carteret, NJ | $700 | $812 | $1,512 | $590 | $1,290 | $222 |
| Orangetown, NY | $400 | $1,559 | $1,959 | $1,133 | $1,533 | $426 |
| Mount Sinai, NY | $700 | $1,087 | $1,787 | $790 | $1,490 | $297 |
| Wilton, CT | $400 | $911 | $1,311 | $662 | $1,062 | $249 |
| Clyde, NJ | $1,500 | $1,204 | $2,704 | $875 | $2,375 | $329 |
| Home Insurance Company Baldwin Harbor, NY | Homeowners Insurance Agency Baldwin Harbor, NY | Address | Popularity Score | Distance from Baldwin Harbor (miles) |
|---|---|---|---|---|
| State Farm | Charmaine Robin | 569 Uniondale Ave, Uniondale, NY, 11553-2236 | 4.9 | |
| Allstate | Dan Ratkewitch | 18 W Village Green, Hicksville, NY, 11801 | 8.7 | |
| State Farm | Diane Mcgrath | 75 N Park Ave, Rockville Centre, NY, 11570-4105 | 3.0 | |
| State Farm | Litza Casinover | 167 E Jericho Tpke, Mineola, NY, 11501-2031 | 8.6 | |
| Allstate | Kenneth Marcus | 192 Merritts Rd Ste B, Farmingdale, NY, 11735 | 10.0 | |
| State Farm | Diana Casey | 1093 North Broadway, Massapequa, NY, 11758-1702 | 9.3 | |
| Allstate | Robert Capialbi | 440 E 62nd St, New York, NY, 10065 | 20.9 | |
| Travelers | Ability Service Agency Inc | 2075 Grand Avenue, Baldwin, NY, 11510 | 2.1 | |
| Allstate | George Schlott | 256 Glen St, Glen Cove, NY, 11542 | 15.9 | |
| Allstate | Kevin Williamson | 4222 Avenue D, Brooklyn, NY, 11203 | 17.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $800 | $1,590 | $790 |
| Nassau County, NY | $460,700 | $1,517 | $1,030 | $2,090 | $1,060 |
| Baldwin Harbor, NY | $400,200 | $990 | $670 | $1,370 | $700 |
| South Farmingdale, NY | $388,700 | $1,739 | $1,200 | $2,380 | $1,180 |
| Great Neck Gardens, NY | $892,700 | $897 | $610 | $1,230 | $620 |
| Old Greenwich, CT | $1,386,700 | $916 | $610 | $1,300 | $690 |
| Saddle Brook, NJ | $366,500 | $846 | $580 | $1,210 | $630 |
| Union Beach, NJ | $259,800 | $965 | $660 | $1,380 | $720 |
| Carteret, NJ | $267,500 | $822 | $590 | $1,180 | $590 |
| Orangetown, NY | $472,800 | $1,577 | $1,150 | $2,160 | $1,010 |
| Mount Sinai, NY | $446,500 | $1,100 | $740 | $1,550 | $810 |
| Wilton, CT | $815,500 | $922 | $640 | $1,300 | $660 |
| Clyde, NJ | $376,900 | $1,219 | $870 | $1,720 | $850 |